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View Full Version : insurance questions (regarding aftermarket)



403Gemini
03-01-2004, 03:31 AM
if i change the steering wheel on my car it removes the airbags, does this mean insurance wont cover me?

how about aftermarket seats? also the aftermarket seats, are they adjustable (soo peeps can get into the backseat?)

shifter i imagine doesnt matter if i change the knob and make it a short throw

thx in advance guys!

davidI
03-01-2004, 10:08 AM
I'm pretty sure if you remove the airbags you're going to have a tough time getting insured. I don't think the seats will be a problem aslong as they meet whatever the standard certifications are.

1badPT
03-01-2004, 11:36 AM
Honestly if you are doing any modifications at all you are going to make things difficult when it comes to insurance.

The steering wheel is a big one because an air bag may be the difference between an accident claim for a few bandages for a bruised face hitting the bag, vesus reconstructive surgery/time off work/dental repair/etc. And if the insurance company isn't made aware of the steering wheel, you get to pay those costs out of your pocket.

The problem is, if you tell your insurer that you have mods, they might not insure you - few carriers want to take that risk.

What's worse is if your car is financed, the finance company might have objections to you modding the car, since they have an interest in the vehicle up until you pay off the loan.

What's usually better is to have a project car insured for PL/PD - insurers care less about older cars, and even less about cars that aren't insured for property damage, and even the ones who do care, usually let it slide if you have another car insured for full coverage knowing that its rare that you actually drive the project car.

CRX-R
03-01-2004, 06:49 PM
Original Post Removed. (Please read the Forum Rules and Terms of Use (http://forums.beyond.ca/articles.php?action=data&item=1) before posting again, or risk getting banned).

LudeRoca
03-01-2004, 06:52 PM
Original Post Removed. (Please read the Forum Rules and Terms of Use (http://forums.beyond.ca/articles.php?action=data&item=1) before posting again, or risk getting banned).

BigShow
03-01-2004, 06:54 PM
Original Post Removed. (Please read the Forum Rules and Terms of Use (http://forums.beyond.ca/articles.php?action=data&item=1) before posting again, or risk getting banned).

davidI
03-01-2004, 07:07 PM
Originally posted by BigShow


Oh NOOOO not a short shifter in a Saturn!!! that's breaking all the rules :rolleyes: . A short shifter, aftermarket seats and aftermarket steering wheel are upgrades that can go with any car.

:werd: Those mods all upgrade the driving experience. You guys are too quick to hate on somethign that doesn't have an H or an A on the hood.

Jynx
03-02-2004, 12:51 AM
Originally posted by davidI


:werd: Those mods all upgrade the driving experience. You guys are too quick to hate on somethign that doesn't have an H or an A on the hood.

:werd:

Kaos
03-02-2004, 01:06 AM
Originally posted by davidI


:werd: Those mods all upgrade the driving experience. You guys are too quick to hate on somethign that doesn't have an H or an A on the hood.

Just because you are agreeing with a girl, you dont have to suck and be the nice guy hahahaha :poosie: j/k

kenny
03-02-2004, 01:24 AM
Originally posted by CRX-R
Please don't put aftermarket seats and steering wheel in your Saturn. Why on earth would a Saturn need a short shifter??

Same reason people install a short shifter on an Accord, or prelude, or civic, etc etc.

davidI
03-02-2004, 01:25 AM
Originally posted by Kaos


Just because you are agreeing with a girl, you dont have to suck and be the nice guy hahahaha :poosie: j/k

haha

The thing is that I'm not trying to be a nice guy. I'm actually trying to be an asshole by telling all of the bandwagon idiots that people can do shit to their cars even if they aren't from Japan. :dunno:

It seems like half the posts on beyond are kids that take transit or drive their parents cars or shit beaters are telling people who work their asses off to do something to their rides that it's gay and it's rice etc. etc. just because it doesn't fall into the norm. I don't really care, people have said the exact same thing I just said a million times...but I guess there will always be haters.

CRX-R
03-02-2004, 09:39 PM
Original Post Removed. (Please read the Forum Rules and Terms of Use (http://forums.beyond.ca/articles.php?action=data&item=1) before posting again, or risk getting banned).

1badPT
03-02-2004, 09:46 PM
This thread started out alright...

davidI
03-02-2004, 09:57 PM
Original Post Removed. (Please read the Forum Rules and Terms of Use (http://forums.beyond.ca/articles.php?action=data&item=1) before posting again, or risk getting banned).

CRX-R
03-03-2004, 06:14 PM
Did I say that CRX's are ok to have racing seats in??.. hmmm... nope! Do I have racing seats?? hmmm... nope! I've got Type R seats on custom rails, attached to a CRX chassis... powered by a Type R motor... hmmm... I wonder where I got the R from in CRX-R.... Any idea stupid?

BigShow
03-03-2004, 06:51 PM
Originally posted by CRX-R

First off BigTime... :rolleyes:

That's BigShow, get it right!

davidI
03-03-2004, 08:25 PM
Original Post Removed. (Please read the Forum Rules and Terms of Use (http://forums.beyond.ca/articles.php?action=data&item=1) before posting again, or risk getting banned).

CRX-R
03-04-2004, 01:29 PM
Original Post Removed. (Please read the Forum Rules and Terms of Use (http://forums.beyond.ca/articles.php?action=data&item=1) before posting again, or risk getting banned).

1badPT
03-04-2004, 01:36 PM
:drama: :whocares: :closed:

403Gemini
03-04-2004, 03:33 PM
lol yea it did have a point... but half way through i forgot what i asked.

Dont bring your piss fest to my thread. if u have a problem with me changing shit to my car, spooge in your pants cause i dont give 2 shits.

for the peeps who defended me (im actually surprised lol)

...

:thumbsup: To you (Jynx, davidI, 1badpt, kenny, BigShow)

I just dont understand why peeps gotta be such haters. Everybody seems to hate anything that isnt from their car company. :dunno:

shit CRX-R i drove a 89 integra not to long ago and it stock is faster than your crx stock but you dont see me shitting on your face and laughing.

fuck no point keepin this open its been derailed as 1badpt mentioned, close it plz mods, thanks.

Hollywood
03-04-2004, 04:03 PM
You "finch fukers" fight over dumb stuff.

Who cares we all have 5 wheels right and share a common intrest of cars right?:dunno: :banghead: