srt-4 insurance

[doom26464]

how much would insurance cost on a 05 srt-4?? im almost 20 as well for my age. what do u guys pay for insurance on yours?? whats some good insurance companies to phone for qotues??????

[SilverBoost]

It's virtually impossible for anyone to give you an accurate number. Way too many variables. But face it, you're 20 yrs old and I don't know your driving record, but even a spotless one will net you a pretty big annual payout on an SRT-4. So try not to choke too hard when they give you a number over the phone. Get the phonebook out and shop around, A LOT.

[JspecB16]

YA, its gonna be pretty high. Insurance companies know how MOST 20 year old's will drive a turbo neon with 235whp, cause i'm 21 and I know how I would be driving one. haha

[SilverBoost]

Originally posted by JspecB16
YA, its gonna be pretty high. Cause insurance companies know how MOST 20 year old's will drive a turbo neon with 235whp

yeah exactly. :) If I had one when I was 20, I'd probably be dead by now. Thankfully I inherited the family car. An 81 pontiac. ;) Insurance/year was still $1200 and that was just for liability.

[heavyD]

Originally posted by JspecB16
YA, its gonna be pretty high.

Yes it is. It's high for me & I've been driving for almost as long as this guy is old.:D

[adam c]

I pay 274.50 a month for my Integra... i could only imagine what ur would be

[topmade]

:werd: Call around to LOT's of places. I shopped around a while back and got a few high quotes then one out of the blue that was wayyyyy cheaper then the others and I questioned it a few times thinking they got something wrong, then went there immediately to sign up.

What's cheap for one person may not be the same for another person so you can't really just take someone's word for it, shop around.

[Mitsu3000gt]

Originally posted by JspecB16
YA, its gonna be pretty high. Insurance companies know how MOST 20 year old's will drive a turbo neon with 235whp, cause i'm 21 and I know how I would be driving one. haha


They only advertise like 230HP, how does it have 235 at the wheels? Is it like the mustang cobra and other cars where they understate it alot?

[bspot]

Originally posted by Mitsu3000gt



They only advertise like 230HP, how does it have 235 at the wheels? Is it like the mustang cobra and other cars where they understate it alot?

Yeah lots of manufacturers do this. The cobalt SS/SC is the same deal, about 200-210whp, rated at 205 crank. Its been speculated that this is to keep people from getting hammered on insurance.

[JspecB16]

Originally posted by Mitsu3000gt



They only advertise like 230HP, how does it have 235 at the wheels? Is it like the mustang cobra and other cars where they understate it alot?


http://forums.beyond.ca/showthread.php?s=&threadid=122667&highlight=srt4

Zfan took his srt-4 to the dyno the day after he got it, and posted the dyno chart on this thread. Its shows 235whp. thats where i got it from:thumbsup:

[Mitsu3000gt]

Originally posted by JspecB16



http://forums.beyond.ca/showthread.php?s=&threadid=122667&highlight=srt4

Zfan took his srt-4 to the dyno the day after he got it, and posted the dyno chart on this thread. Its shows 235whp. thats where i got it from:thumbsup:

Thats pretty cool, I like that.

What I'm still wondering though is that this is pretty readily available information, you would think the insurance companies know this, wouldn't you? Or perhaps they are only allowed to charge you based on the manufactuer's claims instead of the actual numbers.

[ACX]

call around, www.kanetix.com used to be a place to get quotes..

Mine was not too bad, but I was 30 when I had it, with a couple tickets, no accidents and it was about 1400 a year. Comared to my 2000 mustang GT which was 2 grand a year.

Mine was insured I think the same as a sx2.0 (I gave them my VIN and all)...

Make some calls.

[ACX]

Originally posted by Mitsu3000gt


Thats pretty cool, I like that.

What I'm still wondering though is that this is pretty readily available information, you would think the insurance companies know this, wouldn't you? Or perhaps they are only allowed to charge you based on the manufactuer's claims instead of the actual numbers.

they will charge you based on their schedules, not what the car will dyno at..


Mine was 234/260 to the wheels in stock form when I had it..

[atomic]

i'm kinda glad they didn't have the srt4 when i was younger or i would have definetly bought it and been the ricest skittle driver around! i tottally would have ended up doing 60 km/hr on the exit of deerfoot onto glenmore something would have broken in my steering and i would have ended up balanced on a guard rail . :rofl:

[doom26464]

ok well I will try phoning around and figuring out a price or qoute.

