Car Insurance TOO HIGH!

[ls/vtec-crx]

Can any hook me up with some cheap insurance. My Allstate company has justed raised my insurance because there are so many people putting claims through that they have to raise everyones policies.

They want me to pay $9600 a year full coverage. Can some please help that would be ideal.

[jdmakkord]

how old are you? If you're 25 td will insure you for cheap ass!

[Stratus_Power]

go find an insurance broker.. they really do wonders

[shadowz]

Hes 24

[G]

Seriously how can they justify almost 10K per year? Not many people can afford to pay almost $1000/month for insurance alone. I guess this is one situation where it pays to be older. I am paying $2100 to insure the G35 and the RSX-S.

[B17a]

Originally posted by G
Seriously how can they justify almost 10K per year? Not many people can afford to pay almost $1000/month for insurance alone. I guess this is one situation where it pays to be older. I am paying $2100 to insure the G35 and the RSX-S.

No doubt! I'm glad I'm on the older end of the 16-25 scale!

[jdmakkord]

Originally posted by shadowz
Hes 24

I'm 24 and I pay 1260/year full coverage at td
but I got in before they jacked the age up to 25

[Voodoo Child]

Al if I can get you cheap ass insurance, how much can you lower the price on the Hondata for me?;) :D

Call this lady, Lynn Maclean with Trilogy Insurance.
She's an insurance broker and is very good.

Tell her you know me and she'll be able to help you out.
Everybody I know has saved money when dealing with her.

209-6319

Call me after and I'll tell ya what I'm paying.

Nate Dogg out.
663-2683:thumbsup:

[B17a]

Originally posted by jdmakkord


I'm 24 and I pay 1260/year full coverage at td
but I got in before they jacked the age up to 25

:werd: I'm just about the same (age and price) and I had a minor accident a few years back. I'm just glad I'm not 16! I pity the fool!!:D

[Stratus_Power]

or you can pm Wakalimasu
hes on the forum and he's an actual insurance broker..

[MK3HKS]

'a' plus insurance is sooooooo cheap compared to other places, they asked 5000 for me when the others wanted well over 7000 with 200 000 liability, on way plan

[redline_13000]

I know what you mean man, i just got new insurance and on the jimmy alone im paying a mortgage.

[Fuji]

That sucks. Insurance under my name is $2300 in Alberta and I am only 23

[BigShow]

TD Melloche Monnex spelling ? was a good deal for me.

[max_boost]

Originally posted by shadowz
Hes 24 He is one year away from TD:thumbsup: But what the hell did he do to warrant a raise to $800/month?:eek: I'm 21 with STatefarm and I pay $330/two cars:bigpimp:

AllState is the biggest rip off, they wanted $350+ for my 323I so it forced me to switch companies:clap:

[ls/vtec-crx]

Thanks very much guys.

[Luke 96 T/A]

That's rediculous...
are you claim free??????
Paying $10,000 a year for insurance would allow for a $100,000 claim after 10 years...
damn robbers....
I was lucky.. I was paying $2500/yr full coverage 2 years ago, when I was 23..

[legendboy]

pl pd my friend.

[ls/vtec-crx]

Yes i am claim free but have 4 convictions and 1 conviction is coming off in september so basically only 3.

The car is on a lease so i can't do PL PD has to be full coverage.

[CRXguy]

those convictions are gonna hurt. I have 3 myself, and I've either been quoted $9000+/year, or they refuse to give me a quote. :D

Just another 2.5 more years and I'll hopefully be able to afford a nicer car and cheap insurance. :rofl:

[Abom]

I wonder where people are getting these high insurance rates anyways. I saw on the news last night that people are being "dropped" by their insurance companies because they are foster parents. What kind of bullshit is this anyways? :dunno:


Since I've been driving, I have yet to see my insurance premiums rise on their own (I have one 2-point ticket), and I have yet to be "dropped" by an insurance company.


Something must be up with these people who say their insurance is going up by 200% and shit like that.

[2000impreza]

sisters insurance went from 2900 last year to 3500 this year for no reason at all... i haven't gotten my renewal.. but insurance is due soon. still yet to find a insurance company willing to give me a decent rate :(

[Boostn]

I'm with TD Meloche Monnex as well, $2000/yr for both my vehicles with full coverage. If you're a UofC, SAIT student/alumni I believe they'll give you group rates which can amount to some savings. I do remember paying ridiculous rates in my early 20's (nowhere near $10K though) and it wasn't fun, I know how you younger guys feel. I heard something about the AB gov't wanting to introduce measures which will base your rates more on driving record than age. It appears that being young is the major factor for insane rates.

