Twin_Cam_Turbo
09-21-2016, 10:13 PM
Alright so situation: Cousin and her boyfriend are here on work visas from the UK. They have been driving one of my 4Runners which they had planned to buy from me and insure and register on their own once they both had jobs here in Canada. Today the boyfriend was driving near Canmore on a gravel road coming back from a hike and a moose ran in front of the vehicle, causing him to swerve and ended up in a tank slapper that put the truck on its side in the ditch. Him and 5 others were able to push the truck back onto its wheels and he drove it back to Canmore where he waited for me to come inspect it and we taped up the shattered windows and eased it back to Calgary.
Anyway I am well aware he was driving on my insurance, we are both well aware the vehicle doesn't have collision coverage and there were no other vehicles or property damaged in the accident. We plan to fix it ourselves with new glass and a new mirror, the lights are all undamaged and we aren't so bothered about the metalwork. I want to get a accident report and sticker for the truck asap, but the boyfriend is hesitant to go to the police as he is still on his U.K license and the vehicle is insured and registered under myself still until he purchases it from me. He's also concerned about my insurance company hearing about this accident and it affecting my rates despite it being personal vehicle damaged only and no other vehicles or property involved. It says online insurance companies can request info from the police regarding accidents, but I feel like that would only happen if a claim was made.
I want him to get a damage sticker and accident report tomorrow, he doesn't want to.
Thoughts?
Anyway I am well aware he was driving on my insurance, we are both well aware the vehicle doesn't have collision coverage and there were no other vehicles or property damaged in the accident. We plan to fix it ourselves with new glass and a new mirror, the lights are all undamaged and we aren't so bothered about the metalwork. I want to get a accident report and sticker for the truck asap, but the boyfriend is hesitant to go to the police as he is still on his U.K license and the vehicle is insured and registered under myself still until he purchases it from me. He's also concerned about my insurance company hearing about this accident and it affecting my rates despite it being personal vehicle damaged only and no other vehicles or property involved. It says online insurance companies can request info from the police regarding accidents, but I feel like that would only happen if a claim was made.
I want him to get a damage sticker and accident report tomorrow, he doesn't want to.
Thoughts?