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View Full Version : How would a person attain a "Dealer plate" ?



Graham_A_M
11-12-2008, 08:31 PM
Hi guys, first off thanks a lot for taking the time to read this :)
this is for a smaller car/truck dealership to be started up, what would a person have to do to get their hands on one? what is the insurance typically like? and what is the yearly registration fees?

Thanks a lot in advance.

Toms-SC
11-12-2008, 08:48 PM
Original Post Removed. (Please read the Forum Rules and Terms of Use (http://forums.beyond.ca/articles.php?action=data&item=1) before posting again, or risk getting banned).

dannie
11-12-2008, 08:56 PM
I cant comment on cost of the garage policy, but to get a dealer plate you have to provide your insurance policy (garagemans), drivers licence and amvic licence. The cost is $159.45 for the full year.

ExtraSlow
11-12-2008, 09:01 PM
http://www.amvic.org/licensing_questions.htm

Jynx
11-12-2008, 10:16 PM
For a garage policy (what you need to get a dealer plate) under $10k in total value (vehicles) you will be looking at around 1000/year for one plate. Goes up by about 600 per plate.

Wehbeast
11-12-2008, 10:42 PM
Originally posted by Jynx
For a garage policy (what you need to get a dealer plate) under $10k in total value (vehicles) you will be looking at around 1000/year for one plate. Goes up by about 600 per plate.

:werd: You need a business license, AMVIC number and GST number. For cars up to $10 000, it is $1000 per year for insurance and ~150/year to register it. You also have to have private insurance (on ur own vehicle) before you can get insurance on a D-Plate. You also can not use the plate for personal use ( if caught it's a $500 ticket I heard)

Graham_A_M
11-12-2008, 11:12 PM
interesting. Thanks for the help. What is the insurance costs for vehicles over and above $10k? but under $30k?
What is a "garage policy" specifically? I never heard of that.

dannie
11-12-2008, 11:22 PM
Its just the type of policy that you have to buy. Its like a personal use policy or commercial. Just a name. Some places also refer to it as a blanket policy.

drewb
11-13-2008, 06:45 PM
Originally posted by Toms-SC
http://www.girr.org/girr/tips/tips6/tool_tips/no_1_phillips_small.jpg

About $3


hahahaha

nice.

Jynx
11-14-2008, 12:18 AM
Originally posted by Graham_A_M
interesting. Thanks for the help. What is the insurance costs for vehicles over and above $10k? but under $30k?
What is a "garage policy" specifically? I never heard of that.

Just the name of the type of policy in question.

A guesstimate would be apprx $1300 for 30k

It goes up marginally from the initial $1000 base price.

Moe Man
11-14-2008, 05:44 PM
most of this info is wrong....dont listen to any of it.:facepalm:

first get you amvic lic and make a company. then find a insurance company that gives out garage policies. you dont have to have a personal vehical insured to get a dealer plate.

i have a dealer plate with co-operators and i pay 500 bux a year.

and yes, you can get in shit for driving on a dealer plate if you are useing the vehical for personal use.(not 500 bux thow, its like a 230 bux ticket) but just say you are on a test drive and they cant do very much to you.

i mainly got it cuz i dont want to pay 1600 bux for insurance on my 75 caddy. i just screw on the D plate and drive it when i want.

dannie
11-14-2008, 06:02 PM
^ Why wouldnt you get an antique plate and insurance? It cost less, the plate is life long and the insurance rate is lower.

Wehbeast
11-14-2008, 06:07 PM
Originally posted by Moe Man
most of this info is wrong....dont listen to any of it.:facepalm:

first get you amvic lic and make a company. then find a insurance company that gives out garage policies. you dont have to have a personal vehical insured to get a dealer plate.

i have a dealer plate with co-operators and i pay 500 bux a year.

and yes, you can get in shit for driving on a dealer plate if you are useing the vehical for personal use.(not 500 bux thow, its like a 230 bux ticket) but just say you are on a test drive and they cant do very much to you.

i mainly got it cuz i dont want to pay 1600 bux for insurance on my 75 caddy. i just screw on the D plate and drive it when i want.

