copynpaste
01-24-2009, 04:24 PM
Im posting this for a co-worker of mine who is just looking for quick opinions.
Not sure if anyone else got a call from scotiabank offering you a chequing account with FREE banking for 1 year (no fees). On top you're already approved (hence why theyre calling) and all they need is the go ahead from you to get a debit card mailed to you..
They said during this 1yr, you dont get charged for anything, and after the 1yr you pay the regular monthly fee for whichever banking plan you decide to go with (as low as $4 according to the lady). But by default you're setup with the unlimited transactions plan for $10 a month.
Heres the thing I dont get - I was with scotiabank 11 years ago and had a student loan for about $4500 through them - which ended up going to collections because I wasnt able to make payments to them for awhile. The balance stayed in my file for years and then ended up getting written off. On top of that, after filing for my bankruptcy in Nov 2008, that would have wiped it clean if it wasnt already completely.
So my question is, why would Scotiabank be calling me and offering me a bank account when technically I owed them money? Do you think they are doing this in attempt to recover what they lost to me? I asked the lady how they got my name and they said because my name comes up on their file, even though it was over 10 years ago.
I told the lady to call me back tommorow as I need time to think about it and if its a good idea to go through with it or not.
Not sure if anyone else got a call from scotiabank offering you a chequing account with FREE banking for 1 year (no fees). On top you're already approved (hence why theyre calling) and all they need is the go ahead from you to get a debit card mailed to you..
They said during this 1yr, you dont get charged for anything, and after the 1yr you pay the regular monthly fee for whichever banking plan you decide to go with (as low as $4 according to the lady). But by default you're setup with the unlimited transactions plan for $10 a month.
Heres the thing I dont get - I was with scotiabank 11 years ago and had a student loan for about $4500 through them - which ended up going to collections because I wasnt able to make payments to them for awhile. The balance stayed in my file for years and then ended up getting written off. On top of that, after filing for my bankruptcy in Nov 2008, that would have wiped it clean if it wasnt already completely.
So my question is, why would Scotiabank be calling me and offering me a bank account when technically I owed them money? Do you think they are doing this in attempt to recover what they lost to me? I asked the lady how they got my name and they said because my name comes up on their file, even though it was over 10 years ago.
I told the lady to call me back tommorow as I need time to think about it and if its a good idea to go through with it or not.