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View Full Version : WTF? Outrageous insurance...



95EagleAWD
06-22-2009, 03:46 PM
So I sold my Evo today, and picked up a daily shitkicker 2001 BMW 325 (it's in good shape, though, so it'll be great for a daily) and a 2007 Yamaha R6 for my toy.

The Evo was $197 a month to insure, full coverage.

The BMW came in at $112 or so, full coverage. Not too shabby.

The bike though... fucking UNREAL! It's my first bike, so I was expecting a bit of a hit... nothing like this though.

So yeah, Theft, Fire and Liability on it...

A whopping $18.97 a month.

:D

God, I love my insurance company.

B4tMan
06-22-2009, 03:47 PM
I'm paying 120 a month for my vehicles / I love my company, as well

You got a smoking deal, too :D

Sugarphreak
06-22-2009, 03:48 PM
That is cheap!! :eek:

whiskas
06-22-2009, 03:48 PM
Must be because of those claim estimates with $60/hr labor rates ;)

97'Scort
06-22-2009, 03:49 PM
I was paying ICBC $100/mo for my old '88 Vulcan. Most of the reason I sold it...couldn't afford that and the car.

sputnik
06-22-2009, 03:51 PM
My 2006 Accord comes in at $86/month with full coverage.

B4tMan
06-22-2009, 03:53 PM
^ very good price, as well

FraserB
06-22-2009, 05:18 PM
What companies are you guys using?

95EagleAWD
06-22-2009, 05:19 PM
State Farm.

Tik-Tok
06-22-2009, 05:31 PM
"Full Coverage" Doesn't mean anything. The price can vary a lot depending on what your deductible is for each type of coverage.

B4tMan
06-22-2009, 05:55 PM
500 deductible here

95EagleAWD
06-22-2009, 06:16 PM
Originally posted by Tik-Tok
"Full Coverage" Doesn't mean anything. The price can vary a lot depending on what your deductible is for each type of coverage.

2 mil liability, 1000 collision, 1000 comp, etc...

BlackArcher101
06-22-2009, 06:17 PM
That's hella cheap..

And you sold the EVO? why god why

signature7
06-22-2009, 08:36 PM
I really fucking hate you people...


LOL sorry jealousy kicked in again.

btw love the look of the 2001 BMW 325 Ci. I want one, know of any more for sale ;)

Maybe you can sell it to me in another month when you pick a new car of the month. LOL

benyl
06-22-2009, 09:09 PM
Originally posted by 95EagleAWD

A whopping $18.97 a month.

:D

God, I love my insurance company.

Wait until you try to get full coverage on the bike... you might not like them anymore.

When I had a 600 cc bike, my insurance (PLPD) was $157 / year.

95EagleAWD
06-22-2009, 09:22 PM
Originally posted by benyl


Wait until you try to get full coverage on the bike... you might not like them anymore.

When I had a 600 cc bike, my insurance (PLPD) was $157 / year.

I'm not getting full coverage on it. What's the point of collision on a bike? If I get hit, the bike is toast, and probably me too. If I drop it, I'll just buy a new fairing for two hundred bucks.

B4tMan
06-22-2009, 09:28 PM
how is it with 1way insurance on bikes ? similar conditions for liability,deductible as on the car ?

Dumbass17
06-22-2009, 10:16 PM
what about when you try to wheelie the bike and total it?

Twin_Cam_Turbo
06-22-2009, 10:26 PM
Originally posted by Dumbass17
what about when you try to wheelie the bike and total it?

That wont happen because hes not an idiot?:dunno:

ShermanEF9
06-23-2009, 01:13 AM
Originally posted by Dumbass17
what about when you try to wheelie the bike and total it?
then insurance won't cover it anyways.

Masked Bandit
06-23-2009, 07:02 AM
Originally posted by ShermanEF9

then insurance won't cover it anyways.


Why wouldn't it?

tom_9109
06-23-2009, 07:28 AM
Originally posted by ShermanEF9

then insurance won't cover it anyways.

Yes it will. *if* there's collision. There's no exclusion for being stupid.

benyl
06-23-2009, 07:32 AM
Originally posted by tom_9109


Yes it will. *if* there's collision. There's no exclusion for being stupid.

I would say 90% of car collisions are due to drivers being stupid. Why exclude wheelies?

403Gemini
06-23-2009, 01:00 PM
$860 a year for home and vehicle... im getting ripped off! Oh wait, no I'm not... :D

FullMetal
06-23-2009, 01:15 PM
r u guys old with ur insrance companys? i pay over 200 a fuking month on a 98 jetta :S:banghead:

scat19
06-23-2009, 01:16 PM
I hear ya ^

I insure everyone but myself on the road for 225 :(

bg_27
06-23-2009, 02:33 PM
Meloche

Darell_n
06-23-2009, 02:53 PM
Bike insurance is cheap because they only need a broom and a wet vac to clean you up. Cars require tow-trucks, not baggies.

Masked Bandit
06-23-2009, 03:38 PM
Originally posted by Darell_n
Bike insurance is cheap because they only need a broom and a wet vac to clean you up. Cars require tow-trucks, not baggies.

Bike insurance (the liability portion anyway) is cheap because a motorcycle doesn't do much damage to whatever it hits (relatively speaking anyway). The collision on the other hand can be quite expensive compared to private passenger vehicles.

urban.one
06-23-2009, 04:16 PM
That just doesnt sounds right that you could have theft included for that price.


Originally posted by 95EagleAWD
a 2007 Yamaha R6 for my toy.


The bike though... fucking UNREAL! It's my first bike, so I was expecting a bit of a hit... nothing like this though.

So yeah, Theft, Fire and Liability on it...

A whopping $18.97 a month.

:D

God, I love my insurance company.

95EagleAWD
06-23-2009, 04:44 PM
Originally posted by urban.one
That just doesnt sounds right that you could have theft included for that price.



I assure you, I do.