My house co-owner has refused to pay any more of the mortgage

[Mar]

I bought a house with a friend of mine a year ago and he has just become a total dick. So much so that I haven't lived in the house for the past 4 months because I can't take the harassment I get on a daily basis, my things thrown out the door and piles of dirt swept into my areas of the house. Now he tells me his plan is to simply stop paying the mortgage so that:
a) I pay it and he lives here for free
b) nobody pays it and the bank takes it so he's finally free of this situation

He has missed 2 mortgage payments already and hasn't paid any of the bills in over a month. I'm not into messing with his property but without wasting my money on a lawyer, does anyone have any suggestions for getting rid of this freeloader?

[dj_rice]

I have a friend who can take care of this situation for you. I'll PM you a meeting location.




But on the real, shitty deal, I would never even consider buying a house with a family member let alone a friend.

[Kloubek]

Wow. See... this is how buying a house with a friend can turn sideways.

I just wanted to throw that in there. I honestly don't know what to do in your situation. I'm sure there must be legal recourse, but it'll get messy. A lawyer is not required if you use small claims.

But with that said, I would consult a lawyer about the situation. They will often give you the initial consult for free.

[Rarasaurus]

Sell the house if you dont take too much of a hit?

[Weapon_R]

You can't use small claims to get out of this crappy situation. You will need to petition the court for an order for sale, or a partition order. The first will require you to list the home for sale and force the other guy to acquiesce to the sale, while the second will permit you (or him) to buy the other one out for the amount of (half) the equity in the home.

Either way, a lawyer is strongly recommended. You can also ask the court to take into account the months he hasn't paid and see if they will credit you for them.

[t-im]

Originally posted by Rarasaurus
Sell the house if you dont take too much of a hit?

It will be tough/nearly impossible to sell if the other part-owner of the house isn't exactly cooperative.

Lawyer up. Good luck!

[JfuckinC]

If you get a lawyer might as well smash his face in and get good use out of it.

[Dilmah]

Bust him up...
Lawyer up and see how they can help...
Or, be a bigger dick to him. Does he make more money then you? If so tell him you're going to start claiming a gay relationship with him and under the interdependent relationship act you're going to take him to court for abuse and he'll be paying support to you and paying the mortgage... Just a thought.
I like the idea of smashing his face in and dumping him out of town, if he comes back uncoopertive then do it again. That's a joke...

[jonnycat]

So he's cool with destroying his credit to screw you over!?

You're living elsewhere and still making payments on utilities? Are they in your name? If so turn it all off. But still, get a lawyer asap.

[Mar]

Originally posted by jonnycat
So he's cool with destroying his credit to screw you over!?

You're living elsewhere and still making payments on utilities? Are they in your name? If so turn it all off. But still, get a lawyer asap. I've already thought about turning off the utilities, I'll probably do that in a week or so. Want to give some notice first so I don't look like a dick.

How much does a lawyer usually cost to go through this whole process? I don't really want to pay $3000 when I could just sell the house and maybe lose less than that. But owning it for a year means I'm pretty much out money anyway if I sell it. Probably 95% of my payments are on interest.

[project240]

Originally posted by Mar
I've already thought about turning off the utilities, I'll probably do that in a week or so. Want to give some notice first so I don't look like a dick.

How much does a lawyer usually cost to go through this whole process? I don't really want to pay $3000 when I could just sell the house and maybe lose less than that. But owning it for a year means I'm pretty much out money anyway if I sell it. Probably 95% of my payments are on interest.

Pretty sure you're going to lose more than 3K selling right now...

[bubbley]

Nice friend you have but try to sell asap and cut your losses

[barmanjay]

Originally posted by bubbley
Nice friend you have but try to sell asap and cut your losses

[gretz]

Originally posted by Mar
Want to give some notice first so I don't look like a dick.



lol... really? He is purposly screwing you over and is racking up your bills / destroying your credit...

All that BS and you are still worried about being a dick? Sounds like it may have been a relationship gone bad lol...

[bituerbo]

Fix it with fire.

