Full Coverage on RHD Vehicles?

[guitarguy]

Hey everyone,
Thought i'd ask the question on here. I've been calling all over the place trying to find a company that will put full coverage on a 1993 supra. I need collision on the car but every place i've call said they only do liability, they dont even do fire and theft.

Anyone know of a company that will offer full coverage?

Thanks

Jeff

[Ukyo8]

TD

[top_speed]

Originally posted by Ukyo8
TD :thumbsup:

[guitarguy]

Awesome, i'll have to call them and get a quote tomorrow

thanks alot

[ercchry]

if you have modification done in more then 2 of their categories TD will not cover you and your only option will turn into nordic, will need an appraisal for anything more then liability with them though

[andyg16]

maybe try state farm

[Jason Lange]

I have full coverage on my RHD Supra with ING, my broker is Topley, Sanders and Jepson insurance. Give them a try, very reasonable pricing.

[ercchry]

Originally posted by Jason Lange
I have full coverage on my RHD Supra with ING, my broker is Topley, Sanders and Jepson insurance. Give them a try, very reasonable pricing.

nordic is a division of ing, so that might be a better route since nordic is the `end of the line`for insurance

[GQBalla]

Originally posted by Jason Lange
I have full coverage on my RHD Supra with ING, my broker is Topley, Sanders and Jepson insurance. Give them a try, very reasonable pricing.

did you need a vehicle appraisalÉ

[CelicaST-162]

Originally posted by Jason Lange
I have full coverage on my RHD Supra with ING, my broker is Topley, Sanders and Jepson insurance. Give them a try, very reasonable pricing.

I have full coverage on the Aristo with ING, the broker I deal with Lundgren and Young. Reasonable pricing as well! Mind you I've been with them for a number of years.

[Jason Lange]

Originally posted by GQBalla


did you need a vehicle appraisalÉ

Actually no they didn't ask for one, I simply told them what I paid for it and the extras I put into it and they said ok. I have my business liability, company lease equipment, home and cars with them so maybe that made it a bit easier.

[BlackFyre]

TD for sure, I've been with them since I imported my car back in '06. You'll have to tell them about every mod done to the car though, and not fully disclosing them can lead to no moneyz.

[shin0bi]

TD or Meloche Monnex FTW.
My Fairlady is cheaper to insure than my Saturn!

[guitarguy]

Do engine mods jack the price up? I'm going to call a couple of these places tomorrow i've been working 14 hours shifts all week. Whenever i have time to call them no ones there to talk to.

[ercchry]

TD is open till 8pm during the week, for modifications it depends on the areas that are modified, hit more then 2 categories and TD will tell you that they can not cover you... ie. wheels bigger then factory count for 2 categories, then engine would put you over, roll cage would be another one and good luck at that point

[guitarguy]

I called topley sanders and jepson insurance. They told me 4450 for full coverage. They said aftermarket intercoolers and intakes don't make a difference but the combination of exhaust and bigger wheels doubles it. If i bought a stock car that would be two things i'd wanna do. What would happen if i told them it didnt have exhaust or bigger wheels and i got in an accident, would they cover nothing?

I know a couple buddies that modify their car and just not tell their insurance company and they haven't had a problem.

[911fever]

Originally posted by guitarguy
I called topley sanders and jepson insurance. They told me 4450 for full coverage. They said aftermarket intercoolers and intakes don't make a difference but the combination of exhaust and bigger wheels doubles it. If i bought a stock car that would be two things i'd wanna do. What would happen if i told them it didnt have exhaust or bigger wheels and i got in an accident, would they cover nothing?

I know a couple buddies that modify their car and just not tell their insurance company and they haven't had a problem.

that's garbage. They're just taking you for a rip.
keep phoning. Wawanessa is awesome, they don't care about mods from my experience.

[badatusrnames]

Can anyone explain why simply having bigger tires increases your rates?

[ercchry]

Originally posted by badatusrnames
Can anyone explain why simply having bigger tires increases your rates?

counts in 2 categories thats all they tell you.... frankly i think it is just a cop out, but like i said earlier if you want to be legal and have them cover you in a collision your only option after you hit the 3rd category of modifications is nordic. this is what i have been told by TD and masked bandit on here (who i ended up using as my broker since nordic does not deal directly with the customer)

give masked bandit a call and he can put everything into his magic computer and tell you what company will be best for you