another "if it's too good to be true" lesson learned.. the hard way

[5G_celica]

Well this is super embarrassing, but I really screwed up and now I'm out a truck and some cash.

I would love some advice, because I've never dealt with this stuff before. None of my cars have even had a lien on them before.



Story:

well I owned a 98 GMC jimmy that is well maintained. And I needed a bigger truck or SUV, because more often that not, I was finding the jimmy too small for me.

so I posted an ad on kijiji to trade for a full sized suv or truck.

well some one replied with an 04 F150 ext cab.

so I went to see it. thinking this was way too good to be true. But thought I’d see it anyways

when I saw the truck the was major damage to the bumper and the car was a mess ( it took me over 8 hours to clean it). so some how I thought in my head that this was fair deal.

so we traded the jimmy plus +$1600 for the truck.

I did do a lien check and a lien popped up, I tried calling the finance company and they didn't tell me anything for it.

I talked to the guy and he said he had one payment left on his extended warranty, so he showed me the coast to coast warranty receipt that showed the financing company that showed up on the lien. so I thought, if it was only the warranty, he couldn't have owed too much money.

turns out I was wrong. he must have had a different loan using the truck, and yesterday morning I awoke to a bailiff taking the truck.

tried calling him, and obviously no answer, and I went over to his house... and of course he's moved.

so that's my nightmare



the guy seem like a good guy, so I was stupid enough to believe him.

now I have to go see about a civil suit, but I don't really know how to go about it. but I don't even have an address

he's a car guy so I think maybe someone here might know him.

his name is Bjay Pasutti, and hes' a big fella and probably driving my white 98 Jimmy 4door sls ( I know there are a million of them out there. and I'm not expecting any one to find him, but I just feel like I should put it out there.) he says he works as west jet's lost baggage return courier (which I assume is a lie too)

I'm not expecting the financing company to do me any favours, so I'm pretty sure the truck is gone. but I'm expecting someone from their legal department to call me back to see what my options are.

sorry for the long read, I just have no idea what to do, so I thought I'd share how stupid I was.

At the end of the day, it is only money and I can recover from it, but can’t believe that someone would do this to another. Oh well lesson learned


Thanks for reading

[funkedelic2]

Never trust people.

[GQBalla]

do you have the bill of sale?

go to the police with that info

[Kona9]

I will see if my house mate will sell his white 4 dr Jimmy to you. It has some minor work it needs in order to get it running, but maybe he could sell it at a good cost to you.

[HHURICANE1]

The police don't care and can't do anything about it. You can try small claims but I bet they would say you knew about the lien so it is buyer beware. Never ever buy anything with a lien on it unless you can go to the financial institution with the owner and watch him pay off the amount owing. My dad got caught this way once and he ended up having to pay the rest of the money owing or the truck was going to be seized. Always run a lien check and walk away if it has one.

[texasnick]

Bump for a good friend.

Hey Wayne, how did you pay the guy? Cashier's check? If you did, his banking info should be pretty easy to figure out. Not sure if that helps at all though.

This is why I buy cars that are worth practically nothing...lol

[zaider]

shitty deal Wayne.

You should have his driver's license info on the bill of sale. It is buyer-beware, but if he lied about anything regarding the lien, then he is at fault.

[Sorath]

tricky situation, u shouldve waited till the bank gave u the actual lien amount

[Super_Geo]

Plot thickens...

Facebook Profile (http://www.facebook.com/people/Bjay-Pasutti/655976484#/s.php?k=100000080&id=655976484&sid=9be4bb9c158745804065e7cd3062f7e8)

And a picture, with leverage (ie: daughter):
http://profile.ak.facebook.com/v225/1110/94/n655976484_9513.jpg

[drtoohotty1]

wow you wern't kidding when you said he was a big fella:eek:

[Super_Geo]

edit- erased so I don't look like a devious bastard.

[scat19]

I see a beyond CSI coming up.

Lets get er done! And he seems the type to drive that kind of truck haha

^ Agreed, he shit on you, shit right back.

