View Full Version : Car insurance... INSANE!
Hash_man
05-31-2003, 12:31 PM
Well, my grandma gave me her '86 Dodge Colt for $1... Yes i know its a colt, but its my first car, and only $1.
So, my dad calls the insurance company, and they tell him that its gonna be $3500 a year with just 1 million liability. Thats insane! I have never been in an accident or gotten a ticket.
What are good insurance companies that will be cheaper?
P.S, this is with Morgex
TalonVelocity
05-31-2003, 12:55 PM
HAHAHA man ouch I dunno what ur insurance company is on but Im only 17 and a 1994 Teg with some mods in 3900/year for me..
when i was 16 my insurance (state farm) gave me 2100/year, its not full coverage, but it covers pretty much everything and so far I have a clean record *touch wood
My brothers insurance right now is around $4500 a year.. :nut:
Hash_man
05-31-2003, 02:18 PM
HAHAHA man ouch I dunno what ur insurance company is on but Im only 17 and a 1994 Teg with some mods in 3900/year for me..
Who is your insurance company, cuz mine also told me that I "didn't even want to know" how much it is for a "sports car" like a teg or celica or something.
And tbk49, I have heard state farm is good and cheap, I think i will check them out.
Stratus_Power
05-31-2003, 02:31 PM
Originally posted by Hash_man
Who is your insurance company, cuz mine also told me that I "didn't even want to know" how much it is for a "sports car" like a teg or celica or something.
And tbk49, I have heard state farm is good and cheap, I think i will check them out.
yeh its pretty cheap especially when you have drivers-ed + good student discount
omar_allibhai
05-31-2003, 02:35 PM
i'm 16 and i am at statefarm and ma insurance is about 3200
ohh but i also had 1 ticket
Your guys insurance is pretty cheap!
Im paying 5 g's 2 way.... I think its going up too!
Stratus_Power
05-31-2003, 03:40 PM
Originally posted by Kaos
Your guys insurance is pretty cheap!
Im paying 5 g's 2 way.... I think its going up too!
but none of us are driving a CLK55 :P
Originally posted by Stratus_Power
but none of us are driving a CLK55 :P
:werd:
GO HASHMAN!!!
yeah dude
your insurance is gonna be really bad ... just like mine
so im just insuring the '85 300zx over the summer when Im workin full time
ecstasy_civic
05-31-2003, 03:48 PM
i have had one minor ticket in 3 yrs and i pay 6580/yr w/ collision
GoodBoy
05-31-2003, 03:57 PM
meloche monnex
crazy my supra insurance is about 4500 per year ...... if ur paying 3500 for that..... find another insurance place!
Record : clean ;)
Seanith
05-31-2003, 05:31 PM
dude thats just ludicrous. theres no way you should be paying that much for a POS (no offense). Maybe 16 year olds are getting reemed now ( i dont' know if i am against this or not).
moose_8
05-31-2003, 08:25 PM
i'm paying 500 a month
insurance is gay lets all ban together and gethe to lower rates
ecstasy_civic
05-31-2003, 08:32 PM
Originally posted by moose_8
i'm paying 500 a month
insurance is gay lets all ban together and gethe to lower rates
not going to happen my friend, no matter what you do. as long as theres thefts and stupid drivers there will never be CHEAP insurance.
Originally posted by ecstasy_civic
not going to happen my friend, no matter what you do. as long as theres thefts and stupid drivers there will never be CHEAP insurance.
Add in : lax law enforcement, driver testing/education, and people filing ridiculous claims which they dont deserve but slither thier way into getting. As always, the responsible honest people foot the bill.
The situation is better here in BC where things are more regulated by government. My insurance for the Volvo would be almost twice as high in Alberta.
