PDA

View Full Version : Cheapest Jap 4 Banger for on insurance?


D_flore
10-19-2008, 12:38 AM
Looking to get an economy winter car and want it to be cheap on insurance and gas. Thinking of the big 3.. Honda, Toyota, Nissan.

Im assuming 4 door with less options is usually best. Also thinking that Toyota would be cheapest.

Looking for 95 and newer. In the 5K range. Any suggestions?
ercchry
10-19-2008, 12:41 AM
dev, buy my car... i just "dyno'd: it today....

http://img241.imageshack.us/img241/8923/dynorz9.png

you can have it for 5g, insurance would be cheap since you only need liability and gas came down a bit so premium isnt too expensive... oh and i took out the 550cc injectors so that makes it a bit more fuel efficient :D
AE92_TreunoSC
10-19-2008, 12:51 AM
Originally posted by D_flore
Looking to get an economy winter car and want it to be cheap on insurance and gas. Thinking of the big 3.. Honda, Toyota, Nissan.

Im assuming 4 door with less options is usually best. Also thinking that Toyota would be cheapest.

Looking for 95 and newer. In the 5K range. Any suggestions?

Any Camry or Accord 4 cylinder and you'll be fine.
pf0sh0
10-19-2008, 01:04 AM
honda
Casa
10-19-2008, 10:13 AM
how about 95-98 Honda anythingwitha4banger?
badatusrnames
10-19-2008, 12:18 PM
Are premiums higher for civics given that they are commonly stolen??

I'd say like a 96 Tercel or something...
D_flore
10-19-2008, 05:57 PM
Originally posted by ercchry
dev, buy my car... i just "dyno'd: it today....

http://img241.imageshack.us/img241/8923/dynorz9.png

you can have it for 5g, insurance would be cheap since you only need liability and gas came down a bit so premium isnt too expensive... oh and i took out the 550cc injectors so that makes it a bit more fuel efficient :D

hahahhaha
D_flore
10-19-2008, 05:59 PM
Originally posted by badatusrnames
Are premiums higher for civics given that they are commonly stolen??

I'd say like a 96 Tercel or something...

That is what I thought. Espically civics becuase highschoolers go out and try and make them race cars and the crash rate is high as a result
funkedelic2
10-19-2008, 06:03 PM
if your just buying a cheap winter car, why don't you just get liability insurance?
D_flore
10-19-2008, 07:05 PM
Originally posted by funkedelic2
if your just buying a cheap winter car, why don't you just get liability insurance?

I may but i want to keep options open. And you never know what could happen in the winter.
Masked Bandit
10-19-2008, 08:26 PM
In that general price range you will probably be just going with PLPD anyway in which case the vehicle itself makes no difference on the premium. PLPD is base strictly on the driver. Keep in mind that if it's 15 years old or older you will probably need a safety inspection. Some companies go with 12 years but most are 15.
D_flore
10-20-2008, 08:30 AM
Originally posted by Masked Bandit
In that general price range you will probably be just going with PLPD anyway in which case the vehicle itself makes no difference on the premium. PLPD is base strictly on the driver. Keep in mind that if it's 15 years old or older you will probably need a safety inspection. Some companies go with 12 years but most are 15.

good call i hadnt thought of that yet
adam c
10-20-2008, 08:35 AM
i thought it was 10 years and you need a safety?
Arthur Dent
10-20-2008, 09:27 AM
Originally posted by adam c
i thought it was 10 years and you need a safety?

its up to the insurance company. Some go to 12 years. Classic car insurance doesn't need one at all.
Eleanor
10-20-2008, 10:10 AM
Older protege, that's what I've got for a beater. Super reliable, good on gas and even though she's slow, she handles like a dream, even on shitty all season rubber :thumbsup:
Xtrema
10-20-2008, 10:40 AM
The would be tons of Civic in town to choose from.