What is your Car VS Age price?

[Sugarphreak]

...

[rage2]

Is the car price all in?

3.6 - off the charts

[killramos]

2.7 :dunno:

I guess that makes me a "Beyond Baller:" :nut:

:bigpimp:

I think you are going to be disappointed by this Sugar, most of beyond is overlevereged out their ears....

Stop changing the damn bins!

[killramos]

Originally posted by rage2
Is the car price all in?

3.6 - off the charts

I dunno rage, i think you need to use the CLS not the BS according to the rules :poosie:

If i add aftermarket I'm above 3 as well...

[Darell_n]

Penis size to debt ratio, interesting.

[Mibz]

Last one was 1.4, this one is 0.8.

Coincidentally, "Just get me there" is what people whisper to themselves when I'm driving.

[Type_S1]

LOL, 0.7. With the recent downturn in oil my ferrari won't be on its way anytime soon either.... :(

[Sugarphreak]

...

[pheoxs]

When I was 23 and bought my frs id be at 1.3 but since then I sold it and have my fiesta so I'm right about 1.0x

[killramos]

Originally posted by Sugarphreak

Although if you are spending more than double your age, it is more than you need for sure


You sound like my mother. And the wife. And my coworkers.

:rofl:

[FraserB]

First car was 0.15, current (without mods) is 0.70

[AndyL]

.62...

Yup sounds about right, I'll reconsider this soon - I'm aiming for cheapskate :)

[adam c]

1.4~1.5: The ''Enthusiast''

[G-ZUS]

0.13 :D

[Twin_Cam_Turbo]

1.4 for just car, 2.0 for car and mods - BRZ
0.3 - WRX

[cet]

M current car is 10 years old and would be 0.66. I'm planning to upgrade next year and that will be closer to 1.0

[SKR]

I know the rules say to do your DD, but I do what I want.

Truck 1 - 0.00007 (I was 15 and bought it for a dollar).
Car 1 - 0.04
Car 2 - 0.39
Truck 2 - 1.64
Truck 3 - 2.30
Truck 4 - 2.43
Car 3 - 1.91

[88CRX]

1.5-2.0 ish range for all the vehicles... so not too bad I guess haha.

edit: way worse if you take into account money spent on vehicles (mods) haha, but lets not go there :banghead:

[Sugarphreak]

.....

[bjstare]

Originally posted by killramos

...
most of beyond is overlevereged out their ears....
...


Ain't that the truth haha


I've never had a car payment, and I'm not entirely sure I want one. In light of that I'm sitting at a measly .48 (not including mods).

[Masked Bandit]

1.0 for mine, 1.2 for the wife.

[Zhariak]

Not doing the math, but it sounds like I have a power level over 9000! bwahahah

[FraserB]

Originally posted by Sugarphreak
I might have you beat... my first car was 0.0022, lol

When did you buy it? I spent about $2900 on my first Jeep when I was 20

[cet]

Originally posted by Sugarphreak
^^ I think you need a Jeep or a Taco btw ;)


I'm not sure the Jeep would give me enough utility. It will be between a Taco and F150.

[A790]

2.04

EDIT: I suxor at maths

[riander5]

1.7 but selling and getting into a 0.8 :bigpimp:

[ExtraSlow]

I've had a lot of different cars, mostly beaters.
First car was a 0.2, I got down to a 0.02 after university for two cars in a row, highest was a Mazda3 that I bought brand new, worked out to a 1.2.
My current truck is a 0.74.

Don't know if I'll ever crack the 1.0 mark again. Honestly don't see the point. Maybe when my kids move out . . . .

A similar poll based on car price vs annual income would be funny. I was driving a $500 truck for a year where my T4 was over $100k once. That was a special year, my co-workers thought it was hilarious.

[schocker]

That is some weird marth there to budget like that :rofl:

I am 1.0 on my acura

[rage2]

Originally posted by killramos
I dunno rage, i think you need to use the CLS not the BS according to the rules :poosie:
Why? I DD both cars depending on the weather haha. But sure, with the CLS I'm at 2.7.


Originally posted by Mibz
Last one was 1.4, this one is 0.8.
Holy fuck you're getting old!

[Sugarphreak]

...

