merix finacial.com

[mdk2002]

HELLO EVERYONE,
PLEASE GIVE ME SOME ADVISOR REGARDING THE SITUATION LIKE THIS.
FEW MONTHS AGO I HAD THE MORTGAGE W/ MCAP & THE AMOUNT FOR IT IS $111,500 TO PAY OFF, THE DUE DATE FOR REFINANCE IS OCT 15, 2010. I DECIDED TO GO FOR 3 YRS AVR CLOSED W/ MORTGAGETOGO BROKER TO FIND A CHEAPER INT. RATES, SINCE MCAP RATE IS HIGHER THAT TIME.

MORTGAGETOGO BROKER HAD FOUND (MERIX FINACIAL- AGREE TO REFINANCE FOR 2.0% - 3YRS CLOSED AVR)

I DID SIGNED ALL THE NECCESARY DOCUMENT FOR REFINANCE WITH MORTGAGETOGO BROKER. EVERY WENT THOUGHT OKAY-APPROVAL.
UNTIL NOW I DID NOT RECEIVED ANY WELLCOME KIT FROM THEM SO I WAS A BIT WORRY FOR THIS MATTER.

SOMEHOW, I HAD CALLED THEM AND ASK THEM TO SEND ME ANY WELCOME LETTER & SOME EXPLAINS HOW THEY WILL WITHDRAW THE MONEY FROM THE BANK & WHEN IT WILL START FIRST WD.

I HAD FOUND OUT THAT THE INTEREST CHARGE ME IS 2.25% FOR 3YRS INSTEAD 2.0% FOR 3YRS LIKE THEY HAD PROMISED ME....
THE FIRST WD. WILL BE NEXT WEEK...

COULD SOME ONE GIVE ME AN ADVISED, WHAT SHOULD I DO NOW...DOES ANYBODY DEAL W/MERIX FINANCIAL BEFORE - ARE THEY GOOD LENDER..
PLEASE HELP...

[cosmok]

First, please don't ype a complete post in all capitals. Second, if you have a copy of the signed documents with the quote of 2.0% take it in and they'll should adjust it for you.

Edit: Why'd you post this in the "Hot Deals" section on RFD ?:nut:

[el-nino]

Do you have your original commitment that you signed with your broker? If anything you should talk to your broker about that.
Also you could have signed the commitment when prime was at 2.75%. Now prime is at 3% which is the reason why the rate went up -