Carproof explanation needed

[pdm111]

Any ideas? There's a 'Claims Records' section and an 'Accident Estimate Data' section. Does the $0 in the 'Claims Records' mean an accident was reported but the owner decided not to have it fixed?

Claims Records
Incident Date Incident Type Category Damage Amount Location Odometer
01/09/2009 Accident Claim Collision - Vehicle $0
03/06/2011 Accident Claim Collision - Vehicle $1,568.00
Accident Estimate Data
Incident Date Incident Type Point Of Impact Damage Amount Location Odometer
01/09/2009 Estimate Right Rear Side $1,813.00 Calgary AB 16,383 km
03/06/2011 Estimate Left Front Side $1,798.00 Calgary AB 57,142 km

[BlackArcher101]

That's usually what it means.
In this case, it looks like they paid out of pocket to repair the first estimate (from 2009) or waited and had it repaired when the 2011 damage was fixed.

Either way, it's been damaged, but doesn't look like it was bad. If those were serious collisions the repair amounts would be a lot greater. Take the car to a body shop for an inspection of the prior work if you feel iffy about it.

[botox]

^^They are two separate accidents. But you're correct, 09 one was reported and was probably paid out privately and then fixed elsewhere or maybe not fixed at all. 2011 one was reported and fixed.

[BerserkerCatSplat]

Usually the zero-dollar ones are where the accident was reported to insurance, but the repair cost was less than their deductible so they paid out of pocket.

[pdm111]

Thanks for the replies. Now to see if I can negotiate the price down.

[EG6boi]

I had a similar situation where I had a vehicle history report with a damage valued at $0. I contacted my insurance and they said exactly what the previous posts have suggested but they also told me that if it's less than $500 in damage, it's usually less than the deductible so they won't report it (if paid out of owner's expense). My insurance broker also went on and suggested that it might of been a small fender bender or something like that.


:dunno:

Hope this helps.

[guessboi]

Thats correct. If it is a brand new vehicle and suffer a minor damage, I would not report it to insurance at all and just fix it yourself because it will show on carproof. Might affect resell value.