View Full Version : how mcuh is ur insurance a year ?
SoSimpo
10-06-2011, 02:56 PM
yepp im just wondering because mines roughly 5g a year
03ozwhip
10-06-2011, 02:58 PM
you are obviously young with a car that you shouldnt be driving when young or you have way too many tickets. thats why its high, that is all.
BrknFngrs
10-06-2011, 03:00 PM
Hmm that seems high for tricycle insurance....
lilmira
10-06-2011, 03:02 PM
lol
Kloubek
10-06-2011, 03:03 PM
It goes up a *ton* for younger, inexperienced, or "high risk" drivers.
I just renewed mine today. My 2000 Grand Cherokee without collision, and parking insurance for the Porsche. $538 per year.
xxviet
10-06-2011, 03:04 PM
Originally posted by BrknFngrs
Hmm that seems high for tricycle insurance....
:rofl: :rofl:
spike98
10-06-2011, 03:06 PM
Originally posted by 03ozwhip
you are obviously young with a car that you shouldnt be driving when young or you have way too many tickets. thats why its high, that is all.
This.
I am 28 and paying ~$2100 for full coverage on a 09 jetta, house insurance, and pet insurance. This is after it going up from getting a few tickets.
jdmXSI
10-06-2011, 03:08 PM
Originally posted by SoSimpo
yepp im just wondering because mines roughly 5g a year
Everything in this makes me think of those crash videos from mainland china... not sure why?
To answer the question. I am 28 and pay about $1800 all together for full coverage on the STi ($1300,full coverage), the Ninja ($400,full coverage) and an 90' Integra($80, parking insurance).
Zewind
10-06-2011, 03:13 PM
Originally posted by SoSimpo
yepp im just wondering because mines roughly 5g a year
Where is MaskedB?!?
Age ?
Vehicle?
Convictions?
Accidents?
Commute to work?
InRich
10-06-2011, 03:18 PM
mines about 4k including the house
Tomaz
10-06-2011, 03:41 PM
About $7200/year for now. But I am loved by my parents, so I'm down to $1800.
Comprehensive on a 09 Mazda 3
25 (renewal is coming up!), nasty record, but have been "clean" for 6 years. One ticket and one claim in the past 6 years.:thumbsup:
colinxx235
10-06-2011, 03:50 PM
24/Escalade (+ secondary X5/glk350)/ $3800yr
-relk-
10-06-2011, 03:53 PM
3k for me.
Im 21 and have 1 accident on my record 2 years ago. Can't wait to hit that break at 25.
Tarrantula
10-06-2011, 03:56 PM
Im at 3600 a year, 695 in tickets last year, and about 3 accidents in the last 3 years.
25.
Tik-Tok
10-06-2011, 04:02 PM
$200 a year.
Jlude
10-06-2011, 04:06 PM
1500/ yr for the civic & 1700 yr for the M3
Post your age and vehicle you want to insure as well as driving record OP.
RickDaTuner
10-06-2011, 04:11 PM
28
Subaru STi
1 ticket last two years
1200/year full coverage, no glass
98 Forester
280/year Primary
schocker
10-06-2011, 04:19 PM
24 G35, like $2500/yr
I'm 23, Pay 2600-2800. Been insured for 5ish years. 3 years on my own. '10 civic Full coverage. 1 speeding tkt. Can't wait till I hit 25!
Mitsu3000gt
10-06-2011, 04:41 PM
Im 26.
2006 Audi S4: $1920
2010 Civic: $1440
That is full coverage, small deductibles, grand touring option (insurance on rental cars), and accident forgiveness with TD Meloche Monnex.
3 or 4 speeding tickets.
94boosted
10-06-2011, 04:55 PM
24
09 Cobalt SS-TC + House
Full coverage low..ish deductibles
$2200/yr
Next year I'll be hitting the 25yo break and coincidentally I plan to trade up to a Corvette + Winter Car
killramos
10-06-2011, 05:06 PM
19
2007 VW GTI 2dr
Full coverage with a high deductible : 2743.20/yr
At least thus what it should be now that i have gotten all my discounts with TD MM sorted out.
No tickets of any kind.
