Attention: All Beyond Memebers 25 And Younger. (Insurance)

[___2PaC___]

AUTO INSURANCE...

Who are you with, and how much do you pay a month?

Because I dunno who to go with...everyone says State Farm is expensive, probably is lol.

Thanks for the help.

[Stratus_Power]

do a search and you'll probably find a 4 pages + page about how much ppl paid for their insurance.. but personally i dont have a car yet, but i've got a fewquote from state farm back when i was 17 and it was 3200 for a 97' eagle talon or 3100 for a 2000 VW Jetta..

quite cheap i think

[V6-BoI]

Well my insurance is cheap, cuz I'm a part time driver and with 2 cars. I pay like 300 a year. I'm with that place at New Asia. Oh yeah I'm 18 by the way.

[eur0]

Im under State Farm paying 2100/year, the dumb thing is i dont know what im covered for? I have theft, but im not sure about my liability...This is all on my own too, not shared with the parents.

[Canadian 2.5RS]

i pay just over 3000 for COMPLETE coverage, including depreciation value, if i write off my car before april i get 30 000 for it not blue book. i get mine through dominion i think.:thumbsup:


oh i buy yearly to save money.

[jaylo]

I have talked to my broker and she said that companies keeps on raising up the premiums now because of "losses" moneywise. I hate insurance companies!

We should have a single insurance company like in vancouver and winnipeg

[Smartiepants]

I am with Dominion and paying 3400/year

Under my own name, 16yrs old

[Dope Dealer]

Originally posted by Smartiepants
I am with Dominion and paying 3400/year

Under my own name, 16yrs old

Wow, Dominion seems pretty good.

Brand new car too....

[GTS Jeff]

primmum insurance thru td.

i pay 2300 for a "red sports car" and im 19 w/ 2 tickets.

[frenchdriver]

is state farm any good prices wise??? i'm still having insurance problems cause of my... "colourful" record

:(

[frenchdriver]

Originally posted by ___2PaC___
AUTO INSURANCE...

Who are you with, and how much do you pay a month?

Because I dunno who to go with...everyone says State Farm is expensive, probably is lol.

Thanks for the help.

what kind of car did you get???

[eur0]

Well im 18 at 2100/year with state farm so yea id say theyre pretty good on prices :)

[buh_buh]

I'm 19 and I'm paying around $7500/year for full coverage

[___2PaC___]

Originally posted by frenchdriver


what kind of car did you get???


None yet, looking...

I have to wait until March 31st to take my drivign school. It's gonna take this long because its with my school, and only 20 students every class.

I'm just reasearchin right now, just wanna know what you guys have, It'll help out alot.

[D'z Nutz]

Look into TD. They got some really good rates. Currently, I'm paying like $1700 as a part time driver under my dad's name. I called TD and they quoted me like $2100 or $2200 full time under on my own.

There was another insurance company that's been referred to on this board several times, but I can't remember what it's called. Like Stratus_power said, just do a search and you'll find a shit load of posts on this topic.

[Ekliptix]

22, CRS Insurance.

PL and PD. $771 / 6months

[Lo)2enz0]

i am 17 and i pay 3000 a year and i am insured part time under my civic.

[max_boost]

Before I was paying $4000/year part time on my BMW but that was because Allstate was ripping us off!

I'm switching insurance companies to TD when my new car comes in and I will be paying $2400/year for full coverage vs. $4300 with AllState!

As far as I know, if you are claims free for 6 years, TD will give you about a 40% discount compared to other insurance quotes....I'm going to take advantage of that because I'm turning 22 in October!

[___2PaC___]

Damn, Looks like TD has good rates.

[Ven]

AllState is one of the most expensive in the industry for young drivers. I've read a few articles on them recently, quite the money grabbers. There's better coverage out there for a better price, you just have to call around.

:thumbsup: to the guy/gals who have the policy in their name and work hard to pay for it themselves.

Life is good when you hit 25, my rates dropped HUGE. , Full coverage on the supra, full replacement value , 2 mil liability, etc, $500 deductable = $72 a month. I have a few tickets too.

[04blackMAX]

Originally posted by buh_buh
I'm 19 and I'm paying around $7500/year for full coverage


pretty bad when insurance is more than you car,almost not worth driving

[Dope Dealer]

Originally posted by Ven
AllState is one of the most expensive in the industry for young drivers. I've read a few articles on them recently, quite the money grabbers. There's better coverage out there for a better price, you just have to call around.

:thumbsup: to the guy/gals who have the policy in their name and work hard to pay for it themselves.

Life is good when you hit 25, my rates dropped HUGE. , Full coverage on the supra, full replacement value , 2 mil liability, etc, $500 deductable = $72 a month. I have a few tickets too.

Who are you with?

2 mil liability is great.

