skidmark
03-10-2005, 10:36 AM
Reporting Collisions
The dust has settled and your vehicle sits crumpled at the side of the road. After taking stock of yourself, rendered aid to anyone else involved as required and properly notified everyone involved of your personal, insurance and vehicle details, what now? Does the collision need to be reported?
Any collision that results in death or personal injury must be reported. In addition, if the damage to all involved is more than $1000 in the case of another vehicle, $600 in the case of a motorcycle or $100 in the case of a cycle, the collision must be reported. Failing to do so is an offence.
Having said that, who do you report to? In years past it was always a requirement to report to the police. Today, you may choose to report to the police or to a person designated by ICBC. The person designated by ICBC is one of their claims personnel.
This has interesting implications. You may be able to avoid prosecution for the error that caused the collision by not involving the police. By the same token, the police have been trained to investigate collisions and gather the evidence you need to establish how the collision occurred and protect your personal interests. Which do you choose?
Third party reports of a collision to police often cause the dispatch of emergency services that could include rescue crews and paramedics. Choosing not to report to police yourself can take these emergency services away from others that might need them.
The are both positives and negatives involved in how you choose to report. Please balance your personal interests with the needs of others.
The dust has settled and your vehicle sits crumpled at the side of the road. After taking stock of yourself, rendered aid to anyone else involved as required and properly notified everyone involved of your personal, insurance and vehicle details, what now? Does the collision need to be reported?
Any collision that results in death or personal injury must be reported. In addition, if the damage to all involved is more than $1000 in the case of another vehicle, $600 in the case of a motorcycle or $100 in the case of a cycle, the collision must be reported. Failing to do so is an offence.
Having said that, who do you report to? In years past it was always a requirement to report to the police. Today, you may choose to report to the police or to a person designated by ICBC. The person designated by ICBC is one of their claims personnel.
This has interesting implications. You may be able to avoid prosecution for the error that caused the collision by not involving the police. By the same token, the police have been trained to investigate collisions and gather the evidence you need to establish how the collision occurred and protect your personal interests. Which do you choose?
Third party reports of a collision to police often cause the dispatch of emergency services that could include rescue crews and paramedics. Choosing not to report to police yourself can take these emergency services away from others that might need them.
The are both positives and negatives involved in how you choose to report. Please balance your personal interests with the needs of others.