[core_upt]

did the two of you sign any agreements before hand?
if not, I'm not sure what you can sue for? You're both on the mortgage, so even if one doesn't pay, the other has to.
The bank doesn't give two shits about how mean he is, or how much of a dick he's become, or if he spends all day jacking off to clown porn.... just doesn't matter to them.
no agreement saying you're each responsible for X and Y, then you're fucked - there is no lawyer that will take on breach of contract that doesn't exist.

[adidas]

Call a male escort to the house one day

[TomcoPDR]

Originally posted by adidas
Call a male escort to the house one day

And do what?

[lint]

Originally posted by TomcoPDR
And do what?

meat spin daisy chain?

[qcp1]

wow. thats a shit deal. i would agree with the others though and not do anything until you at least find out what even a few lawyers will tell for during a free consultation.

The only way to have him removed forcefully from the property though is through the police for abuse/or threats hes made to you. if you go this route it will still take time and you will have to build a case with the police. sometimes a restraining order will take multiple charges and complaints and police visits. that is just one legal way to have a co-owner removed from a property.

[lint]

Did you and your "friend" have any kind of agreement in place in case something like this happened? Or an exit strategy in case one wanted to sell?

[max_boost]

Originally posted by lint
Did you and your "friend" have any kind of agreement in place in case something like this happened? Or an exit strategy in case one wanted to sell?

Obviously not. Who thinks that far ahead? :devil:

Most of these partnerships whether in business or house etc. often run into problems so it seems. :nut: :dunno:

[kaput]

.

[Jim Rome99]

Two words: strategic default.

You're not going to be the only one, trust me buddy. This bubble is going to collapse REAL soon.

[Tik-Tok]

Originally posted by Mar
I bought a house with a friend of mine a year ago and he has just become a total dick. ... Now he tells me his plan is to simply stop paying the mortgage so that:
a) I pay it and he lives here for free
b) nobody pays it and the bank takes it so he's finally free of this situation


:confused:



Originally posted by Mar
I'm buying a house with a friend and she has already bought/sold one house and now owns a second house in Barrie, Ontario that she's renting out. She's owned it for 5 years already so she's renewing her mortgage this week but we're trying to put an offer in on another house here in Calgary (my first house) within the next 2-3 days. My credit is fine, we both have average jobs, do you think her other mortgage will make it a lot harder to get approved for this one? Will it affect it negatively at all?



http://forums.beyond.ca/st/264839/chances-of-buying-a-house-if-you-already-own-one/

[shakalaka]

lol

Maybe the person had a sex change operation and now has become really hormonal....it would make perfect sense and also explain why they have suddenly started to act like a dick.

[Jim Rome99]

It is obvious that the poor guy tried to get with the girl who was just using him for a place to live.......now he's creeped her out by sniffing through her underwear drawer and doesn't know what to do.

[kaput]

.

[stevieo]

Originally posted by kaput
^We've all been there before, although perhaps just not to this extreme.

like buying em a drink or two to try to get in their panties, this guy buys a house and gets fucked (well only one bending over is him now) hahah

[Mar]

Originally posted by Tik-Tok


:confused:





http://forums.beyond.ca/st/264839/chances-of-buying-a-house-if-you-already-own-one/

That's some major detective work, how did you connect that?
Yes, it is a she, I wanted to throw off anyone looking at this thread who might know the person in question. I also just called Jordan who found the house for us and he gave me a few more options as well.

So what can I do about having her removed?

[Tik-Tok]

Originally posted by Mar


That's some major detective work, how did you connect that?


I thought you were someone else who was asking about doing the same thing around a year ago, and everyone in the thread told them to get a lawyer to draw up a serious contract. Wasn't you, but found that when I searched "mortgage" and "Mar"

[Jetta-2.0]

Here use this.
http://www.aspexdesign.co.uk/poempics/reset-button.jpg


Your fucked in other words dude, like every one has said orrrrrrr

Get him drunk out of his ass and make him sign a sale paper :D:whipped:

[Super_Geo]

Originally posted by Mar
I bought a house with a friend of mine a year ago and he has just become a total dick. So much so that I haven't lived in the house for the past 4 months because I can't take the harassment I get on a daily basis, my things thrown out the door and piles of dirt swept into my areas of the house. Now he tells me his plan is to simply stop paying the mortgage so that:
a) I pay it and he lives here for free
b) nobody pays it and the bank takes it so he's finally free of this situation

He has missed 2 mortgage payments already and hasn't paid any of the bills in over a month. I'm not into messing with his property but without wasting my money on a lawyer, does anyone have any suggestions for getting rid of this freeloader?

