‘Limited glass coverage’

[Brent.ff]

Had my side window smoked my a rock on highway, blew up drivers window. I don’t have ‘glass’ coverage, but I thought that only covered the windshield? TD says no coverage at all for glass of anti type, I have comprehensive but ‘limited glass’

Is that right?

[benyl]

https://open.alberta.ca/dataset/4157a365-1c2b-4078-8259-b52465bea4e3/resource/29ee47ee-092d-4e4e-aab2-9067c1405286/download/sef-no.-13d.pdf

[88CRX]

https://open.alberta.ca/dataset/4157a365-1c2b-4078-8259-b52465bea4e3/resource/29ee47ee-092d-4e4e-aab2-9067c1405286/download/sef-no.-13d.pdf

So he should have told them it happened while parked?

[Masked Bandit]

The 13D endorsement (limited glass) essentially excludes all accidental breakage of glass. 999 times out of 1000 that's rock chips on the windshield but as you have experienced a rock to the side window is not impossible. All of the spontaneous explosions of sunroofs are also excluded.

[Brent.ff]

So he should have told them it happened while parked?

Turns out, yes.
Dang

[88CRX]

Govern yourself accordingly. I'm not suggesting insurance fraud is a good thing.

Honestly I thought limited glass only excluded the windshield and fancy sunroofs... the more you know!

[lilmira]

don't forget deductible even if you can claim insurance, how much is side window?

[Brent.ff]

window replacement was $199. Doubt the deductable would have been less

plus got new windshield. like a whole new truck