[Kona9]

Originally posted by Super_Geo
edit- erased so I don't look like a devious bastard.

This!

edited after the Geo edit :eek: edited? That shit is great!!!

[Tomaz]

Originally posted by Super_Geo
edit- erased so I don't look like a devious bastard.

Too late! lol

[A790]

If legal channels don't resolve the issue for you, I say you fuck with his life and make him absolutely miserable.

[texasnick]

Originally posted by Sorath
tricky situation, u shouldve waited till the bank gave u the actual lien amount

lol holy shit that's him FOR SURE!

In for pwning newberts!

[5G_celica]

hahah, thanks for the support.

all the asskicking, house burning, car vandalizing thoughts have crossed through my mind, but I think I'll try and see what legal routes I can take first

the lien amount was on the repo sheet, and it was $19,500, far more than the $200 he said he had left on it.


but since I did do a lien search I might be screwed. but he did lie to me, I can see if that gets me anywhere.

[Canmorite]

Name: Bjay

:rofl:

[Shane1]

just read this from WSC... damn dude.

I hope you get him.

[HiTempguy1]

Lien check is $20. ALWAYS get a lien check when you buy a car, even if it is only $1000. I know this won't help the OP, but for everyone else, just do it.

[Tomaz]

Originally posted by HiTempguy1
Lien check is $20. ALWAYS get a lien check when you buy a car, even if it is only $1000. I know this won't help the OP, but for everyone else, just do it.

Now that you mention it, where can i get this done?

[5G_celica]

Originally posted by HiTempguy1
Lien check is $20. ALWAYS get a lien check when you buy a car, even if it is only $1000. I know this won't help the OP, but for everyone else, just do it.

that's true... but the kicker is that I did the lien check, but ended up believing the guy.. dumbest thing I've done..

[5G_celica]

Originally posted by Tomaz


Now that you mention it, where can i get this done?

any registry does it, but I think that's for alberta only.. not sure though

[Tomaz]

Originally posted by 5G_celica


any registry does it, but I think that's for alberta only.. not sure though

thanks! :thumbsup:

[HiTempguy1]

Originally posted by Tomaz


thanks! :thumbsup:

Or, if you are an AMA member, AMA registries can do that, or they can do a CARPROOF (a bazillion times better then a CARFAX) that I believe also includes lien info along with the accident info. Which is like $50.

[Tomaz]

Originally posted by HiTempguy1


Or, if you are an AMA member, AMA registries can do that, or they can do a CARPROOF (a bazillion times better then a CARFAX) that I believe also includes lien info along with the accident info. Which is like $50.

By the sounds of it, I should have been an AMA member a long time ago! Thanks!

[chkolny541]

:eek: :eek: ouch,

[bignerd]

I wonder if you could place a lien back on your old truck so Bjay cannot sell it or finance it? Not sure what you need to do that... Or what if you place a lien on the new truck that the finance company has? Or both? And I would place the lien for the value of the Jimmy +1600, this too can be done at most registries I believe.

Or what if you reported it stolen? I know you can get in trouble for filing a false report but it is kind of stolen since his payment was fraudulent... and repossessed. Just tell the cops you didn't know any better and someone told you to report it stolen. Might locate it/him at least?

[TomcoPDR]

Originally posted by funkedelic2
Never trust people.

[semograd]

dude, I'm sure you have the vin of your jimmy somewhere,
talk to police,I'm sure they can obtain the info of who is it registered to at the moment

[5G_celica]

I do have the vin number of the jimmy. Will the police give out that info?

I'll post the vin when I get home incase some one here has some sort of access and wants to send me a annonimous tip

I need an address to file a civil suit, which I plan on doing. I'm not going to let this go that easily

[HHURICANE1]

So you didn't even get the guys address and you knew it had a lien on it? Boy, did he see you coming.

[Mazstyle]

Originally posted by HHURICANE1
So you didn't even get the guys address and you knew it had a lien on it? Boy, did he see you coming.

Boy you need to learn how to read, he said in the first post he went back to the guys house and he's moved.