What brought the situation to this point between you and her? I think there's something missing here... unless she's unhappy with the negative equity and wants to foreclose.

[Mar]

Originally posted by Super_Geo


What brought the situation to this point between you and her? I think there's something missing here... unless she's unhappy with the negative equity and wants to foreclose. Quite possibly her best friend becoming my girlfriend of 9 months and no longer hanging out with her. That probably started it.

[kaput]

.

[Cos]

Originally posted by Mar
Quite possibly her best friend becoming my girlfriend of 9 months and no longer hanging out with her. That probably started it.

are you all 16?


Seriously though, your going to need a lawyer for sure. She is screwing you so anything settled without a lawyer will be a sacrifice on your end.

[max_boost]

Originally posted by Mar
Quite possibly her best friend becoming my girlfriend of 9 months and no longer hanging out with her. That probably started it.

haha ya that would do it. Let me guess, you probably fucked her first and then went after her best friend? :rofl: Awesome. Drama on beyond ftmfw! :thumbsup:

[J.M.]

^^:rofl:

[SRT]

I shared a place with a female "friend" about 5 years ago. Holy hell was that ever the biggest mistake I had ever made! Never..EVER move in with a friend or acquaintance. Live alone or live with people you do not know....then there are no expectations.

[Mar]

Originally posted by Cos
are you all 16?


Seriously though, your going to need a lawyer for sure. She is screwing you so anything settled without a lawyer will be a sacrifice on your end.
Sometimes it feels like it though I'm trying to work this out any way I can. I can't account for my roommate being childish. I don't care about being right or wrong here, I just want to fix it and forget about it. If I was going to be 16 about it I would just throw her stuff outside, change the locks and shut off the utilities.


Originally posted by max_boost
haha ya that would do it. Let me guess, you probably fucked her first and then went after her best friend? :rofl: Awesome. Drama on beyond ftmfw! :thumbsup:
I wish, it might be easier to fix that way. Never touched her though, always friends.

[core_upt]

well, since it can't possibly get any worse, maybe a gangbang could make it better!

[Cos]

Originally posted by Mar

Sometimes it feels like it though I'm trying to work this out any way I can. I can't account for my roommate being childish. I don't care about being right or wrong here, I just want to fix it and forget about it. If I was going to be 16 about it I would just throw her stuff outside, change the locks and shut off the utilities.


I wish, it might be easier to fix that way. Never touched her though, always friends.

I didnt mean you were going to screw her over, I meant that she is living in the house, not paying mortgage and will still get half the profit (if any) she is screwing you over in that way. Only way to fix that (that I can think of) is to lawyer up and make sure her profit is deducted from mortgage owing, your rent for however long you have been moved out, damage, etc. etc.

[911fever]

that's brutal. Sue him.

[masoncgy]

Wow... talk about a tough lesson learned, that's harsh.

I had co-signed with a friend once on a mortgage... two of them actually... fortunately he took the few grand I promised him for co-signing and I deleted him off both titles & mortgages without incident.

It would seem that diplomacy isn't possible, so definitely get a lawyer and get on it fast before you're completely bankrupt.

[darthVWader]

A chick forced you out of your house :facepalm:

Grow some balls and move back in and MAN THE FUCK UP!!!!!!!!!!

Those two chicks should be making you lemon squires, cleaning the stove and giving you live Lesbo shows.:bigpimp:

[ALBERTA_IS]

I have been in a very similar situation. Me and my ex bought a house together and when we broke up she simple walked away even though she was on title and the mortgage was in both of our names. You have 2 options and that is it. Court will not do anything for you so don't waste your time.

Option 1:

You sell the property, any negative equity you could try to sue for but may or may not work out. Assuming there is negative equity you will probably end up covering it all unless your roomie agrees to half.

Option 2:

You requalify for the mortgage with your salary only and then you can remove her from title.

