Quantcast
Employment Insurance MEGA THREAD - Page 2 - Beyond.ca - Car Forums
Page 2 of 15 FirstFirst 1 2 3 12 ... LastLast
Results 21 to 40 of 291

Thread: Employment Insurance MEGA THREAD

  1. #21
    Join Date
    Jan 2008
    Location
    Upstairs
    My Ride
    Natural Gas.
    Posts
    13,330
    Rep Power
    100

    Default

    Does anyone know if it matters if you start a business while on EI? I would think it would only make a difference if that business is profitable/paying you money, is that right?
    Quote Originally Posted by killramos View Post
    This quote is hidden because you are ignoring this member. Show Quote
    You realize you are talking to the guy who made his own furniture out of salad bowls right?

  2. #22
    Join Date
    Mar 2009
    Location
    Calgary
    My Ride
    Silverado
    Posts
    3,090
    Rep Power
    47

    Default

    I think SP had a similar idea where he was going to do some contract work at not take out any money from the business until his EI ran out. Don't know if anything came of it.

  3. #23
    Join Date
    Jun 2007
    Location
    Calgary/Alberta
    Posts
    1,234
    Rep Power
    18

    Default

    Well they do have the one very specific line in the report, have you completed any work that you will receive money for now or in the future. Always a big risk to do so if you get caught...

  4. #24
    Join Date
    Jul 2011
    Location
    Calgary, AB
    My Ride
    Ford F150
    Posts
    472
    Rep Power
    17

    Default

    As long as long as you don't pull a salary or dividend for the period you're on EI you should be fine. Most businesses arent profitable on day one anyways.
    I can eat more hot wings than you.

  5. #25
    Join Date
    Sep 2002
    Location
    Calgary
    Posts
    736
    Rep Power
    22

    Default

    Originally posted by ExtraSlow
    Does anyone know if it matters if you start a business while on EI? I would think it would only make a difference if that business is profitable/paying you money, is that right?
    Here's the kicker - you need to be available 8am-4pm for full time work, or whatever they tell you that you need to be available for - or you are non-eligible for EI.

    As soon as the hours of your business interfere with what they feel should be core working hours, they cancel your EI. If you're doing any sort of work or labor (including self-employed income) it needs to be declared, and a percentage of the value, up to certain values are deducted from your EI claim every couple weeks. It's a big pain in the ass from experience.

  6. #26
    Join Date
    Apr 2009
    Location
    Nowhere
    Posts
    6,852
    Rep Power
    26

    Default

    ...
    Last edited by Sugarphreak; 08-15-2019 at 01:36 PM.

  7. #27
    Join Date
    Jan 2004
    Location
    Calgary, Alberta
    My Ride
    Bicycle
    Posts
    9,269
    Rep Power
    49

    Default

    Originally posted by Sugarphreak
    It is kind of a BS rule though. I agree that people shouldn't be going to SAIT or UofC, online courses can be done fully outside of business hours, and are flexible around any job hunting activity or future job hours. I don't have to tell them how many hours I read at night before bed, or how many hours I spend doing recreational activities, or how many hours I spend on the can. Why do I have to tell them how many hours I spend doing self studying activities?
    /Rant
    Because I believe if you are going full time school, you can't get EI unless you are approved.

    It's more like old rule doesn't quite adapt to the new world of internet.

  8. #28
    Join Date
    Sep 2006
    Location
    Secret City, Alberta
    My Ride
    2018 Civic Si coupe
    Posts
    656
    Rep Power
    36

    Default

    I was pretty sure you don't qualify for EI if you get severance. Well, you do qualify but they don't start paying until after the amount of time passes that they expect your severance to have lasted you. Mine wasn't going to start paying for 16 months

  9. #29
    Join Date
    Apr 2009
    Location
    Nowhere
    Posts
    6,852
    Rep Power
    26

    Default

    ...
    Last edited by Sugarphreak; 08-15-2019 at 01:36 PM.