[semograd]

Originally posted by 5G_celica
I do have the vin number of the jimmy. Will the police give out that info?

I'll post the vin when I get home incase some one here has some sort of access and wants to send me a annonimous tip

I need an address to file a civil suit, which I plan on doing. I'm not going to let this go that easily
talk to the police or whoever you talked to before in the police department, I'm sure they can talk to the registry and run the vin, I don't think the registry will run it for you if you just go there alone, but with a cop's help you will get all the info (address phone number license plate blah blah)

[soloracer]

Another heads up, if you are buying a vehicle involved in a legal action (divorce, etc.) getting a lien check isn't good enough. You should also go to the court house and check to make sure that the vehicle is legally free and clear otherwise you could end up having the car taken because it was sold by someone who didn't own the vehicle.

[st184]

Send a canned message to every single one of his facebook friends telling them that his new jimmy is stolen and the whole story. Tell them you need help and if they are willing to cooperate there would be 1 grand in it for them or something. Eventually you're guaranteed to find someone to cooperate. Once you do all you need is them to get his new address for you and BAM he's been punk'd.

[IhateDomestic]

^^ Good idea.


Next time I get something of mine stolen...beyond is the first place I go :poosie:

[ricosuave]

Exactly. I am sure that beyondCSI will get this prick too...

I would also show the police the guys facebook profile... I am certain that in this case (fraud) that they would be more than happy to help out.

[igotacookie]

you could also try messaging a link to this thread to everyone of his facebook friends. Maybe one of them has a conscience and can help you out with the current address.

haha never mind somebody already gave this idea, i can't read...

[Supa Dexta]

So how did they know to find the truck at your place? From your registration?

.... I also can't believe Bill Cosby would be friends with a guy like that..

[Jesus]

carproof saved me before
someone tried selling me a "clean" 04 subaru, turned out it had liens and 3500 in repairs from a front impact collission
when i called the owner on it, he had magically already sold it
buyer beware

[5G_celica]

well all my researching hasn't really gotten anywhere so here's the vin of the jimmy 1GKDT13W7W2512452

[st184]

I added him as a friend, and he accepted... do you want me to post up the story on his page for you?

[st184]

http://photos-g.ak.fbcdn.net/photos-ak-sf2p/v142/44/97/591072108/n591072108_339046_6638.jpg
That's not your car is it?

[5G_celica]

Originally posted by st184
I added him as a friend, and he accepted... do you want me to post up the story on his page for you?

nice.. thanks man..

don't post the story yet. I need to learn where he lives so I can serve him papers...

if you can some how coax that out of him that would be great..

just remember.. he's originally from bc not sure exactly where,

I think I'll make sure I can get him to court before I fuck with him..

[5G_celica]

Originally posted by st184
http://photos-g.ak.fbcdn.net/photos-ak-sf2p/v142/44/97/591072108/n591072108_339046_6638.jpg
That's not your car is it?

no it's a white 98 4 door jimmy

[r3ccOs]

Any update?

[Beerking]

SUBSCRIBED:)

[5G_celica]

I do have a couple updates, but want to keep it on the DL for now incase somehow he see's this thread. give me a week or so.

but if anyone living and working in the NE would like to help me out a bit, it would be greatly appreciated. shouldn't take to much time. PM me if you'd like to help confirm something for me.

Thanks

[texasnick]

I work in the NE...but I'll be damned if I'm helping YOU!

[5G_celica]

Originally posted by texasnick
I work in the NE...but I'll be damned if I'm helping YOU!

I don't want any help from a yank

[5G_celica]

oh and on a side not I was at regal auction on saturday, and there the truck was. made my blood boil.. hahah

anyone know someone who works at regal auction at all? I'd like to know when that thing is going up for auction.

[superbeast]

Oh hell, I am ABSOLUTELY hitting the subscribe button on this one.

[thinmyster]

Originally posted by 5G_celica
oh and on a side not I was at regal auction on saturday, and there the truck was. made my blood boil.. hahah

anyone know someone who works at regal auction at all? I'd like to know when that thing is going up for auction.

The Jimmy or the ford?