I went through this a year ago and things can get ugly. Unfortunately there is no way to kick her out and there is no way you should move. You could just default on the mortgage but it will ruin your credit. The bank does not care where the money comes from and usually will not provide much help. I feel for you bro, the system does not work for good people like us:( . Let us know how things work out for you.

Alex

[max_boost]

Originally posted by core_upt
well, since it can't possibly get any worse, maybe a gangbang could make it better!

That would solve the problem I bet. The co-owner just needs some lovin' :rofl:

[Kartelli]

Think business strategy...

You have a house you partially own, so try to fully own it now. Build your case, sit down with the bank, and qualify to assume the full value of the mortgage with your parents/siblings.

Start building your case by documenting incidents, requests, resolves that you have offered.

[MrSector9]

just walk around your house nude. nude farts are never good either.

since you already consulted with professionals, this is all i have to offer

[Integra10]

Originally posted by Mar

Sometimes it feels like it though I'm trying to work this out any way I can. I can't account for my roommate being childish. I don't care about being right or wrong here, I just want to fix it and forget about it. If I was going to be 16 about it I would just throw her stuff outside, change the locks and shut off the utilities.


I wish, it might be easier to fix that way. Never touched her though, always friends.

http://www.diamondsnews.com/images/engagement%20rings.jpg

This^^

Or have so much random girls/parties going on in the house she doesn't want to stay.

[Mar]

Anyone have a good lawyer to take care of this? I need her out even if I have to pay for it.

[ALBERTA_IS]

MAR, as I said before. I was in a very similar position with my ex. Your ONLY option is to refinance in you name. You cannot kick her out with her name on title, the only way to legally remove her completely from title is to buy her out and refinance in your name. If you call any lawyer they can refer you to a free 30 minutes legal advice and they will let you know exactly what you can do. It is not going away anytime soon until you can get that place solely in your name via refinance. Just a buy out to her will actually keep her on title even if you try to take her off if I remember correctly. I wish you luck buddy, I know how shitty this can be. Let us know how things go for you.

Alex

[Nufy]

Find the elec panel and lock out the breakers feeding her room.

Then lock out the washer / dryer and keep the key for only when you require it.

[Zhariak]

Originally posted by Mar
I bought a house with a friend of mine a year ago and he has just become a total dick. So much so that I haven't lived in the house for the past 4 months because I can't take the harassment I get on a daily basis, my things thrown out the door and piles of dirt swept into my areas of the house. Now he tells me his plan is to simply stop paying the mortgage so that:
a) I pay it and he lives here for free
b) nobody pays it and the bank takes it so he's finally free of this situation

He has missed 2 mortgage payments already and hasn't paid any of the bills in over a month. I'm not into messing with his property but without wasting my money on a lawyer, does anyone have any suggestions for getting rid of this freeloader?


Ugh,

Please tell me you wrote up a contract with him which stipulates what happens when things like this happen...

[sexualbanana]

3 words: Coin-operated toilet.

[Mar]

Originally posted by Nufy
Find the elec panel and lock out the breakers feeding her room.

Then lock out the washer / dryer and keep the key for only when you require it.
You can set these up with a key? How does that work?

[Cos]

Originally posted by Mar

You can set these up with a key? How does that work?

IIRC the panels usually have a key. Or you can padlock it depending on the breaker set up.

[Mar]

Originally posted by Cos


IIRC the panels usually have a key. Or you can padlock it depending on the breaker set up.
There's no door on it now, it's just open. So you're suggesting to buy a new cabinet with a lock on it? Aren't those pretty easy to pick?

[CUG]

Originally posted by Dilmah
Bust him up...
Lawyer up and see how they can help...
Or, be a bigger dick to him. Does he make more money then you? If so tell him you're going to start claiming a gay relationship with him and under the interdependent relationship act you're going to take him to court for abuse and he'll be paying support to you and paying the mortgage... Just a thought.
I like the idea of smashing his face in and dumping him out of town, if he comes back uncoopertive then do it again. That's a joke... Dude, GOLDEN.

[Nufy]

Originally posted by Cos


IIRC the panels usually have a key. Or you can padlock it depending on the breaker set up.