Team_Mclaren
05-31-2003, 10:18 PM
Holy shit, cant believe u guys are paying so much for insurance (5g??? thats more how much my car worth) anyway. Im the real lucky bastard here!!! my dad has a company so his work van is under the company. Im under his name on my car so i only pay 160/mo. :thumbsup:
( but i just bought the car so i have no cash for insurance........ for now....;)
Team_Mclaren
05-31-2003, 10:29 PM
oh ya, forgot to mention, igot the quote from state farm too
RiceCake
06-01-2003, 01:09 AM
Try HSBC insurance... they have one of the best prices around right now and it may take a little longer for a quote but its almost bang on. :)
I'm with Trillagy right now and its not too bad... I pay $380/mo though... Damn Alberta insurance :banghead:
b16Ateg
06-01-2003, 01:17 AM
get this my buddies insurance... haha...11000g's no word of a lie..
Originally posted by b16Ateg
get this my buddies insurance... haha...11000g's no word of a lie..
holy shit, damn thats bad...state farm is a good insurance company...
To attain 2100 a year I took drivers ed and have a "good student" thing, where you need to show your marks and theyll give u a discount for good marks in high school. Even though my avg. was only a 67 hahah. I only showed them my highest courses :)
4wheeldrift
06-01-2003, 08:15 AM
I was paying $2400 a year for PL&PD on my first car, 1mil liability. My situation was pretty similar to tbk49s. If you haven't taken it, I'd highly recommend a drivers ed course. Even a little discount is better than none at all.
Team_Mclaren
06-01-2003, 12:27 PM
Originally posted by tbk49
holy shit, damn thats bad...state farm is a good insurance company...
To attain 2100 a year I took drivers ed and have a "good student" thing, where you need to show your marks and theyll give u a discount for good marks in high school. Even though my avg. was only a 67 hahah. I only showed them my highest courses :)
Oh what, they told me i need an total average of 80%
:dunno: . are u sure u can show them only the highest courses??
if i get that good student thig too, my insurance will drop to 100/month:bigpimp:
HillBilly
06-01-2003, 02:10 PM
You poor bastards!! in Saskatchewan, I pay $2800 a year for $2,000,000 liability on BOTH my bike and my car. I also have tickets out the ass for speeding, stunting, and all types of ill shit.
I sure hope we don't go private insurance like you. That would lick balls.
ryder_23
06-01-2003, 02:25 PM
Yeah i know saskatchewan is cheap. I pay 2000$ a year, 2 mil liability no collision, i have theft/hit n run too, 250$ deductable. I called state farm, and they quoted me, with only 1mil liability for 6500$, what a rip, am under my own plan too, nothing with my parents at all. Melloche Monnex is the place, i thikn their good, my friend has an 01prelude and he has decent rates as well, were 17-18 range. Hope that helps
Hash_man
06-01-2003, 05:47 PM
get this my buddies insurance... haha...11000g's no word of a lie..
Haha, ya one of my sisters friends is like that, although he does drive a 2 year old 3 series, he has a bunch of tickets.
And I have taken drivers ed but they still say 3500, its so retarded too cuz the car is worth like $500! damn insurance
black_shadow_18
06-01-2003, 08:04 PM
I had an 02 RSX and was paying $3200/yr, full coverage. I now drive a 93 talon TSi, and pay only $1400/yr, full coverage. I am 20, have 2 minor tickets, and a racing ticket. Lundgren and young is the place to be. Everywhere else wanted over $7500 to insure my RSX, and $2000 for my talon.
mad_psyentist
06-02-2003, 02:49 PM
Damn... 3-grand a year for the RSX... That seems like a deal to me, seeing as how a buddy of mine pays that for his CRV. Who do you deal with? I'm on some wierdo TDCanada Trust excrement called Meloche Monnex through SAIT and I'm on 1200/yr... course, I'm over the magic age of 25. (man, I'm old...) and my Civic's 4-door. Full coverage, 250 deduct, 1mill liab.
hampstor
06-02-2003, 05:05 PM
hmm, I guess I have it fairly good. $1850 / year for my 2003 Sentra SE-R Spec V. I'm 23 w/ no tickets and no accidents. That's full coverage, 1 mil liability, $500 deductible for collission and comprehensive. This is with TD Home and Auto insurance.
Bayyak
06-02-2003, 08:24 PM
i got a quote on an 87 Prelude, crap it came out to be $6000 a year...
my friend is paying $15000/year no lie
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