I am surprised that i managed to do so well...
Sorath
10-06-2011, 05:12 PM
23
2800/yr
Comp on 90 skyline
full on 08 evo mr
2 houses
unkicrackie99
10-06-2011, 05:29 PM
18 years of age, 02 WRX with comprehensive just over $1900/year.
asp integra
10-06-2011, 05:43 PM
25 yrs, 04 vw R32, no accidents, one radar ticket 2 years ago, full coverage, paying $1050/yr
georgemagana
10-06-2011, 08:07 PM
22
0 accidents
0 tickets
0 claims
$5076/year for the evo + corolla( with minimum insurance)
Loving alberta...
funkedelic2
10-06-2011, 08:11 PM
man are you serious
26
i paid around $100 full coverage a month for my BMW, a little under actually and i pay like $32 a month for my corolla .
georgemagana
10-06-2011, 08:19 PM
Originally posted by funkedelic2
man are you serious
26
i paid around $100 full coverage a month for my BMW, a little under actually and i pay like $32 a month for my corolla .
wow that just blew my mind.. nothing i can do, just wait till i turn 25 i guess :(
2007RS4
10-06-2011, 08:23 PM
Age - 28
Tickets - No comment. Too many.
Accidents: None
$1,200/yr with home included.
btimbit
10-06-2011, 08:45 PM
Age- 19
Car - 03 Jetta
Ticket - One, 20km over
No accidents. Full coverage, but $1000 deductibles and only $500 000 liability coverage
$3926 a year
I'm 25, I'm paying around 2300 for an 07 frontier and an 04 wrx. Comprehensive coverage with $2,000,000 liability. The frontiers considered a work vehicle so insurance costs a little bit more for it. I'm not sure if that's considered high or not but I'm also under the APEGGA TD monnex rate.
No accidents, claims, or tickets.
Palmiros
10-06-2011, 08:55 PM
Age- 23
Car - 2000 Dodge Durango $950 - Third party comprehensive
Car - 2009 Chrysler 300 - $950 - Third party comp. / $2500 full.
Clean record, $500 deductible I believe.
blitz
10-06-2011, 09:02 PM
Ouch, I can't believe some of the numbers
30, No accidents, no tickets, $864 for full everything on a 2008 A3 2.0T.
vengie
10-06-2011, 09:02 PM
22
2006 Audi S4
1 ticket in 5 years driving
0 accidents
$2400/year full coverage
Dumbass17
10-06-2011, 09:13 PM
$210/year full insurance :poosie:
but i also drive a heap
black13
10-06-2011, 09:17 PM
:facepalm:
$1200 third party for a 17 year old car
Twin_Cam_Turbo
10-06-2011, 09:37 PM
20 Years Old
2005 Subaru Legacy 2.5GT Limited $200000 Liability, $500 deductible comprehensive costs me $1500 a year
2008 Yamaha Raptor same coverage as Subaru $300 a year.
Masked Bandit
10-06-2011, 10:00 PM
Originally posted by Zewind
Where is MaskedB?!?
Right here, posting from the beautiful Medicine Hat Lodge - Going to see the folks in SK.
You guys know insurance is for suckers, right?
:thumbsup:
Sugarphreak
10-06-2011, 10:27 PM
...
eglove
10-06-2011, 10:39 PM
27
clean record
$2335.92 full coverage on 01 s2000, and 09 honda fit.
relyt92
10-06-2011, 10:48 PM
19, one ticket, no claims. $1892 a year for PLPD+fire/theft/vandalism on a 2001 Acura CL-S.
Sorath
10-06-2011, 10:52 PM
Originally posted by georgemagana
22
0 accidents
0 tickets
0 claims
$5076/year for the evo + corolla( with minimum insurance)
Loving alberta...
damn.....
RickDaTuner
10-06-2011, 10:53 PM
Yeah is it even worth owning that for that much...
guessboi
10-06-2011, 11:11 PM
Originally posted by georgemagana
22
0 accidents
0 tickets
0 claims
$5076/year for the evo + corolla( with minimum insurance)
Loving alberta...
Who the heck are you with?
94_S14
10-06-2011, 11:18 PM
23
864.00/Year Basic coverage for the winter car.