You can get individual breaker lockouts.

Visit any elec supply outfit. You need your own lock.

http://images3.cableorganizer.com/panduit/circuit-breaker-lockout/images/01-pan-psl-cbnt.jpg

[barmanjay]

call the city - have them shut the water off

[Mar]

Originally posted by barmanjay
call the city - have them shut the water off
The city? I never thought of that, I already called Enmax and they can't turn off anything unless I stop paying. Then it's a $300 fine.

I'll try calling the city but she could just call them and turn it back on, she has proof of ownership of the house and that's all they need.

[barmanjay]

Tell them there is a main water leak and to shut it off and to not turn it on until they can confirm a plumber has come to find and fix the leak.

At the very least, you would be giving her a hard time too ;)

If you didn't figure it out,.. I'm sure she wouldn't figure it out right away either.

[Cos]

yeah i was going to say if you call and say you think you have a main leak and need it off to get fixed..... problem solved for a few days.

[ALBERTA_IS]

Originally posted by Mar

The city? I never thought of that, I already called Enmax and they can't turn off anything unless I stop paying. Then it's a $300 fine.

I'll try calling the city but she could just call them and turn it back on, she has proof of ownership of the house and that's all they need.

Everybody including yourself has these ideas to piss her off but nothing solving the problem. Have you talked to a lawyer yet? Because if you haven't I no longer feel any sympathy for you. From day one I have advised you talk to a lawyer, I have given you advice from my past experience. All these ideas are just a pain in the ass that will cause more problems for you and will not solve a damn thing. Call a lawyer :banghead:

[Mar]

Originally posted by ALBERTA_IS


Everybody including yourself has these ideas to piss her off but nothing solving the problem. Have you talked to a lawyer yet? Because if you haven't I no longer feel any sympathy for you. From day one I have advised you talk to a lawyer, I have given you advice from my past experience. All these ideas are just a pain in the ass that will cause more problems for you and will not solve a damn thing. Call a lawyer :banghead: I sent an email to the lawyers that closed my house 10 days ago but heard nothing back. I've been so busy with work 16 hours a day that I haven't called them. Though I did post on the last page that I was looking for one if someone knew one.

[e31]

Unfortunately bud, you are working 16 hour days but only reaping 8 hours pay. Until you get this fucking leech issue solved you will only continue to be screwed over.

I only wish I could lend you my sense of vengeance, as I hate to see this kind of injustice prevail.

[D. Dub]

OP, dude, you've had a week from the first post to contact and get advice from a lawyer & you haven't even made a call yet. Even really good firms can usually get you in a few days.

If you don't get on this thing and get pro-active you're gonna get screwed. $$$$$$ Unless you got mucho donaro to waste.

[Mar]

Originally posted by qcp1
The only way to have him removed forcefully from the property though is through the police for abuse/or threats hes made to you. if you go this route it will still take time and you will have to build a case with the police. sometimes a restraining order will take multiple charges and complaints and police visits. that is just one legal way to have a co-owner removed from a property.

Doesn't work. She makes all kinds of threats about breaking my car, punching me in the face, pushing me around and whatever else she feels like doing. The cops don't care.

So I don't know if it was any of the cops here but I had to have the cops remove her from the hood of my car today because she was suntanning for over an hour and I couldn't go anywhere.

So now we've come to an agreement that she'll move out for her $9000 downpayment back. I have a question though....and yes, I'm going to ask a lawyer this, I just wanted some feedback from someone here. She hasn't paid the mortgage/bills since May 17 and they total $2250 for her half. She refuses to pay her missed payments and says it's still $9000 to get her out.

Before I ask a lawyer (anyone know one?), is there a way I can somehow force her to pay the payments she missed?

[darthVWader]

Photos of her on your hood?

[Cos]

Personally buddy it sounds like the law is beyond what it can help you. Either you have to change your legal situation (which most likely involves a lawyer) so the law CAN help you or come up with ways outside the need for law enforcement (not saying illegal just creative ways) like shutting off water, power, moving in a family of renters with big dogs, etc.

As for your financial question, I would say if you can afford it, pay her off if you dont get burned too bad, however show her the certified cheque but make sure everything is signed and clear before you give her the cheque.

