Insurance windshield/glass coverage

[killramos]

Originally posted by roll_over


I have 3 separate quotes for my windshield right now and the cheapest so far was $1500 with the most expensive being $1970 from the dealer.

I get additional 25% off from my business but still ends up being over $1000.

Is your windshield made of swarovski crystal or something?

[prae]

Just piling on to the OEM vs. non-OEM debate:

The "SoundScreen" option on Carlite glass (found in F-150s) makes a surprisingly large difference to in-cabin noise.

I replaced an OEM soundscreen on an F150 with the cheapest thing 5-Star auto had, and I was really shocked at the change in highway noise on the vehicle.

I'd be curious, Masked Bandit, does glass coverage take into consideration these type of options (SoundScreen is typically something that only appears on higher trim models), or is more of a "glass is glass is glass" argument?

[Masked Bandit]

Originally posted by prae
Just piling on to the OEM vs. non-OEM debate:

The "SoundScreen" option on Carlite glass (found in F-150s) makes a surprisingly large difference to in-cabin noise.

I replaced an OEM soundscreen on an F150 with the cheapest thing 5-Star auto had, and I was really shocked at the change in highway noise on the vehicle.

I'd be curious, Masked Bandit, does glass coverage take into consideration these type of options (SoundScreen is typically something that only appears on higher trim models), or is more of a "glass is glass is glass" argument?

Right out of the gate, glass is glass is glass is what an adjuster would proceed on but if you as the customer could show that your windshield had a special factory feature like this SoundScreen then I'm guessing you could have that covered.

[Mitsu3000gt]

Originally posted by ShermanEF9


Obviously OEM will have a higher QA, and will be less tolerant of imperfections. i was arguing the case of safety. OEM glass vs aftermarket are both as safe as the other.

I don't think anyone is arguing the case of *glass* safety though, but rather poor quality glass' effect on vehicle safety systems (like lane departure and autonomous braking), or things like heads up displays and rain sensing wipers. That's where it can get tricky, if you have crappy glass or an imperfection in an unfortunate spot. At least that's where my question was stemming from.

[heavyD]

I don't remember 15 years ago seeing the sheer amount of cars driving around with crazy wavy windshields like you see all over Calgary these days. Cheap glass is great for the part of the market that wants the cheapest glass but I don't want that crap in my car.