maxwinedog
03-27-2011, 09:11 AM
BUT WE DONT KNOW 100% FORSURE.
Im just trying to plan ahead for the worst if possible. I dont know forsure if hes driving on expired insurance cause the officer whos dealing with my report said theres a good chance his auto ins. auto renewed or hes still waiting for the new pink slip in the mail or hasnt replaced it with his old one cause it just expired few weeks ago. Last fri, some idiot hit me and when he gave me his pink auto ins. slip i noticed it said it expired March 3, 11. Its RBC Ins.
Anyways, the claim is still new so my ins. hasnt been able to find out yet if he has renewed or not. But if say his insurance expired, how does the process then work? Cause im hearing different things.
I hear that the cops and HIS auto ins. will go after him with the repair bill and force him to pay. And that to leave it to them to deal with.
BUt then i also hear that they wont go after him and that im on my own and have to either 1) take him to small claims court (which id rather not do cause its a long and i do mean LONG and time consuming process as ive been through it before with other matters), or 2) get a lawyer to go after him.
Can someone tell me how itll work and your prefered most direct quickest route to take if this is the case for me?
Also, if his insurance isnt renewed, can i still get my car repaired or will that be put on hold?
thanks
Im just trying to plan ahead for the worst if possible. I dont know forsure if hes driving on expired insurance cause the officer whos dealing with my report said theres a good chance his auto ins. auto renewed or hes still waiting for the new pink slip in the mail or hasnt replaced it with his old one cause it just expired few weeks ago. Last fri, some idiot hit me and when he gave me his pink auto ins. slip i noticed it said it expired March 3, 11. Its RBC Ins.
Anyways, the claim is still new so my ins. hasnt been able to find out yet if he has renewed or not. But if say his insurance expired, how does the process then work? Cause im hearing different things.
I hear that the cops and HIS auto ins. will go after him with the repair bill and force him to pay. And that to leave it to them to deal with.
BUt then i also hear that they wont go after him and that im on my own and have to either 1) take him to small claims court (which id rather not do cause its a long and i do mean LONG and time consuming process as ive been through it before with other matters), or 2) get a lawyer to go after him.
Can someone tell me how itll work and your prefered most direct quickest route to take if this is the case for me?
Also, if his insurance isnt renewed, can i still get my car repaired or will that be put on hold?
thanks