[jonnycat]

Originally posted by Mar


So now we've come to an agreement that she'll move out for her $9000 downpayment back. I have a question though....and yes, I'm going to ask a lawyer this, I just wanted some feedback from someone here. She hasn't paid the mortgage/bills since May 17 and they total $2250 for her half. She refuses to pay her missed payments and says it's still $9000 to get her out.



You're going to end up giving her $9,000 and she'll stroll right back inside the house unless you have some sort of contract drawn up. Have her sign the necessary paperwork from land titles removing herself as an owner and then give her the money.

[SilverGS]

Wow I can't imagine what she would do if you were an ex-boyfriend or had slept with her. All this for going out with her best friend.

Do you have a lawyer for this yet? Probably small claims court after you have finalized the 9k buyout with her being removed from title.

[Super_Geo]

Originally posted by Mar
Doesn't work. She makes all kinds of threats about breaking my car, punching me in the face, pushing me around and whatever else she feels like doing. The cops don't care.

So I don't know if it was any of the cops here but I had to have the cops remove her from the hood of my car today because she was suntanning for over an hour and I couldn't go anywhere.

Unless this bitch's name is Helga and weighs 230lbs how the FUCK are you getting threatened and bullied by a girl?! Punch you in the face? Sorry miss, men should never hit women, but if you think it's okay to punch a guy in the head then he is fully within his rights to pop you one right back.

You couldn't get her off the hood of your car FOR AN HOUR??! Is this a normal fucking thing? She just gets all cozy on the hood of your car and tans? What did you try in that hour? Did you try to coax her off? Maybe talk to her in a baby voice and see if that changed her mind? Grab some big pieces of cardboard and try to block her sun? GET IN THE CAR AND START DRIVING. OR GRAB HER BY THE THROAT AND MOVE HER. Either way, it's baffles me how you were there for an hour while she was damaging your car.

Sorry, just reading the above quote from you leaves me exasperated...

[Mar]

Originally posted by Super_Geo


Unless this bitch's name is Helga and weighs 230lbs how the FUCK are you getting threatened and bullied by a girl?! Punch you in the face? Sorry miss, men should never hit women, but if you think it's okay to punch a guy in the head then he is fully within his rights to pop you one right back.

You couldn't get her off the hood of your car FOR AN HOUR??! Is this a normal fucking thing? She just gets all cozy on the hood of your car and tans? What did you try in that hour? Did you try to coax her off? Maybe talk to her in a baby voice and see if that changed her mind? Grab some big pieces of cardboard and try to block her sun? GET IN THE CAR AND START DRIVING. OR GRAB HER BY THE THROAT AND MOVE HER. Either way, it's baffles me how you were there for an hour while she was damaging your car.

Sorry, just reading the above quote from you leaves me exasperated...

That's easy, I have no issues with that and if it was a guy it would have been over already. But when she calls the cops to show up all skinned out from sliding across the pavement and she's crying and the cops are looking at you, what do you think will happen? It's abuse, even if it's retaliation. And I wasn't out there for an hour, I went back inside and did some work. I have project deadlines to worry about.

I just talked to the cops about the big dent in my hood, they won't do anything. I called my insurance company and they're going to go after her for damages.

[rc2002]

OP, when you get this resolved you should post up the name and some pictures. I'd be interested in seeing what a bitch of this caliber looks like.

[Super_Geo]

Still, what is she doing on the hood of your car?! I would lose my shit if someone was on my hood... what did she say when you asked her to get off of your hood? I just can't fathom how this could ever happen.

I know this one Aaron guy who gets walked over by his female 'friends' all the time... he's really soft spoken, always looks kind of nervous. He lives in Airdrie. On NYE he had maybe one or two beers and then drives home at 1AM. There are these drunk girls who knew him and was at the party and called him at 3:30AM to come pick them up because they "couldn't get a cab." In reality they never even tried to call a cab. They knew when they called him that he would pull himself out of bed, grab these three drunk girls and then drive them home (in the SW), and then drive himself home aftewards (in Airdrie).