MrSector9
10-06-2011, 11:32 PM
30
clean driving
House - lowest deductible
2006 jetta - full coverage, lowest deduc, accident forgiveness
2011 harley xr1200x - full coverage, lowest deduc
$2200 ish with RBC
I was 28, clean record
2000 Jetta GLX - full coverage - $2040 with statefarm :thumbsdow
georgemagana
10-06-2011, 11:33 PM
Originally posted by guessboi
Who the heck are you with?
AMA :( my price is supossed to go down on November and I won't drive the evo this winter either :( that should save me about 1500$
vengie
10-07-2011, 12:15 AM
Originally posted by georgemagana
AMA :( my price is supossed to go down on November and I won't drive the evo this winter either :( that should save me about 1500$
Talk to TD insurance, I have been with them for about 6 years and from the comparisons I've made they are by far the cheapest.
Go online and do an estimate, you are getting raped.
streethondas
10-07-2011, 01:15 AM
Agree Td is the cheapest!
19 clean record
$1524 a year for theft/fire n vandalism.
btimbit
10-07-2011, 01:44 AM
Originally posted by georgemagana
AMA :( my price is supossed to go down on November and I won't drive the evo this winter either :( that should save me about 1500$
AMA is responsible for my rapage as well. Whatever they've told you about future savings, don't believe them. Just switch.
holy shit, i just did an estimate on the td insurance website
3481.00 a year for a c63 amg
while im paying 52xx.xx a year in cooperators.
strawberrydouch
10-07-2011, 08:38 AM
18 years old - 2004 Jimmy, clean record, (photo radar doesnt count) 2200$/year for basic liability. shits cray bro.
master hec0
10-07-2011, 09:58 AM
4336 per year full coverage
20 years old
1 ticket (2008)
2011 ford ranger
unfortunately I made a claim so I expect it will be more next renewal.
Holy crap some of you guys pay a ton. 25 this year. Truck will be around 1400 fully covered and another $700 - $1000 for the bike/project car.
House insurance is nothing. Like $450 a year for me.
zipdoa
10-07-2011, 10:06 AM
22yrs old
liability on '01 A6
$888/year
I choose RBC over TD because they don't need safety inspections to insure used vehicles.
georgemagana
10-07-2011, 11:58 AM
Thanks for recommending TD guys. Just did a quote and the price drops to from $3500 to $2056! :) fuck AMA
conschoi
10-07-2011, 12:13 PM
$966 for 2 cars , both are 1 way , no tkt , no accident 29 yrs old
Rat Fink
10-07-2011, 12:20 PM
.
topmade
10-07-2011, 12:21 PM
35
99 crv and 07 Sienna
just under $1200/yr for full coverage on both vehicles
No demeritt tickets in about 10 yrs - I love photoradars :love:
relyt92
10-07-2011, 12:41 PM
I most be an exception, just did a quote at TD and it would be ~450 a year more for me.
ronrey
10-07-2011, 12:56 PM
Just under 10k/year
Lost license a couple years ago for too many speeding tickets, then rolled my car with a suspended license because of the speeding tickets... just got it back!
My parents pay my insurance...
blitz
10-07-2011, 01:15 PM
Your parents are morons.
btimbit
10-07-2011, 07:49 PM
Originally posted by relyt92
I most be an exception, just did a quote at TD and it would be ~450 a year more for me.
Same, did a quote, TD was a little bit cheaper but with half the coverage
Tik-Tok
10-07-2011, 07:56 PM
Originally posted by relyt92
I most be an exception, just did a quote at TD and it would be ~450 a year more for me.
Originally posted by btimbit
Same, did a quote, TD was a little bit cheaper but with half the coverage
Did you get a quote from TD Insurance, or TD Meloche Monnex?
ZMan2k2
10-07-2011, 08:19 PM
36 clean record, wife is (age removed to protect the innocent) clean record.
$1985 a year for full coverage on my 06 Tacoma and the wifes' 99 4Runner, minus glass.
But I have paid my dues. 20 yrs. old and paying $500/mo for PL/PD, with many tickets. Much happier now.
