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View Full Version : Car Damage Compensation by Condo Management?



IncredibleToad
04-02-2012, 07:16 PM
So this past weekend we were at a downtown condo across from the Stampede Grounds visiting a friend's new place there. We get a visitor spot in the underground parkade and use the buzzer code to gain entry. I was riding shotgun at the time. The keypad is set into a brick decorative stand about 2'x1'x4' high, pretty narrow as the backside is where exit traffic coming up would go.

On our way out that night, as we travel up the exit ramp a police cruiser was blocking that side. So naturally we travel slowly up the ramp on the correct side, check for traffic and cut into the "entry" side to drive past the officer. Driving past the officer we make eye contact and he doesn't say anything.

As we pass the cruiser, we start to cut back into the correct side of traffic when suddenly we hear a loud crunch! Eardrum-exploding scraping sounds ensued momentarily.

Of course we stop immediately and I try to open the door, but there's extra resistance so I stopped. The officer tells us to keep the car stopped and I poke my head out the window......

Someone had absolutely demolished the brick keypad stand in a hit and run (hence why the officer was there), and our car had turned at just the right angle directly into it --> Wedging the biggest block of bricks btwn the wheel and the passenger rocker panel/side skirt.

From the way we were coming up and the height of the debris, there was no hope of seeing what was there. Being at the top of a hill it was a natural blind spot. NO pylons or traffic aversion by the security guards were done! The only thing was the cruiser parked several meters behind on the ramp side (which IMO didn't do much). The security guard argued that that thing was always there but being visitors for the first time and rarely having to go into underground parkades like this, I did not find that a valid argument. There was never a big-ass pile of brick debris there before either.

We steer the other way and backup. At this point, it looks like it had pushed the skirt towards the back of the car, bending the fender in the process and impeding the swing of the door. All the while, there were two security guards standing there for the building watching this all happen. Did not do a damn thing. The police cruiser was also parked maybe 3 meters behind the debris. Now we talked to the officer, got the case number for the hit and run, his name/badge/unit#. Took a ton of pictures and got the security guard's name and number of the condo management company.

We called the company today and they basically told us to pound sand and that they would absolutely not compensate us. Even with the incompetence of the security guards, who should have in my opinion at least help direct traffic in/out. She suggested we "write a letter to her which she will then pass to the board" but that was basically her way of telling us to take a long walk off a short dock.

Now the insurance company says that we are hooped and it is considered a single vehicle accident, meaning paying the deductible and having premiums go up if we claim.

Sorry for the pageful of words but I feel the details are important. Overall we felt that the building/building security handled the scene very poorly and made no attempts to alleviate the situation.

What are your thoughts beyonders??? Help is appreciated!

Proyecto2000
04-02-2012, 07:21 PM
dont most underground parking lots have signs that say "park at your own risk and the building cant be held liable for any damage to the car"?

ExtraSlow
04-02-2012, 07:26 PM
Hate to break it to you, but you drove into a stationary object.
that is your problem, and it's up to you or your insurance to cover it. the condo board/company have no obligation to you.

kvg
04-02-2012, 07:30 PM
I think it on you, I don't think you have a leg to stand on. Your more than likely going to have to pay for it or claim it.

eglove
04-02-2012, 07:34 PM
Wouldn't you think the cop blocking your way would be some sort of sign?

Pay up! It's your fault

IncredibleToad
04-02-2012, 07:43 PM
You don't usually play devil's advocate when unlucky sh*t like this happens to someone closer to you. Valid points all.

@Proyecto2000: Good call I don't recall seeing it but I think we get so used to seeing them we hardly think about them....but does a hell of a job at covering their asses which I would have done too haha

@eglove: We already took caution and exited slowly, and of course we tried to get back onto the correct side of traffic sooner rather than later as we would have been blocking traffic going into the parkade. Obviously didn't cut right in front of the cop abruptly, we eased back into our lane. Not everyday that this sort of property damage happens, don't you .think?

J-hop
04-02-2012, 07:52 PM
Originally posted by eglove
Wouldn't you think the cop blocking your way would be some sort of sign?

Pay up! It's your fault

I can see how it could happen, cops could be at a condo for any number of reasons, I would immediately think DD not debris on the roadway. Also on some of those condo parkade ramps the incline is so steep you'd have to open your sun roof and stand on your seat to see something lieing on the ground.

I don't know anything about the legality of the issue but regardless it doesn't sound like proper preventative measures were taken so best of luck!

IncredibleToad
04-02-2012, 08:03 PM
It was a steep ramp, J-hop was thinking there. At the angle we were going up and with the police there, it was not possible to see (absolutely a blind spot) or anticipate something like that.

Guaranteed if it was a drunk passed out on the ramp exit there would have been the police/security routing traffic around it.

Anyway the driver will talk to the student legal assistance office at UC and see if there's anything to be done. Doesn't hurt to ask around :dunno:

Thanks for the input so far!

Kijho
04-02-2012, 09:37 PM
Insteads of getting out and asking the cop what was up, you went and drove against the correct way the parkade funcionted, EXITING through the ENTRANCE, hence the "do not enter" sign I'm sure would be posted somewhere.