[max_boost]

Originally posted by vsmSIR



pretty bad when insurance is more than you car,almost not worth driving

LOL
Maybe if his Prelude was 1991 or something.....

Anyway, $7500 sounds about right, I was quoted that price when I was 18 driving my 2000 SH but I went under the folks as part time and still paid $5400 lol:rofl:

And customers were wondering why I was so nice to them....:rofl: :rofl: :rofl:

[Ajay]

I'm 21 with full coverage I pay $1500/6 months under my own name.

I'm with the Co-Operators

[Ven]

Originally posted by Dope Dealer


Who are you with?

2 mil liability is great.

The Personal. They've been around for about 30 years and are a subsiduary of Zurich, one of the worlds largest financial institutions. They give pretty substatial discounts to families who insure all their cars/home with them.

It really pays to flip through the yellow pages and make some calls. People almost never research their insurance companies, they just go with what friends have or the parents have or whatever, and then after that they just stay with that company without asking questions, they just keep forking over the cash.

Every year I shop for rates, takes about an hour, and every year for 10 years The Personal has provided the best coverage for the best price. Your mileage may vary.

[___2PaC___]

Thanks for the tip Ven...I'll look into that

[88 CRX]

TD Insurance has the best rates I found. Your rate drops every year as long as you keep a clean record.

[ACS-e36]

Originally posted by buh_buh
I'm 19 and I'm paying around $7500/year for full coverage

holy crap!!! thats fukin insane!!

[ACS-e36]

Originally posted by 88 CRX
TD Insurance has the best rates I found. Your rate drops every year as long as you keep a clean record.

clean?! err wabout warnings(dangerous driving) is that still clean??

[CanadaCivicSIR]

I'm 22 and have no tickets and I still pay 240 a month full coverage.

When I had my Civic it was like 150 a month

I go through Western Union.

[2000impreza]

$5409/year. switching to a different insurance company...

[Superesc]

going to find one that accept me for who I am (no airbag/jdm rebar)! :rofl:

[RiCE-DaDDy]

Originally posted by Jeff TYPE R
primmum insurance thru td.

i pay 2300 for a "red sports car" and im 19 w/ 2 tickets.

haha your insurance is like more than your car!!

[three.eighteen.]

im 18, i have monnex insurance under my own name with bare bones insurance, its about 2k a year

[missblondie]

$1600/year... through AXA insurance.. and that is full coverage

[GTS Jeff]

Originally posted by RiCE-DaDDy


haha your insurance is like more than your car!! yes...MY car....

[core_upt]

on my 95/96 lude when I get it I will be paying $2700/year with $500 deductible for comprehensive and collision and $2M liability. It's a bit more for a 97-99 lude. This is under my name (I'm 22) and through TD Insurance. On my CRX (same coverage as above) I was paying $1400.year. It was great!
Go to http://www.kanetix.com and put in all your info and it will spit out quotes for a bunch of different companies for you to compare. You'd be surprised how much they differ. TD always seems to be the cheapest, sometimes buy as much as $4000/year. Take a look for sure.

[___2PaC___]

Cool site

[98type_r]

i'm paying $2400/month for full coverage w/AMA insurance, cheapest rate i could find when i was shopping around 2 yrs ago.

i'm 24 now w/a clean record but at the time, they wanted $3000/yr and i had 2 tickets on my record. some other companies wanted as much as $6k for a year...

I'm so looking forward to turning 25 next year, CHEAP INSURANCE!

[RiceCake]

Originally posted by ACS-e36


clean?! err wabout warnings(dangerous driving) is that still clean??

Unless you get a ticket for it, your record stays clean.

Now, fess up, what'd you do this time Brandon?:)

[redbaron303]

State farm is shit! I'm covered through them, PLPD and Comprehensive ($250.00 deductable) and pay just under $3000/year.

I bought a "replacement" car today, and I phoned them to put a days temp insurance on it so I could bring it home because private sales don't usually involve dplates, and they wouldn't do that for me, They said I would have to pay for a whole month to drive it home, then I could "pause" my policy until I wanted to drive it again... what BS. I sold the car to my dad and he phoned his broker and they put insurance on it for the day, even faxed us pinkslips, now that's convenient, but they were like $6K/year for me with the same coverage so I didn't go with them :S


The other thing that state farm sucks for is modifications, your policy will be voided if you have 15% power gain or modify your suspension set up and it was not approved by your agent! So basically me dialing up my turbo and putting not adjustable shocks in, instead of adjustable voids my insurance... of course I don't tell them, so it's all good.... but I'll be lookin for a new company soon.... $260/month is too much for that bullshit... oh and the bitch of an agent hung up on me when I said they were an inconvenience to me! I hadn't even started yelling at her, too bad I didn't start with that.