[Stealth22]

First car ($5000 beater) - 0.3

Second car - 1.0

Current - 1.33

Movin' on up! :D :rofl: :burnout:

[Mibz]

Originally posted by rage2
Holy fuck you're getting old! Not older, just poorer.

[dirtsniffer]

.15

fucking cheap apparently.:barf:

[ExtraSlow]

I should say I like to keep the wife's car around the 1.0 mark.

was thinking more about the car price to income thing. To me, I think income /10 is a pretty reasonable budget a vehicle.
I'm sure that's waaaay low for this crowd, but in my area, people live in expensive houses and drive cheap cars.

[Mitsu3000gt]

Used to be ~3.6, now it's ~0.95 :cry:

[GoChris]

My car is .07

[blitz]

My DD is a bike now, so 0.048

My wagon is 2.6 if you go with an all in cost, since I've spent more on modifications than it initially cost :rofl:

[Canmorite]

0.95 when I bought it, 0.75 now. Savvy :rofl:

[ercchry]

I must be getting old :rofl:

Peaked at 21 with a 1.71 (rubicon)

Now im at 0.38/0.63 with mods on the daily and 1.0 on the truck

Still think net income to car ratio really shows how nuts you are though :poosie:

[bjstare]

+1 on being interested in the net income to car ratio haha. That's the one that really matters.

[killramos]

Originally posted by rage2

But sure, with the CLS I'm at 2.7.


Now i know i am rediculous if I am tied with rage for at least one of his vehicles.

Is it bad that I am already wanting another hundred horsepower?

I am on a roll to add 100 horse each time i get a new car...

105>210>320>425(hopefully)

When I am old at 28 i can get an M5 and bring it to 560 :rofl:

That's still a 4.29 lol

Clearly i cannot afford to have children...

[killramos]

Originally posted by cjblair
+1 on being interested in the net income to car ratio haha. That's the one that really matters.

But that would involve basically posting your ACTUAL salary on beyond. In our Smoke and Mirror's HELOC debt world no one would do that.

besides "BECAUSE INCOME PROPERTY" :rofl:

[phreezee]

First car : 2.16

Current car : 0.30

:D

[Sugarphreak]

...

[rage2]

Originally posted by killramos
Now i know i am rediculous if I am tied with rage for at least one of his vehicles.
Meh, this stat is kind of irrelevant though, more of a fun stat than anything. If I really wanted to be ridiculous I'd go out and pick up a SLS Black Series and rock a 9 on the scale.

If my career didn't go the way it did, I'd be driving a 1 on the scale.


Originally posted by Sugarphreak
Car value based on age ratio is more in line with social expectations
If you conform to social expectations, you most likely wouldn't succeed far enough to surpass a 1 on the scale within your means.

[bjstare]

Originally posted by killramos


But that would involve basically posting your ACTUAL salary on beyond. In our Smoke and Mirror's HELOC debt world no one would do that.

besides "BECAUSE INCOME PROPERTY" :rofl:

:werd: dat income property doe

I'd be willing to bet there are quite a few people on here that could only keep up with all their payments for a month or two after being laid off haha.

[Axe]

1.0 for my car
1.2 for the wife's car

[Sugarphreak]

...

[bjstare]

Originally posted by Sugarphreak


HELOC's totally skew it though

Car value based on age ratio is more in line with social expectations

If you are a teen for instance, getting a 28K car is way over what the social expectation of what somebody that age should drive.

Flash forward to your average 40 year old... a 28K car might be sensible for that person, but the social expectation is that they pick up something a little more expensive and comfortable.

Flash foward again to somebody who is getting into their late 50's... a very comfortable retirement luxury vehicle is probably on the horizon, and that is more or less the social expectation.

I see what you're saying. I agree. The only caveat being a persons socio-economic status. There are some subsets where 16 year old's get new M3's (I know someone who got one), so in that group a 28k car for a teen is average, if not below.

[Tik-Tok]

Riding the the ''Cheapskate'' title @ 0.33

[ercchry]

Originally posted by killramos


But that would involve basically posting your ACTUAL salary on beyond. In our Smoke and Mirror's HELOC debt world no one would do that.

besides "BECAUSE INCOME PROPERTY" :rofl:

Depends how many variables were in the equation... someone around must be good at math and could come up with a formula with age, car cost, and shelter (primary) cost vs income

[Boosted131]

0.1 caus it was family owned and got for cheap. If I include all the toys then about a 1

[Sugarphreak]

...