Maybe the rules have changed in the past couple of years, but when I was in the process of getting a d-plate, I had to get a business license then AMVIC license. When I was calling around for insurance, the agent I talked to said you can not get insurance on a dealer plate if you don't have insurance on a private vehicle. Maybe the rules have changed. Thanks for the info on the ticket though, a friend of mine got pulled over for driving around with his d-plate, probably was exaggerating when he said $500.

dj_honda
11-14-2008, 06:10 PM
Originally posted by dannie
^ Why wouldnt you get an antique plate and insurance? It cost less, the plate is life long and the insurance rate is lower.

how old does the car have to be to qualify?

dannie
11-14-2008, 06:23 PM
25 years or older

Graham_A_M
11-14-2008, 07:18 PM
Originally posted by Moe Man
i mainly got it cuz i dont want to pay 1600 bux for insurance on my 75 caddy. i just screw on the D plate and drive it when i want.

WOW... why so much? Jesus.... $1600?

Moe Man
11-15-2008, 10:39 AM
you have to get an apprasial on your car for classic insurance, i dont remember what else i had to do but it was such a pain in the ass, i only paid 2700 for the car, i dont really care what happens to it. they will apraise it for 7 grand and then the insurance says "hey a 7 grand caddy, cool now you will pay 1600 bux a year for this car". its bull shit, so i fucked with the system.

i curb the odd car hear and there, cuz i cant drive any of my personal cars in winter.

bituerbo
11-15-2008, 10:53 AM
Originally posted by Moe Man
you have to get an apprasial on your car for classic insurance, i dont remember what else i had to do but it was such a pain in the ass, i only paid 2700 for the car, i dont really care what happens to it. they will apraise it for 7 grand and then the insurance says "hey a 7 grand caddy, cool now you will pay 1600 bux a year for this car". its bull shit, so i fucked with the system.

i curb the odd car hear and there, cuz i cant drive any of my personal cars in winter.

So what are you using as your place of business? To retail cars a home occupation license will not suffice, you need to provide proof that you have a lot.

bobby_lu
11-15-2008, 01:30 PM
Originally posted by bituerbo


So what are you using as your place of business? To retail cars a home occupation license will not suffice, you need to provide proof that you have a lot.

You can get a city of calgary business license and yes you can have a home occupancy permit for which there are some guidelines/restrictions.

SScott
11-15-2008, 02:02 PM
Moe Man aren't you at supreme auto sales?

Moe Man
11-15-2008, 02:10 PM
yes i am at supreme auto sales, i also have a home occupation lic. because i am living in chestermere the rules are a bit different and it is much easier to have your own bus.

i can sell to public and wholesale, personaly wholesale is much better.

Jynx
11-15-2008, 09:52 PM
Originally posted by Moe Man
most of this info is wrong....dont listen to any of it.:facepalm:

first get you amvic lic and make a company. then find a insurance company that gives out garage policies. you dont have to have a personal vehical insured to get a dealer plate.

i have a dealer plate with co-operators and i pay 500 bux a year.

and yes, you can get in shit for driving on a dealer plate if you are useing the vehical for personal use.(not 500 bux thow, its like a 230 bux ticket) but just say you are on a test drive and they cant do very much to you.

i mainly got it cuz i dont want to pay 1600 bux for insurance on my 75 caddy. i just screw on the D plate and drive it when i want.

You dont have to have a personal insurance policy but it def does help wit your rates :)

Moe, which cooperators do you deal with? Do you have full coverage or just liability?

Unless you got some sick deal i think its only liability for that price??

Also guys getting a D plate doesnt automatically mean your going to save alot of money. Each year you gotta renew your amvic and business license which is not cheap (relative to the cost of insurance). Basically what im saying is unless you actually want to sell cars its generally not worth it!!

Moe Man
11-17-2008, 06:54 PM
^ i am with the cooperators in chestermere, it is only liability because the vehicals are generally under 5000. but still it is cheap, you cant even get it for that cheap anymore from them.

I am still selling my cars but just not in a hurry, one every two weeks is cool for me.