It's the WRONG way for a reason. :facepalm: :facepalm: :facepalm:

revelations
04-02-2012, 09:59 PM
If something from the condo fell on your vehicle, yes.

If you DROVE into something, no.

SOAB
04-03-2012, 07:36 AM
Originally posted by Kijho
Insteads of getting out and asking the cop what was up, you went and drove against the correct way the parkade funcionted, EXITING through the ENTRANCE, hence the "do not enter" sign I'm sure would be posted somewhere.

It's the WRONG way for a reason. :facepalm: :facepalm: :facepalm:

the OP's friend will probably end up paying for his mistake but this comment is just stupid.

does anyone actually "get out of their car" to talk to a cop unless directed to do so by that cop?

i would've drove around his ass as well. except my truck would've rolled over the pile of bricks and i would be on my merry way. :poosie:

IncredibleToad
04-03-2012, 08:21 AM
Originally posted by Kijho
Insteads of getting out and asking the cop what was up, you went and drove against the correct way the parkade funcionted, EXITING through the ENTRANCE, hence the "do not enter" sign I'm sure would be posted somewhere.

It's the WRONG way for a reason. :facepalm: :facepalm: :facepalm:

Blatant assumptions. I'm sure most people would have done the same thing, approaching slowly and driving around the police with caution. The debris on the exit side of the parkade effectively closed off that road so the police parked there was to close it off.

But insteads, your spellings functions is brokenz!11!1!. :facepalm:

G-ZUS
04-03-2012, 08:23 AM
Originally posted by IncredibleToad
But insteads, your spellings functions is brokenz!11!
1!. :facepalm:

So is yours.

IncredibleToad
04-03-2012, 08:23 AM
Yeahhh the Altima coupe's clearance doesn't quite match that of a truck unfortunately.

IncredibleToad
04-03-2012, 08:24 AM
Originally posted by G-ZUS


So is yours.

Purposefully. It's early, go get yourself a coffee!

Masked Bandit
04-03-2012, 08:31 AM
It's an unfortunate set of circumstances but OP, your buddy is SOL. To rub salt into the wound, if he attempts to claim it through insurance it would count as an at-fault collision. Sorry man.

Kloubek
04-03-2012, 08:43 AM
This is indeed unfortunate. It is one of those situations where there really isn't fault to be had. A true "accident".

However, as a true accident, nobody is really to blame. Which means if your buddy wants it fixed - that is what insurance is for.

IncredibleToad
04-03-2012, 08:52 AM
Thanks for the feedback all. Now we are just waiting for the apprasial appointment and decide from there.

Just unlucky, end of story. :closed:

Sugarphreak
04-03-2012, 09:10 AM
...

kaput
04-03-2012, 09:11 AM
.

BananaFob
04-03-2012, 09:11 AM
Originally posted by Sugarphreak


:werd:

Not to be an ass, but you are an idiot OP. If you can't see what is ahead of you, the smart thing to do is to get out and check it out... not drive blindly into the unknown.

... he wasn't driving asshole.

Sugarphreak
04-03-2012, 09:13 AM
...

GTS4tw
04-03-2012, 09:14 AM
Originally posted by IncredibleToad
Thanks for the feedback all. Now we are just waiting for the apprasial appointment and decide from there.

Just unlucky, end of story. :closed:

Unlucky in what way? Bad genes? No luck involved in this story...

IncredibleToad
04-03-2012, 09:38 AM
Originally posted by Sugarphreak


ouch.... I did say I wasn't trying to be an ass, guess it didn't work.

Given the circumstances, if a cop was blocking the exit... you might want to ask them why. I really can't have sympathy for somebody that drives into something... if you can't see what is ahead of you, don't go. Why do people always try to feel their way through things like this? This really isn't any different than those people who drive over curbs at the mall.... just because you can't see something, doesn't mean it isn't your fault and responcibility for damage to your own vehicle for running it over.

Haha I hope we don't ever hear about you driving into anything.


Originally posted by GTS4tw


Unlucky in what way? Bad genes? No luck involved in this story...

^ No useful content in that post...

In our opinion the security and/or police probably could have taken a little more action to redirect traffic or mark out the area better. The fact that the two security guards were standing around the corner from the incident with their thumbs up their asses and glazed-over looks makes it more annoying.

Anyway, dead issue now.

Sugarphreak
04-03-2012, 10:00 AM
...

cancer man
04-03-2012, 10:14 AM
Lucky they did'nt ask for a breath test.

JfuckinC
04-03-2012, 10:20 AM
Originally posted by cancer man
Lucky they did'nt ask for a breath test.

really?

Masked Bandit
04-03-2012, 12:17 PM
Originally posted by kaput
If the wind blew over a large road sign on a sharp corner at the top of a hill and you drove into it, who would be responsible?

The driver of the car. Striking road debris still counts as an at-fault claim.

What if the "sign" that was around the corner up a hill was a 4 year old kid? A blind corner just means you should slow down and proceed with caution.

kaput
04-03-2012, 12:43 PM
.