[Tik-Tok]

Originally posted by Sugarphreak

Why am I not surprised, haha

Learned my lesson when I bought my first brand new car in "Connoisseur" territory, and it didn't take very long to realize how much of my retirement I was pissing away.

[rage2]

Originally posted by Sugarphreak
If you are probably driving something that is too low on the scale it probably makes you look cheap (like a mid 30's guy driving around in a Fiesta), on the flip side, you look like a bit of a douche to your neighbours if you are too high up on the scale (Say a 25 year old driving around in a brand new M3).
Yea, the key is to not give a fuck about what other people think and just do what makes you happy.

Looking back at my past purchases, it's pretty interesting how the ratio changed to coincide with events that affected my personal finances. When I was younger, I was at a 5.2 ratio, living with the parents, and making decent money. Bought a house and that dropped things down to a 2.8, still a bit irresponsible with money. Then came the divorce, financial fallout, where my DD dropped to a 0.96 ratio. As I climbed out of debt, the next DD went up to a 1.2, and slowly worked its way up to a 2.4 ratio. Once the mortgage was paid off, I rewarded myself with a 2.9 DD.

I think that's a more interesting way to look at the stat than anything. Too bad the ratio doesn't account for inflation, it would show that I was even more reckless in my 20's.

[zipdoa]

0.38 for the Allroad and TDI combined.

[killramos]

Originally posted by Sugarphreak

you look like a bit of a douche to your neighbours if you are too high up on the scale (Say a 25 year old driving around in a brand new M3).

I see what you did there :whipped:


Originally posted by rage2

Yea, the key is to not give a fuck about what other people think and just do what makes you happy.



This.

I bought a powerful BMW because when I was 12 I went to the auto show with my dad and fell in love with them. Been obsessed with them since. And after graduating school, buying a house, getting engaged ( all the responsible person stuff) I went to the Auto show again. Saw the new 2 series. Fell in love. Went down to the dealer the next weekend and cut a cheque.

Did I / Do I get a lot of flack for it?

Absolutely ( Including by some pretentious douches who make fun of me for having a "75 grand car" while they wear a 2,000 dollar Canada Goose Jacket, :rolleyes: )

But I am the one who gets to smile every time I drive it. Fuck 'em.

[Sugarphreak]

...

[SkiBum5.0]

Range of 0.6-1.40 for all of our family vehicles

[M.alex]

I just did it in Excel, too many cars to keep track of, lulz

0.962962963 (daily driver)
1.44
4.4
6
4.285714286
8.064516129

[Aleks]

How about Age/number of cars you've had.

I'm at 1.4 :banghead: Need to find a hobby.

[Asian_defender]

1.9~2.5: The ''HELOC Master''
:thumbsup:

[Boosted131]

Originally posted by M.alex
I just did it in Excel, too many cars to keep track of, lulz

0.962962963 (daily driver)
1.44
4.4
6
4.285714286
8.064516129

6 and 8 are? (Just curious )

[g-m]

.343/.93 summer (no mods/mods), .32 winter, stock

[M.alex]

Originally posted by Boosted131


6 and 8 are? (Just curious )
180/30
250/31

:burnout:

[GOnSHO]

2.6 on my truck.. haha

[ercchry]

Originally posted by M.alex

180/30
250/31

:burnout:

please tell me you are not that deep into kit cars... :cry:

[killramos]

Originally posted by ercchry


please tell me you are not that deep into kit cars... :cry:

For those prices they better not be kits lol

[lamp_shade_2000]

0.1 haha Apparently I've become too cheap. Always used to be right around 1.0

[BerserkerCatSplat]

Uh, 0.02 and 0.2. Solidly in Cheapskate territory. :rofl:

[M.alex]

Originally posted by ercchry


please tell me you are not that deep into kit cars... :cry:

the 917 is 180 (iz not cheap). the others are the 4.x's

[..*JDM Hatch*..]

Car is 1.4
Truck is 3.87

[vengie]

1.62, a little high for my liking, but I plan on keeping it for a while.

[blairtruck]

1.75
got my truck when i was 20 still have it. been the only DD our family has had for 13 years.

[theken]

.06

[FixedGear]

0.5 exactly :rofl: paid cash even.

i cycle commute to work though, so I don't drive much actually

[03ozwhip]

1.26. Bought the truck this year and paid it off. No More vehicle payments for me for a long time lol this is only for my one vehicle, the summer vehicle adds quite a bit more lol

[Strider]

Originally posted by Sugarphreak
True enough, while I don't really care what people think when it comes to what I drive (in case it wasn't already obvious), but most of us still judge people in our head when they pull up in a car that falls outside of these norms.

2.0 here, no HELOC. I can't say I've ever felt out of place or judged based on my age/car... Maybe it'd be different if I spent the same amount on a coupe?

The age x 1000 rule of thumb probably needs to have some Calgary O&G baller factor applied to it. It almost seems outside the norm for a new grad engineer to not go out and buy a 3 series when they land their first job.

[ercchry]

Originally posted by Strider



The age x 1000 rule of thumb probably needs to have some Calgary O&G baller factor applied to it. It almost seems outside the norm for a new grad engineer to not go out and buy a 3 series when they land their first job.

my little brother actually went from car to no car when he landed his O&G gig... and i have yet to be able to even talk him into buying a basic econo box, kid is actually taking the bus everyday :rofl:

[Sugarphreak]

...

[Mibz]

Originally posted by ercchry
my little brother actually went from car to no car when he landed his O&G gig... and i have yet to be able to even talk him into buying a basic econo box, kid is actually taking the bus everyday :rofl: I went from commuting from deep South to NE in a 4.8L to commuting to the train station in a 2.0L. Every time I sign into my online banking I wonder how many years earlier I could retire if I kept it up.

Then I remembered that waiting until you're rage2's age to have fun means you've wasted 90% of your life, and I start shopping for the next one.

[riander5]

Originally posted by Strider


2.0 here, no HELOC. I can't say I've ever felt out of place or judged based on my age/car... Maybe it'd be different if I spent the same amount on a coupe?

The age x 1000 rule of thumb probably needs to have some Calgary O&G baller factor applied to it. It almost seems outside the norm for a new grad engineer to not go out and buy a 3 series when they land their first job.

2 series man - haven't you been reading half the posts in here by killramos?

[Redlined_8000]

.7 for my winter beater and 2.0 for summer car. Guess im a HELOC Master! Although I would never HELOC a car...

My next car will be a 3.5 in 2016 :)

[Strider]

Originally posted by riander5
2 series man - haven't you been reading half the posts in here by killramos?

He's lucky. It's gotten cheaper to be a new grad BMW douche.

[rage2]

Originally posted by Sugarphreak
Maybe we need to change this to a downpayment VS age scale, haha
If you want to have some fun, do the discretionary income / car price ratio and see how many people are buying cars beyond their means. By using discretionary income instead of income, you wouldn't have to reveal your income either. :)

edit - got my terms mixed up, it's discretionary income I'm looking at, which is income - taxes - cost to live (rent/mortgage, debt servicing, food etc).

[max_boost]

Is this poll serious? 6.67 lol

[The_Penguin]

.97 wow. Car was 25% off end of year blowout, plus I'm old.

[max_boost]

Oh 1 car. Well then 2.93 lol

[mrsingh]

0.2 for the 4Runner
0.3 for the IS300
1.9 for the RX350

[max_boost]

lol driving the nicest car and living in the most expensive house they can service. what else is new. sugarphreak need more friends so he doesn't have to always compare with beyond. :rofl:

[killramos]

Originally posted by riander5


2 series man - haven't you been reading half the posts in here by killramos?

To be fair, its alot of posts!


Originally posted by Strider


He's lucky. It's gotten cheaper to be a new grad BMW douche.

:drama:

[16hypen3sp]

CBR1000 got me 0.66.
350Z got me 0.65.

My neon got me 0.18.

[A2VR6]

Summer - 2.08
Winter - 0.042

safe to say, I dread winter

[ShermanEF9]

1.94 for my truck

[89s1]

0.1, and only because I used the summer and winter car purchase prices added together :nut:

[muse017]

0.6 "Get me there" -> Pretty Bang on!

[r3ccOs]

for the most part I hang in around 1.1... but I rarely buy new, unless the deal is staring me in the face.

I'm willing to compromise for the better deal

"average joe" I guess I am :)

[That.Guy.S30]

2.04

[gpomp]

0.3

[guessboi]

0.7 if you are talking about my daily driver which is my beater.