  10. #30
    Join Date
    Jun 2007
    Location
    Calgary/Alberta
    Posts
    1,234
    Rep Power
    18

    Default

    Originally posted by Xtrema


    Because I believe if you are going full time school, you can't get EI unless you are approved.

    It's more like old rule doesn't quite adapt to the new world of internet.

    I've always been curious how that whole scenario works. I have met my share of welders/similar programs who get "laid off" and then go get there upgraded ticket while receiving full EI and come back to company after done

  11. #31
    Join Date
    Jan 2004
    Location
    Calgary, Alberta
    My Ride
    Bicycle
    Posts
    9,269
    Rep Power
    49

    Default

    Originally posted by Swank
    Mine wasn't going to start paying for 16 months
    That's actually awesome and not .

    You either enjoy some paid time off or find another job and get dual income for a period of time.

    What would anyone want EI is beyond me. That's just to save your ass to buy you time to cope.

  12. #32
    Join Date
    Jan 2008
    Location
    Upstairs
    My Ride
    Natural Gas.
    Posts
    13,330
    Rep Power
    100

    Default

    Just a heads up on the nuts and bolts of the process.
    I initially requested a service canada access code, and THEN applied for EI.
    You really don't need to request that access code, as you will get one mailed to you after you do that initial application.

    So, if your ROE is submitted online, you don't even need to look at it, just apply online right away, and then couble-check your ROE after they send you the access code.

    I ended up with two access codes, which isn't really helpful.

    So I filled out my first two Two-week reports today. Was out of the country for three weekdays. It's not too tough to figure out how they want that filled out, but it's annoying, you basically have to tell them three times that you weren't available for work. Sort of stupid, but it's government, what did I expect?
    Quote Originally Posted by killramos View Post
    This quote is hidden because you are ignoring this member. Show Quote
    You realize you are talking to the guy who made his own furniture out of salad bowls right?

  13. #33
    Join Date
    Oct 2005
    Location
    Red Deer, Alberta
    My Ride
    1995 WRX STi
    Posts
    1,560
    Rep Power
    0

    Default

    Originally posted by Sugarphreak
    that is basically it. Stay home and watch Netflix or play Xbox all you want... But don't you dare do something productive with your time!
    No kidding eh? EI sounds like a shit show

    Originally posted by colinxx235

    I've always been curious how that whole scenario works. I have met my share of welders/similar programs who get "laid off" and then go get there upgraded ticket while receiving full EI and come back to company after done
    If you can prove that you need to be "re-educated" in a different field because there is no work available in your current career and no other jobs available, you can get EI while being in school. Lots of people were on that program back when I was at NAIT. Very onerous though, you have to go to every class, have the instructor sign off you were there, and there are other rules.

    All of this EI talk makes me happy that I have skills/abilities that require minimal capital and are cash-under-the-table type work.

  14. #34
    Join Date
    May 2010
    Location
    Calgary,AB
    My Ride
    2015 Kia Forte5 SX
    Posts
    1,008
    Rep Power
    17

    Default

    So Telus have given me a severance package of approx 25k. EI website says I need to call them to find out how much of a delay there would be if I collect EI. How much delay did you guys experience?
    Quote Originally Posted by BavarianBeast View Post
    This quote is hidden because you are ignoring this member. Show Quote

    Could have been over 60% if I wasn’t a paper hand bitch

  15. #35
    Join Date
    Apr 2009
    Location
    Nowhere
    Posts
    6,852
    Rep Power
    26

    Default

    ...
    Last edited by Sugarphreak; 08-15-2019 at 01:36 PM.

  16. #36
    Join Date
    Apr 2009
    Location
    Unemployment Line
    My Ride
    Sierra, RDX
    Posts
    2,672
    Rep Power
    20

    Default

    Originally posted by colinxx235
    Well they do have the one very specific line in the report, have you completed any work that you will receive money for now or in the future. Always a big risk to do so if you get caught...
    Does this apply to renovations as well? If I was to spend a bunch of time adding a bedroom to rent out, theoretically I'm going to be deriving future income from the work I'm doing.
    See Crank. See Crank Walk. Walk Crank Walk.