BerserkerCatSplat
10-07-2011, 08:56 PM
Hmm, maybe time to shop around. 26, no accidents or tickets, $1700/yr for PLPD on a '94 Jeep that the company figures is worth $600 due to hail damage. I'm with Wawanesa.
Originally posted by ZMan2k2
But I have paid my dues. 20 yrs. old and paying $500/mo for PL/PD, with many tickets. Much happier now.
Lol agreed. I paid $360 a month (that was 10 years ago kiddies haha) for a 1982 Celica with basic insurance. I think minimum wage then was $4.89
btimbit
10-07-2011, 09:26 PM
Originally posted by Tik-Tok
Did you get a quote from TD Insurance, or TD Meloche Monnex?
They were both the exact same for me
Originally posted by btimbit
They were both the exact same for me
Did you put in an association or alumni
btimbit
10-07-2011, 09:38 PM
Originally posted by Cos
Did you put in an association or alumni
No, but none of that applies to me
^^ you cant be on MM without an association. That is why it is the same.
You been to college or part of any professional association? (APEGGA, ASET, ASTTBC, CMA, CA, SAIT, UofC, MRU, etc).
msommers
10-07-2011, 09:45 PM
I have an 06' G35 and a 2010 4runner both with full coverage with 500 ded. I pay $203/month for both.
relyt92
10-07-2011, 09:48 PM
Originally posted by Tik-Tok
Did you get a quote from TD Insurance, or TD Meloche Monnex? Did it through both and got the same result, and like btimbit I don't fit into any of the associates or anything.
btimbit
10-07-2011, 09:49 PM
Originally posted by Cos
^^ you cant be on MM without an association. That is why it is the same.
You been to college or part of any professional association? (APEGGA, ASET, ASTTBC, CMA, CA, SAIT, UofC, MRU, etc).
Nope, I'm 19 and work as a Sous Chef in a privately owned business. None of that fancy preffered rate stuff for me, just my monthly AMA sodomization
Originally posted by relyt92
Did it through both and got the same result, and like btimbit I don't fit into any of the associates or anything.
Originally posted by Cos
^^ you cant be on MM without an association. That is why it is the same.
You been to college or part of any professional association? (APEGGA, ASET, ASTTBC, CMA, CA, SAIT, UofC, MRU, etc).
Originally posted by btimbit
Nope, I'm 19 and work as a Sous Chef in a privately owned business. None of that fancy preffered rate stuff for me, just my monthly AMA sodomization
Ah yeah then your not going to get on MM.
btimbit
10-07-2011, 09:59 PM
Originally posted by Cos
Ah yeah then your not going to get on MM.
Didn't expect too, but that other guy asked.
Anyway, Does anyone have any experiences with Aviva? I've spent the last week or so gathering quotes and they seem to be the cheapest, but I don't mind spending a bi more for someone I know isn't going to screw me around.
^^ why not go with a broker and get them to do the legwork for you. I have been with Masked Bandit for almost 3 years now and he makes everything super pain free.
btimbit
10-07-2011, 10:08 PM
Originally posted by Cos
^^ why not go with a broker and get them to do the legwork for you. I have been with Masked Bandit for almost 3 years now and he makes everything super pain free.
I was planning on calling MB on Monday, but until then I've been talking to Lundgren & Young and just want to get a general idea of who to avoid
triplep
10-07-2011, 10:18 PM
05 Accord v6 6spd manual
At the point in time when I registered it I had a clean record (knock on wood) was 2200$ for full insurance without glass.
Turned 25, dropped down to 1500$
From what they told me if you are married, you are deemed to be less risky to insure... one of the agents played around with it for me, and I would have dropped to 1500$ regardless of age, if I was married at the time :S
I am with millennium insurance
Hage69
10-07-2011, 10:26 PM
18, 1 ticket, full coverage, 1200/year 01 accord sedan, wawanesa. Idk why you guys pay so much loool
relyt92
10-07-2011, 10:50 PM
Originally posted by btimbit
Didn't expect too, but that other guy asked.