I later hear that he picked up the girls, took them to get fast food, one of them got car sick and then puked out the window... there was puke streaked all over his car. He cleaned the puke off himself the next day, after getting home around 7AM.

Anyway, point of the long winded story is that women (especially bitchy women) have an innate sense of what type of guys they can walk all over. Let me put it this way, if you were a biker with tats on every square inch of your body this girl would not even dream of getting on the hood of your car. I don't know one thing about you, but you are obviously in her "I can walk all over this guy" zone. Get yourself out of that zone. ASAP.

[J.M.]

^ :werd:

[Lex350]

Originally posted by Mar


That's easy, I have no issues with that and if it was a guy it would have been over already. But when she calls the cops to show up all skinned out from sliding across the pavement and she's crying and the cops are looking at you, what do you think will happen? It's abuse, even if it's retaliation. And I wasn't out there for an hour, I went back inside and did some work. I have project deadlines to worry about.

I just talked to the cops about the big dent in my hood, they won't do anything. I called my insurance company and they're going to go after her for damages.


Start video taping this bitch. Go invest in some hidden cameras and compile some evidence that can be used against her. I hate to say it, but stop playing a victim and making excuses. You need to step up.

[dirtsniffer]

why not both move out and rent the place?
thats what my gf and her friend did after they couldnt live together, its been two years now and things are going ok

[barmanjay]

Originally posted by Mar


...
So now we've come to an agreement that she'll move out for her $9000 downpayment back. I have a question though....and yes, I'm going to ask a lawyer this, I just wanted some feedback from someone here. She hasn't paid the mortgage/bills since May 17 and they total $2250 for her half. She refuses to pay her missed payments and says it's still $9000 to get her out.

Before I ask a lawyer (anyone know one?), is there a way I can somehow force her to pay the payments she missed?


Dooooood

Go to a Lawyer, draw some legal binding agreement, and pay her the $9k

get her the fuck out,.. no telling what kind of damage she will do to the house.

Have the funds sit in the lawyer trust account till she has completely moved out and locks changed, with a signed power of attourney to you for the sale of the property.

Or unless you can take the mortgage on your own.

Don't lallygag and piss around about who owes for what,...

Forget the missed payments,..just get her out.

[malbadon]

The very fact you've been dicking around on something like this for over a month is ridiculous.
She's agreed to pay 9k and leave? Good. Go to a lawyer, get it drawn up, get her the fuck out of the house and officially off the legal title.
Saying you haven't been able to get to it because you've been working 16 hour days when she is sitting in YOUR financially ruinous asset isn't an excuse, it's lazy dude.
Take a day off, get this done and her out of the house before she sabotages the inside of your place and wrecks the resaleability of that thing.

[Mar]

My girlfriend knows a guy at something called CMAC, don't know if I spelled that right. Talking to him today to see if he can point me to a mortgage litigation lawyer that can help. I don't know if any old mortgage lawyer will be able to deal with this, I have no idea if it's a common process or not.

[ALBERTA_IS]

Mar, It seems like you are just doing this to get some attention now. I have told you, others have told you and you still want to piss around. Go talk to a lawyer, he will then tell you that even if you pay her $9000 and get her to remove herself from title it still won't be enough. When I was going to buy out my ex my mortgage broker informed me that she would still be in the back ground on titles. You need to sell that place and move on. OR you need to refinance the existing mortgage so that it is in your name only, this is he only sure way to get her off title. Have you talked to a lawyer yet? What she is doing is bullshit and you need to man up and quit fucking around. if she stops you from going out then return the favor, take the rims off her car, or better yet. . . . TALK TO A LAWYER!!!!!!!! I am starting to think your an attention whore and you are not really looking for a solution.

:banghead: :banghead: :banghead: :banghead: :banghead: :banghead: :banghead:

[ALBERTA_IS]

PS Quit relying on a car forum to give you legal advice. Talk to a lawyer yourself.

[Mar]

An update from the past month if any of this helps you figure out anything else I can do.

I emailed the lawyer that closed my house, never heard back. I called them and got no answer. Left a message, heard nothing, left messages for 2 other lawyers I found on Google, finally someone called me back and talked to me for a few minutes. They said it would cost $10,000 and if I'm only looking to get $3000 knocked off her selling price, there's no point. So that was the end of that.