[Abom]

Originally posted by Boostn
I heard something about the AB gov't wanting to introduce measures which will base your rates more on driving record than age.


Would be nice. I've heard they're going to first put a cap on pay-outs for minor injuries, but even if they do that, it'll take many years till the insurance companies actually make back what they're paid out over the past 10 years, making a cap pretty much useless for the time being.


I dunno, I've been insured now for 2 years and haven't seen my rates increased for no reason what-so-ever. What kind of half-assed insurance companies are raising rates for drivers for no reason ? :dunno:

[Melinda]

Mine raised my rates because of Sept 11

[RiCE-DaDDy]

Originally posted by BigShow
TD Melloche Monnex spelling ? was a good deal for me.

i heard meloche monnex doesnt accept everyone

[88CRX]

mine expires in october and i zero tickets or acidents.... do you think it will still go up?


btw im only 18 :banghead:

[4CylFiero]

Originally posted by 88CRX
mine expires in october and i zero tickets or acidents.... do you think it will still go up?


btw im only 18 :banghead:

Up from what, i used to pay 325 a month for 200,000 PL PD and theft and fire with A plus and i have a clean record. thats 3900 a year but im going to get mine put back on again at the end of the week if my car is out and i hope it is the same or less but i highly doubt that. Id there an age cut off for this meloche monnex or might they take me. I am 19 turning 20 in august.

[88CRX]

i pay $200/month for plpd.... plus theft.... $2mill liability.

[4CylFiero]

Where was it under your parents if you don't mind me asking

[Akagi Redsuns]

Originally posted by RiCE-DaDDy


i heard meloche monnex doesnt accept everyone

You have to be part of a group. That includes if you graduated from a post-secondary school or part of a professional association you can get a discount....provided that they recongize the place.

I am with TD Meloche as well and I couldn't get insurance through them until I graduated.

[Abom]

Originally posted by 4CylFiero
Up from what, i used to pay 325 a month for 200,000 PL PD and theft and fire with A plus and i have a clean record. thats 3900 a year but im going to get mine put back on again at the end of the week if my car is out and i hope it is the same or less but i highly doubt that. Id there an age cut off for this meloche monnex or might they take me. I am 19 turning 20 in august.



If it increases by a real noticeable amount (if it's $40 more a year, that can happen), I say fuck them and find someone else. Like I said, my insurance has NEVER gone up a substantial amount for no reason.

[CRXguy]

Originally posted by Boostn
I'm with TD Meloche Monnex as well, $2000/yr for both my vehicles with full coverage. If you're a UofC, SAIT student/alumni I believe they'll give you group rates which can amount to some savings.

My g/f is a SAIT graduate, but she's not 25, so would she still be able to get insurance with them?

[Shaolin]

sort of on topic, sort of off topic.. I was talking to this guy at work, and apparently, they recently discovered the reason why insurance rate is so high is because th extra coin actually goes to an opposition party in the government.. can anyone verify that?

[choweyt3t4]

is it actually true your insurance drops after you turn 25 or is this an urban legend cause when i turned 25 my insurance went down 7 bucks a month - was that the big discount you get when you turn 25 or am i with the wrong insurance company?

[redline_13000]

Originally posted by choweyt3t4
is it actually true your insurance drops after you turn 25 or is this an urban legend cause when i turned 25 my insurance went down 7 bucks a month - was that the big discount you get when you turn 25 or am i with the wrong insurance company?

:rofl: :rofl: try changing companies man, thats gay.

[choweyt3t4]

Originally posted by redline_13000


:rofl: :rofl: try changing companies man, thats gay.

i got quotes from other companies and they're about the same price as what im getting now

[Wakalimasu]

Leave me a message and I'll get you a quote.

<== Insurance Broker :p

[Altezza]

Damn, I just got off the phone with TD for an insurance quote for my car.

$1354/year on $1million liability and $250 deductibles. That's 25% cheaper than with StateFarm. Bye-bye Statefarm...

[CRXguy]

Originally posted by Altezza
Damn, I just got off the phone with TD for an insurance quote for my car.

$1354/year on $1million liability and $250 deductibles. That's 25% cheaper than with StateFarm. Bye-bye Statefarm...

I wish I was an old fart. Oh well, 2 more years to go. :D

Me bye bye State Farm too.

[ls/vtec-crx]

Well i have just got a new quote on insurance for my Type R and Trilogy is going to do it for $2700/yr full coverage. I am now saving $5300/yr. If anyone needs an insurance quote i found a good company. So just pm me if you are in the same boat that i was in.