Anyway, Does anyone have any experiences with Aviva? I've spent the last week or so gathering quotes and they seem to be the cheapest, but I don't mind spending a bi more for someone I know isn't going to screw me around. I'm with Aviva right now. I use masked bandit as my broker and that's who he has set me up with, seems to be the cheapest of any quotes I've looked at.
relyt92
10-07-2011, 10:51 PM
Originally posted by Hage69
18, 1 ticket, full coverage, 1200/year 01 accord sedan, wawanesa. Idk why you guys pay so much loool Are you on your own or through your parents?
Hage69
10-07-2011, 11:01 PM
Originally posted by relyt92
Are you on your own or through your parents?
my own lol
max_boost
10-08-2011, 12:52 AM
Age 30
Statefarm
05 NSX $160/month
11 Tribeca/$115/month
10 GTI $120/month
Should ask for a refund on the NSX, I only put maybe 1500kms on it the entire year. :rofl:
spikerS
10-08-2011, 01:24 AM
07 jeep, 2 way minus glass
01 ram 1 way
$1400 a year
$500 deductible
$2 mil liability
grand touring option
add another $250 a year for my bike
1 ticket for 19 over
0 at fault claims
32 years old with TD insurance
master hec0
10-08-2011, 11:58 AM
Originally posted by relyt92
I'm with Aviva right now. I use masked bandit as my broker and that's who he has set me up with, seems to be the cheapest of any quotes I've looked at.
im with aviva too all and all good service. not JDM friendly I found out. also they keep upping my monthly payment i believe its up about 20$ a month more then what i was originally paying. very painless claim service I had no problem requesting to have aftermarket parts installed instead of OEM just pay the deference
scboss
10-08-2011, 01:26 PM
98 civic ek
26 yrs old
Appraised (mods) and covered under 2way insurance (AMA)
864 year (72 mnth)
Wakalimasu
10-08-2011, 01:34 PM
Originally posted by max_boost
Age 30
Statefarm
05 NSX $160/month
11 Tribeca/$115/month
10 GTI $120/month
Should ask for a refund on the NSX, I only put maybe 1500kms on it the entire year. :rofl:
You can put just parking insurance on it for the winter or whenever you park it and you won't get dinged for liablity and collision. Just comp.
TE4MFaint
10-10-2011, 04:33 PM
Originally posted by Hage69
18, 1 ticket, full coverage, 1200/year 01 accord sedan, wawanesa. Idk why you guys pay so much loool
because most of these guys drive vehicles that KBB over $3000? If you consider $1200 a year for your vehicle, you're still paying over 30% a year of what your vehicle is worth for insurance, not exactly inexpensive.
$70 a month on my 95 WRX STi.
flipstah
05-19-2012, 10:17 AM
2004 Outlander
Myself
<25 years old
Comprehensive for ~$2400/year.
Chandler_Racing
05-19-2012, 10:24 AM
2010 Subaru STi
27 years old
$1200 / year
me and the wife
no tickets, no claims
05 F150
05 Sienna
$500 deductable with full coverage on both vehicles
2 mil liability
home insurance
about $1400 year.
HomespunLobster
05-19-2012, 11:14 AM
23 now. Used to be an idiot driver, got a few tickets/bump ups.
No accidents for 4 years.
Currently paying ~1100 a year
Twin_Cam_Turbo
05-19-2012, 11:18 AM
21, 2008 BMW 135i with full coverage $500 deductible as well as a 2008 Yamaha Raptor 250 ATV, $242 a month.
unkicrackie99
05-19-2012, 12:38 PM
^ Holy crap that is cheap, who are you with?
Twin_Cam_Turbo
05-19-2012, 12:43 PM
Thats with Meloche Monnex. I also have a few minor tickets.
flipstah
05-19-2012, 12:57 PM
Originally posted by Twin_Cam_Turbo
Thats with Meloche Monnex. I also have a few minor tickets.
Nice; me too! :)
RX-7_TWINTURBO
05-19-2012, 02:39 PM
29-no tickets/accidents
2009 Tacoma(full coverage, 2 mill liability) / 2006 Kawasaki ZX6R / House -$198.27/month
blitz
05-19-2012, 04:42 PM
2006 Audi S4 Avant
31, No tickets or accidents
Meloche Monnex
$250 deductible
$72/month
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