She wants $9000 for her share so I emailed her lawyer with an official offer of either:
1. Her deposit back ($6700)
2. $9000 minus the mortgage/bills she hasn't paid since May 17 ($6200)

I never heard back but she very colourfully told me no.

Now she has 3 friends living there with her using up my utilities so I called Atco to see if I could have them shut the gas off. They said I have to call Enmax, I already called Enmax and they said they don't do that. It turns out the Enmax guy lied to me, they can turn the utilities off (FUCK) and if I had known that when I called them 3 months ago I wouldn't have been paying this whole time. What a fucker. So I told them I'm not paying for any more utilities, had them all shut off and now they're all back on in my co-owner's name.

Today I paid my condo fees and the condo board was asking me about these extra 3 guys. Once they found out what was going on, they told me to tell them their vehicles would be towed tonight if they were left in visitor's parking again (there's a sign) and that there's only allowed 2 people per bedroom as per condo bylaws so the freeloaders will be getting an eviction notice tomorrow. I didn't ask for this, they just did it.

So now I'm right back where I was before, 2 of us owning the house and she refused my offer of almost $7000. Any suggestions? I tried to get a lawyer, that won't work.

[01RedDX]

.

[Clever]

Reminds me of some girl I know, her name isn't Brandy is it?

[Tik-Tok]

$10,000 lawyer fee VS. you paying the full mortgage for how much longer?

A) Pay the lawyer
B) Find a cheaper lawyer (I'm sure you can)*
C) Do something illegal and/or unscrupulous to get her out.

Those are your 3 choices. Deal with it.


*If my old friend can hire the scummiest criminal lawyer in Calgary for less than $8g (Balfor Durr) to get him off DUI charges, I'm sure you can find someone to do this for less

[Grogador]

Keep paying, chump. It doesn't sound like you're trying very hard. You didn't bring it up with the condo board, to make her life hell through various rule violations?? You called two random shmucks offa Google and threw a hissy fit when they didn't fix it for you? You called enmax to cancel your utilities and gave up when they said "uhmm, we can't let you do that"? Seriously dude? Seriously?

[ALBERTA_IS]

Talk to the police about a restraining order at this point. Tell them she is threatening you and maybe that would at least keep her out. I don't know what else to tell you. How much do you owe on your house compared to market value? Man up and be very aggressive with her :dunno: I can't believe this is still going on.

[davidI]

Call 30 lawyers until you get a straight answer and deal with this. Procrastination is like m@sterbation - you're just f*cking yourself in the end.

[interlude]

So let me get this straight, you come on beyond to post about this problem. Alot of members have posted what you should do, and you dont do it...... so whats the point of asking for more help?

You have to fight fire with fire in this case. Man up, get a lawyer and tell her to GTFO!

[Afrodeziak]

Do you know her family? allow other people in her life to know what she's doing and see if they will be helpful?

[Lex350]

Originally posted by 01RedDX
Wow what a pussy.


:werd:

[psycoticclown]

Just post her name and number on here and let Beyond do the rest.

[ercchry]

just have her killed, cheaper at this point... go downtown and find a crackhead to do it...

[Tik-Tok]

Originally posted by psycoticclown
Just post her name and number on here and let Beyond do the rest.

If by "do the rest" you mean dig up her facebook profile, laugh at her 'duck face' photo's, make a few photoshops and tell the OP he needs to post newds.

[interlude]

Originally posted by psycoticclown
Just post her name and number on here and let Beyond do the rest.

yea, I dont get why you want her out.. yet try and protect her at the same time. Does that make any sense? Just post her name/pic and let the beyond boys do what they do.. lol!

[Super_Geo]

Mar... show her you have some balls. Go over there and flip the fuck out... make her fear that you, and that may involve taking it to the point where she's not sure if you've lost it.

Like I said in an earlier post, she walks over you because she knows she can walk over you and there will be no recourse. You're predicatble to her. Play the 'snap' card... if she thinks she's pushed you too far and that if she keeps it up and she might end up in a suitcase with her fingers cut off then maybe she'll think twice.