  17. #37
    Join Date
    Jan 2004
    Location
    Calgary, Alberta
    My Ride
    Bicycle
    Posts
    9,269
    Rep Power
    49

    Default

    Originally posted by nzwasp
    So Telus have given me a severance package of approx 25k. EI website says I need to call them to find out how much of a delay there would be if I collect EI. How much delay did you guys experience?
    Find out what your weekly pay was before. Severance divided by weekly pay is the weeks of your EI delay will be.

  18. #38
    Join Date
    Oct 2015
    Location
    AB
    My Ride
    '16 Golf TSI
    Posts
    54
    Rep Power
    0

    Default

    Originally posted by CompletelyNumb
    It's not complicated, every week you fill out a very simple online questionnaire. The weeks you're out of town, specify that. You don't receive benefits those weeks. They resume when you're back.
    Yep, and definitely do not try and get away without telling them. When a bunch of us were on EI about 6 years ago after getting laid off (my first and only time using it) one guy went to Hawaii for 2 weeks, already had it booked. Got caught when they flagged him as leaving the country, he had to pay back everything he had been paid up to that point, paid a hefty fine, and he was ineligible for EI for 5 years. Not worth the risk, just suck it up and lose the week or two of pay.

    Funny, I was on it for several months and never had to say a word about applying for work. It surprised me actually, I assumed I'd be sending in contact info of places I was applying to. We actually get people in to work here now that just walk up to the front desk and ask if they can put us down as a place they applied at. They don't even bother applying, but want us to say they did. WTF.

  19. #39
    Join Date
    Jun 2007
    Location
    Calgary/Alberta
    Posts
    1,234
    Rep Power
    18

    Default

    Originally posted by FraserB


    Does this apply to renovations as well? If I was to spend a bunch of time adding a bedroom to rent out, theoretically I'm going to be deriving future income from the work I'm doing.

    I wouldn't know if that would apply, probably also depends if that is your main residence? As I was under the impression that income from renters isn't taxable (I could be wrong, I own a house and had a buddy rent for 9 months before moving home due to economy in Sept).

    The main things I see it applying to are people doing under table jobs, or any Engineer consults doing lots of work and finding a way to invoice the client several months later for accumulated totals and dodging EI.

  20. #40
    Join Date
    Mar 2010
    Location
    Calgary
    My Ride
    Ioniq 5
    Posts
    1,792
    Rep Power
    46

    Default

    Originally posted by colinxx235



    I wouldn't know if that would apply, probably also depends if that is your main residence? As I was under the impression that income from renters isn't taxable (I could be wrong, I own a house and had a buddy rent for 9 months before moving home due to economy in Sept).

    The main things I see it applying to are people doing under table jobs, or any Engineer consults doing lots of work and finding a way to invoice the client several months later for accumulated totals and dodging EI.
    Income from renters is definitely taxable. Unless you are renting for significantly under market value (i.e. your brother is chipping you a few hundred for a cheap place to live) or your expenses out weigh your income.

Page 2 of 15 FirstFirst 1 2 3 12 ... LastLast

Similar Threads

  1. Employment Insurance: General Thread

    By Sugarphreak in forum Real Estate / Finance
    Replies: 18
    Latest Threads: 07-07-2015, 11:36 AM
  2. LF: Mega Man ZX & Mega Man ZX Advent for DS

    By Despair* in forum Video Games / Consoles
    Replies: 0
    Latest Threads: 06-04-2010, 03:32 PM
  3. employment insurance

    By sallinger in forum Careers
    Replies: 12
    Latest Threads: 03-13-2009, 10:09 PM
  4. EI (employment insurance)

    By dragonsleeve in forum Careers
    Replies: 3
    Latest Threads: 02-28-2006, 07:16 AM
  5. employment insurance

    By sallinger in forum General
    Replies: 15
    Latest Threads: 11-04-2005, 12:46 AM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •