got_mike33
05-10-2017, 10:15 AM
About a year ago, in Edmonton, someone backed into my car (and didn't leave a note) doing some damage to the front end of my car. The bumper was pushed back and didn't align with the hood and some clips were broken off. After speaking with Dave at Screamin' Paintworks, I was told that the entire bumper would need to be replaced and it would be an ~$2000. At the time I wasn't too interested in going through insurance, and it didn't affect how the car drove, so I just ignored it.
Fast forward to this weekend as I was updating some insurance info, I was told that the vehicle could be repaired at a very low deductible and not affect my deductible or premiums as it was considered a not at fault. I decided that it would be worth it and started a claim with Meloche. The process has gone fairly smoothly, and yesterday I was told that if I could obtain a police report they would be able to waive the deductible.
This is where the issue comes in, after stopping at the police station (in Edmonton, where I now live) the officer told me not to bother getting it repaired as someone would likely back into it again. He also mentioned that whoever gave me the initial quote was likely ripping me off, which I highly doubt as I trust the guys at Screamin' based on all the review on Beyond and I know their quality is top notch. Lastly he also said that insurance may repair this once, but if it happened again, I would likely be on the hook.
All the stuff the officer has said has me second guessing my decision to get the car repaired, but as I have started a claim with Meloche I don't think there is any going back. Long and short, I was just wondering if anyone has had an issue like this before and if what the officer said should have any weight on my decision.
Fast forward to this weekend as I was updating some insurance info, I was told that the vehicle could be repaired at a very low deductible and not affect my deductible or premiums as it was considered a not at fault. I decided that it would be worth it and started a claim with Meloche. The process has gone fairly smoothly, and yesterday I was told that if I could obtain a police report they would be able to waive the deductible.
This is where the issue comes in, after stopping at the police station (in Edmonton, where I now live) the officer told me not to bother getting it repaired as someone would likely back into it again. He also mentioned that whoever gave me the initial quote was likely ripping me off, which I highly doubt as I trust the guys at Screamin' based on all the review on Beyond and I know their quality is top notch. Lastly he also said that insurance may repair this once, but if it happened again, I would likely be on the hook.
All the stuff the officer has said has me second guessing my decision to get the car repaired, but as I have started a claim with Meloche I don't think there is any going back. Long and short, I was just wondering if anyone has had an issue like this before and if what the officer said should have any weight on my decision.