Got a new build coming up due in November so I'm looking to get an answer from those who may be familiar with what the best options are.
All my capital is currently invested + the 25g cash in RRSP for First Time Buyer Credit.
I can sustain the mortgage without dipping into my investments, but I was curious what would be the best route to go.
A) Dump everything into down payment and do nothing after
B) Dump half into down payment and leave the 50% invested in equities
C) Dump everything into down payment and use HELOC to re-enter investment positions (provided they pay a dividend of which you can write off interest) (well 85% of the positions since you can't take 100% out)
Feel free to PM me if needed