[Cruz]

Originally posted by atomic
i'm kinda glad they didn't have the srt4 when i was younger or i would have definetly bought it and been the ricest skittle driver around! i tottally would have ended up doing 60 km/hr on the exit of deerfoot onto glenmore something would have broken in my steering and i would have ended up balanced on a guard rail . :rofl:

If you're lucky, your front end will be OK and you'll be able to drive home.

[Orbie]

Originally posted by atomic
i'm kinda glad they didn't have the srt4 when i was younger or i would have definetly bought it and been the ricest skittle driver around! i tottally would have ended up doing 60 km/hr on the exit of deerfoot onto glenmore something would have broken in my steering and i would have ended up balanced on a guard rail . :rofl:


Originally posted by Cruz

If you're lucky, your front end will be OK and you'll be able to drive home.


Because as we all know, that's what happens when you don't drive fast.

[harv91]

im 19 years old, clean driving record and i just got my 2002 wrx insured about 2 months ago from Link Insurance, They quoted me at 360$ a month for full coverage, pretty steep but well worth it :clap:

[Audio_Rookie]

360 a month harsh.

I was payinng 2500/year for my 91 shelby daytona, then insurance rates changed everywhere and shot down to 1400/year. now driving a fiero at 1000/year.

Looking to also buy an srt4 in the near future, clean driving record no demerits or anything, with drivers training. I am hoping its not over 2000/year (just liability).

im 19 btw, almost 20.

[danno]

for my 07 gti i'm at 1700/ year for full coverage.i'm 23 so you can see how fast your premiums go down as you get older and stay clean.

[95EagleAWD]

Some of you guys are getting plowed... I pay 1600 a year, full coverage on the NSX; at 22. No accidents, one ticket.

And I heard State Farm was shit... :confused:

[2shy4u]

Yikes... I pay 4,000 a year for my Mustang. I'm so getting plowed.

[riceeater]

i pay 215/month w/ AMA for liability only, and i have 3 tickets and 1 accident still on the record....

to tell you the truth, EVERYONE and i do mean EVERYONE i've talked to when getting the car loan, the insurance, and hte registration had NO idea what an SRT4 was so they put neon on everything :poosie: i'm not gonna argue, it's a NEON SRT4, why should i pay any premium for that :thumbsup:

[JCX]

Well here's one of the times I'm happy to be older. I pay $98 per month for my SRT-4. Full coverage. :zzz:

[adam c]

Originally posted by 95EagleAWD
Some of you guys are getting plowed... I pay 1600 a year, full coverage on the NSX; at 22. No accidents, one ticket.

And I heard State Farm was shit... :confused:

they probably have u on some recreational vehicle type plan.. i know my dads corvet is cheaper to insure then my integra

[heavyD]

Originally posted by JCX
Well here's one of the times I'm happy to be older. I pay $98 per month for my SRT-4. Full coverage. :zzz:

I'm a bit cheaper than that but it's still pricey compared to other cars I've driven.

[slowboy]

Pay about $180/month for both the SRT4 and RSX-S full coverage.

[avow]

Originally posted by JCX
Well here's one of the times I'm happy to be older. I pay $98 per month for my SRT-4. Full coverage. :zzz:
you bastard, i pay $150 a month for base coverage on my 1988 lebaron winter beater and they wnat $5000 a year for my mr2 next year :banghead: :banghead: :whipped:

[SilverBoost]

Originally posted by avow

you bastard, i pay $150 a month for base coverage on my 1988 lebaron winter beater and they wnat $5000 a year for my mr2 next year :banghead: :banghead: :whipped:

so what desk did they bend you over when they told you that? That's fucking retarded. You have a lot of tickets or accidents?

[95EagleAWD]

Originally posted by adam c


they probably have u on some recreational vehicle type plan.. i know my dads corvet is cheaper to insure then my integra

It's my only car. It's insured as To/From Work, 5 days a week.

[LilDrunkenSmurf]

I pay 180/month on basic coverage, plus collision (covers their car and mine)

thats ALSO under my parents name... They wany 6k a year for ANY car under my name, full coverage... insurance is ridiculous... it's so hard to even drive anymore... my insurance payments are more than my car payments

[natejj]

I think if you get JUST LIABILITY, and not collision, shouldnt be any more expensive? Or is it rated as high performance car.... You will probably get collision on a new car like that I am assuming.

[avow]

Originally posted by SilverBoost


so what desk did they bend you over when they told you that? That's fucking retarded. You have a lot of tickets or accidents?
no tickets, no at fault accidents, i have only been insured for a little less then a year though :S and i am a 19 year old male which i am sure doesnt help either.