Masked Bandit
04-03-2012, 04:53 PM
Originally posted by kaput
^I thought the sarcasm was obvious, but if you missed it then I'm sure others did too.

Must seek help desk for broken sarcasm detector.

Mys73ri0
04-03-2012, 11:35 PM
Originally posted by IncredibleToad
Took a ton of pictures and got the security guard's name and number of the condo management company.


can we see the pictures?

Kijho
04-03-2012, 11:53 PM
Originally posted by IncredibleToad


Blatant assumptions. I'm sure most people would have done the same thing, approaching slowly and driving around the police with caution. The debris on the exit side of the parkade effectively closed off that road so the police parked there was to close it off.

But insteads, your spellings functions is brokenz!11!1!. :facepalm:

So, when police car(s) are blocking roadway(s), "most people" drive around them?

So next time a shooting happens in the NE and the cops are blocking the road, you drive around them and carry on your route, running over some broken glass within the crime scene, damaging your vehicle, and then blame the fuckin' shooter who shot the car's window, therefor leaving the glass on the ground.

Again... :facepalm: :facepalm: :facepalm: :facepalm:

Fuckin retarded.

Isaiah
04-04-2012, 12:02 AM
Originally posted by Kijho


So, when police car(s) are blocking roadway(s), "most people" drive around them?

So next time a shooting happens in the NE and the cops are blocking the road, you drive around them and carry on your route, running over some broken glass within the crime scene, damaging your vehicle, and then blame the fuckin' shooter who shot the car's window, therefor leaving the glass on the ground.

Again... :facepalm: :facepalm: :facepalm: :facepalm:

Fuckin retarded.
Really?

JustinMCS
04-04-2012, 12:19 AM
Originally posted by IncredibleToad
and our car had turned at just the right angle directly into it

LOL.

Like everyone else has stated, whoever was driving the vehicle DROVE into it, not the car.

cde1966
04-04-2012, 06:08 AM
Nice try with the dramatic story, not as good as the guy that got the coffee spilt on him at Tim's but not a bad try.

"Eardrum-exploding scraping sounds ensued" :facepalm: that's good, make sure you say that to the insurance adjuster and record it, I want to hear the laugh…

Otherwise, single vehicle accident, it's the drivers fault.

Oh and not to mention it sounds like you were on the wrong side of the road too "cut into the "entry" side to drive past the officer" So ya, the driver should get a ticket for driving on the wrong side of the road. Afterall, if Deerfoot is blocked we don't just cut across to the other side to avoide accidents.

IncredibleToad
04-04-2012, 11:28 AM
Originally posted by Kijho


So, when police car(s) are blocking roadway(s), "most people" drive around them?

So next time a shooting happens in the NE and the cops are blocking the road, you drive around them and carry on your route, running over some broken glass within the crime scene, damaging your vehicle, and then blame the fuckin' shooter who shot the car's window, therefor leaving the glass on the ground.

Again... :facepalm: :facepalm: :facepalm: :facepalm:

Fuckin retarded.

I fess up, it was me that took a massive dump in your cereal this morning.

Kijho
04-04-2012, 11:28 AM
Originally posted by cde1966
Nice try with the dramatic story, not as good as the guy that got the coffee spilt on him at Tim's but not a bad try.

"Eardrum-exploding scraping sounds ensued" :facepalm: that's good, make sure you say that to the insurance adjuster and record it, I want to hear the laugh…

Otherwise, single vehicle accident, it's the drivers fault.

Oh and not to mention it sounds like you were on the wrong side of the road too "cut into the "entry" side to drive past the officer" So ya, the driver should get a ticket for driving on the wrong side of the road. Afterall, if Deerfoot is blocked we don't just cut across to the other side to avoide accidents.

:werd:

Seth1968
04-04-2012, 11:33 AM
Originally posted by cde1966
Nice try with the dramatic story, not as good as the guy that got the coffee spilt on him at Tim's but not a bad try.

"Eardrum-exploding scraping sounds ensued" :facepalm: that's good, make sure you say that to the insurance adjuster and record it, I want to hear the laugh…

Otherwise, single vehicle accident, it's the drivers fault.

Oh and not to mention it sounds like you were on the wrong side of the road too "cut into the "entry" side to drive past the officer" So ya, the driver should get a ticket for driving on the wrong side of the road. Afterall, if Deerfoot is blocked we don't just cut across to the other side to avoide accidents.

Couldn't have said it better myself.

Disoblige
04-04-2012, 11:37 AM
Originally posted by cde1966

Afterall, if Deerfoot is blocked we don't just cut across to the other side to avoide accidents.
People would if there wasn't a median blocking the 2 sides :rofl:

Hallowed_point
04-04-2012, 11:55 AM
The security guard is not responsible for your buddy driving into the brick debris. I hate how people always try and pass blame on building staff/security. :facepalm:

JfuckinC
04-04-2012, 01:37 PM
Originally posted by Isaiah

Really?

freal eh? :facepalm: