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Weapon_R
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Best Cashback/Reward Credit Cards? quote:

Who has the best cashback credit card going right now? I am getting into the habit of using my credit for almost everything now to rack up airmiles, but if there is something out there with a better reward program I wouldn't mind switching right now.

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Original Post NAZI Moderated


Originally posted by r3cc0s
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Old Post 10-30-2008 01:55 AM
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e36bmw///
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quote:

i use visa all the time, since you can win 25k

dont get a 1% cash back because its really not that good

get the CIBC aeroplan gold
you get 15k aeroplans to as a welcome too

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Old Post 10-30-2008 01:59 AM
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zarge
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quote:

Do NOT get aeroplan gold. My friend flew to england on aeroplan and ended up paying $750 in taxes + surcharges($350 of it was a surprise when he got there for fuel surcharge). My other friend met him 2 days later on a discount line for $720.
Air Canada is a bunch of rip off artists and I refuse to fly with them whenever possible!

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Old Post 10-30-2008 02:00 AM
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Isaiah
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quote:

Mosaik gold used to be the best and in my opinion Diners Club was 2nd. The amex platinum card (non-Costco version) I believe has now taken the lead in terms of airmiles to dollars spent ratio and overall benefits.

Since Mosaik killed their "anywhere in NA for 1600 airmiles" promo, the card pretty much sucks.

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Old Post 10-30-2008 02:02 AM
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w_man
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quote:

if you are looking to fly ... RBC Avion is the best!!! i dont believe in the aeroplan or anything to do with Air Canada at that ... but with Avion you get the basic $1 a point plus I get gas from Esso so every 2 Esso extra points equal to 1 Avion point ... I am able to get ATLEAST 1 free flight to anywhere in North America per year (if not two).

The fact that there are absolutely no blackout dates, its pretty freakin good. If you can find the flight on Expedia (or any other website), call them up and they'll book the flight right away.

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Old Post 10-30-2008 02:03 AM
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Mibz

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quote:

I've got the Mosiak Gold and love it, not that I have much other experience, it's just a nice card to have. Air Miles + 20% discount at WestJet FTW.

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Old Post 10-30-2008 02:07 AM
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eblend
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quote:

PC Financial is not bad, get about 30 bucks a month for groceries, not much but helps to an average joe

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Old Post 10-30-2008 02:24 AM
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anarchy
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quote:

+1 for RBC Avion Visa. I have the Infinite Avion...haven't redeemed anything yet but seems to be pretty good so far.

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Old Post 10-30-2008 02:32 AM
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Isaiah
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quote:

Originally posted by Mibz
I've got the Mosiak Gold and love it, not that I have much other experience, it's just a nice card to have. Air Miles + 20% discount at WestJet FTW.



Sucks now compared to what it used to be.

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Old Post 10-30-2008 03:28 AM
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Xtrema
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quote:

I hate travel cards, almost all have restrictions.

PC works for me. Not hard to spend rewards every month for food.

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Old Post 10-30-2008 04:05 AM
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topmade
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quote:

Since we are on the topic, what's a good cash back card for the folks who don't do a lot of traveling?

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Old Post 10-30-2008 04:20 AM
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adamc
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quote:

+1 avion infinite, my buddy uses his way more than I do and flies free several times per year.

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Old Post 10-30-2008 04:23 AM
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TACO.VIDAL
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quote:

starwood spg mastercard.

google it.

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Old Post 10-30-2008 04:29 AM
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JAYMEZ
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quote:

Avion Infinite , I use it every day , even if I have cash on me.. (just pay it off right after with the cash). Right now ive got enough points to go anywhere in Europe

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Old Post 10-30-2008 04:29 AM
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Weapon_R
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quote:

Does anyone have a calculator I can use for Avion Infinite? It says that a short haul flight between Canada-U.S. is around 15,000 points ~ $15,000 (A flight under $350).

Then it says that 100 reward points = $1.00. This would mean that 15,000points = $150. A calculator where I can enter destinations to show whether they are short/long haul flights would be great.

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Originally posted by r3cc0s
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Old Post 10-30-2008 04:34 AM
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TC2002
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quote:

I use PC as well. Redeem for anything...groceries (anything in store counts, as far as I know), flights, blockbuster, chapters...

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Old Post 10-30-2008 04:44 AM
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ghostlyport
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quote:

I got the TD rebates rewards card ,seems ok to me.. didn't really shop around tho

http://www.tdcanadatrust.com/tdvisa/rebate.jsp

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Old Post 10-30-2008 04:49 AM
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djayz
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quote:

My wallet contains:
MBNA Starwood Preferred Guest Mastercard
TD Rebate Rewards

Going to get the Capital One No Hassle Cash Rewards card next as a backup.

IMO no annual fee with cash back is the best.
If you spend alot meaning over 25k a year a card with an annual fee and some type of air rewards is good. But now adays there is so many companies that offer no fee cards so why pay $120 for a card and get a flight worth $400 out of it...not worth it.

Look into Capital One cards they have several now all no annual fee that are really good.

No Hassle Points Rewards
No Hassle Cash Rewards
No Hassle Miles Rewards

Are all good cards with no annual fee.

No Hassle Miles Ultra for Professionals has a 39 fee but you get double points.

Ideally if you want air rewards find one that covers the entire flight now just the fare.

I'm sure lots of us have learned the hard way when we go to book a flight with 15000 miles and you get the fare free and end up paying 250 in taxes.

My first card was a TD Travel Rewards which was a great card because every 7500 = 75 dollars so ideally it was 1%.
I switched to the cash rewards for obvious reasons.

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Old Post 10-30-2008 05:02 AM
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cosmok
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quote:

Originally posted by Weapon_R
Does anyone have a calculator I can use for Avion Infinite? It says that a short haul flight between Canada-U.S. is around 15,000 points ~ $15,000 (A flight under $350).

Then it says that 100 reward points = $1.00. This would mean that 15,000points = $150. A calculator where I can enter destinations to show whether they are short/long haul flights would be great.



I didn't feel like typing all this shit up, here's the page from the Infinite Avion rewards book. Not sure if it helps but it's better than what is on their site.

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Old Post 10-30-2008 05:35 AM
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richardchan2002
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quote:

TD Gold Elite.

-Free towing service
-1% Cash Back
-Bunch of other crap that I never use

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