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kane584
03-30-2006, 06:23 PM
i was down in calgary yesterday to buy a new car, and man is the roads confusing, it was my first time down ther too,
anyways, i just bought 97 prelude and im wondering what the best insurance company is
some one told me that TD has cheap insurance, but i went to TD bank today and they said they dont have it, also, ING insurance is sheap i heard
does anybody know ?

Goblin
03-30-2006, 06:24 PM
depends on age, driving history, car your driving, everything

go to a broker and they can tell you from a list of 20 companies, your cheapest option.

kane584
03-30-2006, 06:32 PM
hmm
im under 21 with 1 ticket and one acident

kane584
03-30-2006, 06:33 PM
what insurance do u guys have ?
and how much do u pay
what kind of insurance ( 1 way - 2 way )

danno
03-30-2006, 07:19 PM
don't you think you should have researched this before you bought your car???

either way you'll most likely want full coverage, at you age with a crash..... wouldn't be surprised to see 4g's.
if you get it for under 3g i'd be impressed
i've never owned a newer car because insurance is too much plpd for me is 1000 per year. then i have a nike which is also 1000 per year.


good luck though

88CRXGUY
03-30-2006, 07:20 PM
Im through ING. I drive an 88 crx, I have full coverage and 1 million libilty I pay 200 a month, but I also have no tickets or accidents...When I went to talk to TD they were more expensive then ING...Do some more research, phone around to compaines, some will give you quotes over the phone.. ING gives quotes, going through the phoebook that would be a good start.

kane584
03-30-2006, 07:23 PM
thanks

MIWYFSHOTTER
03-30-2006, 09:48 PM
Originally posted by 88CRXGUY
Im through ING. I drive an 88 crx, I have full coverage and 1 million libilty I pay 200 a month.

Oh my that is rape.

88CRXGUY
03-30-2006, 09:55 PM
I'm also only 22....

Lexxan
03-30-2006, 09:58 PM
i have an impaired and pay 871 a month with nordic.. yea!!!

MackDawg
03-30-2006, 10:33 PM
haha Nordic is the only insurance company that will even insure you I bet. I know my friend has 3 accidents(which were his fault) an an impared and he pays $8000 a year on a 4 door civic.


K I just bought a 01 lude and I called around for the cheepest price I could find. I was looking at full coverage but any insurance company wants between $3300 to $3500. I also have no tickets or accidents and been driving for 4 years(I'm 20).

I am gonna say your gonna pay abit higher than that because of your ticket and also you are just starting out with a new company and they trust no one.

P.S insurance prices don't decrease untill you hit 25!

Good luck to yea

Peace

Marc.

danno
03-30-2006, 11:02 PM
prices for me went down at 21,22,and at 23 where i'm at now. a couple years ago i was paying 250/month for plpd.

i wish i had a new lude, i still have a 89 though....and a house.


sorry i have to remind myself why i can't have a new car. but cars don't make money

Prolifique
04-02-2006, 12:37 PM
Yea Kane glad ya like the 97 prelude take good care of that baby, and TD as in the bank has an affiliation or is linked with MELOCHE MONEX. I was the individual who advised you to look into this. again this insurance company not only does vehicle it does housing as well. So if your mother needs house insurance then you get the vehicle on top and as a whole they deduct 5% from the total cost. So in actuality it's not a bad deal. Be smart with insurance companies, Say you have an alram system for example by which you do and the insurance company brings down the quote price, be like
i drive only to work and university and such, they all take these in account, so the more simple you seem the less risk you are to them, age is a matter they take in attention right away so in that position you and I are screwed. ING is good insurance they even go by the neghbourhood by which you live in inroder to rate your quote which kinda shicked me but yea and they try and get the best deal ofr ya most of em don't wanna scam you. I hope all this helped out i've got hell of a hangover so if any of that made sense GOOD!. Anyways Kane enjoy the ride and drive slow, in the glove box is a white key, it's for the Konig coils take the ride in and see i they can adjust it, I never have so i'm not certain. Takecare.

3G
04-02-2006, 01:10 PM
Another insurance question. dont wanna start a new thread but im with Meloche Monnex and my policy expires in november, say I caleld around now and found cheaper insurance, would they charge me money if i cancelled?

ZMan2k2
04-02-2006, 01:37 PM
www.kanetix.com (http://www.kanetix.com)

Easy to use, and will give you the best and worst for totals. They will also give you ways to contact the company you choose.

whiskas
04-02-2006, 01:40 PM
Meloche Monnex.

robpark
04-02-2006, 01:44 PM
Yeah, another nod to Meloche Monnex if you can get in.... It is just a call centre, but they do a good job of it... I am $1990/yr on an M3 for full coverage; 23 yrs old with no tickets or at fault claims...

Stephen81
04-02-2006, 07:09 PM
Morgex...they've always been good to me:thumbsup: They are an insurance company under ING but they will be operating separately soon. When I bought my Celica new in '03 full coverage for me was about $240 a month and continued to drop each year. I have had no accidents and one ticket.

FiveFreshFish
04-02-2006, 07:14 PM
http://www.melochemonnex.com/en/home/

kane584
04-02-2006, 09:26 PM
thanks alot for the information guys

Goblin
04-02-2006, 10:08 PM
ING for me.

I was paying 350 a month for the first year.

Now it has gone down AFTER ONE YEAR!!! yay

289.00 :D

kaput
04-03-2006, 12:03 PM
.

shawtie
04-03-2006, 12:13 PM
I like allstate, its been the cheapest for me at $109/month for 2 cars and I have 1 ticket

AJL
04-03-2006, 01:48 PM
im 20, 21 in 5 months. Looking to buy a 1995-1997 VW GTi. And the Cooperators quoted me at $1100 a year liabilty. Which I thought wanst to bad.
Keeep in mind ive never had my own insurance before, been driving under my Moms insurance on her car since I was 16. Also not one accident or ticket.
Im still going to go to a broker like Goblin suggested, thats a really good idea. Just to see if im getting the best possible