How much do you guys pay for insurance a month?

[mrmattyk]

I just got quoted $572 dollars a month for a 97 cavalier sedan, and I have a clean record.. someone goofed up!!

What do you guys pay for insurance, what do you drive and what's your record like if you if want to get into details?

[Weapon_R]

$250/month

[Melinda]

Clean record, 18 yr old female, $117 per month

Mel

[Ben]

161/mo

Basic PL/PD fire/theft

19yr old, 1 minor ticket (didn't affect premium)

[girlRACER]

$680/month.

2 tickets. 1 accident. 2 cars. '00 Infiniti G20t, and '02 MB SLK.

[Aleks]

$108/month PL/PD fire, theft, 22 years old clean record :D
On a 93 Nissan Altima

[350hp_or_Bust]

$119/mo full coverage (incl. collision)
2000 Dakota, just turned 23 (yesterday), 1 accident in '98, many, many many tickets around '97-98

edit: oh yeah and $60/mo for PL/PD fire/theft/comprehensive on the '86 civic

[buh_buh]

I don't know monthly, but I'm paying roughly $10k a year on pl/pd but that's about to change.

[95TsiAWD]

$95/month for the Talon, $65/month for the New Yorker. That's with a $100 deductible and $1 million liability ;)

[JustinL]

$62 a month on my 944 (no collision).

I'm 23 with no demerits. I'm part of a group plan with ING Novex

[max_boost]

Originally posted by buh_buh
I don't know monthly, but I'm paying roughly $10k a year on pl/pd but that's about to change. Insurance on beaters are much cheaper!:D

[buh_buh]

Originally posted by max_boost
Insurance on beaters are much cheaper!:D
good call! I'm switching pretty soon anyways!!

[SpoonEK9@STRD]

$5,700.00 every 6!! months. 3rd party, no collision or theft... SWEET!

[buh_buh]

Originally posted by SpoonEK9
$5,700.00 every 6!! months. 3rd party, no collision or theft... SWEET!
hey it sounds like we're getting jacked by the same guy! same price same package! haha.

[max_boost]

Insurance comes out to about $400/month
Part time

[ecstasy_civic]

$ 4900 a year, just went up 2 days ago
377 /month and the highest deductible

[eur0]

2100/year, i wont get covered for damage done to the car but I am for theft etc.

[kaput]

.

[HRD2PLZ]

$367/mo full coverage on the Accord. $250 deductible and $2M liability. Thats with 2 tickets and 1 at-fault accident on my record for a 20 y/o male.

[91_Integz]

$175/month with no collision on 91 integra. 19 year old male with drivers ed

[CRXguy]

My ins. is with StateFarm, based on 6mths coverage.

WRX - $1377 full coverage
Civic - $750 no collision
CRX - $220 parked

I'm 22, and married w/4 speeding tickets altogether. I'll be squeaky clean when I turn 25.:D

[max_boost]

I've been squeaky clean because I haven't been in an accident in 5 years and no tickets in 4 years but insurance is still going up! lol

[TypeRgurl]

for me and my boyfriend...
Boyfriend has been cancelled twice 1 speeding ticket
Me, I've been cancelled once, one accident, one comp claim

Two cars
91 Accord
85 Corolla
$360/month!!! FULL COVERAGE!!

[Fuji]

$1400 - for Impreza RS - full coverage for 1 full year!

[CRXguy]

Originally posted by Fuji
$1400 - for Impreza RS - full coverage for 1 full year!

Yeah, but you cheated. ;) :tongue:

[Fuji]

No... I just used the system that's all.

[GTS Jeff]

180/month for 3rd party liability

19, 2 tickets

[RGAGT]

$102/MONTH FULL COVERAGE 01 GRANDAM GT

[ninspeed]

12000$/year.. i have to many tickets and to many accidents.. oh well it will be less than half that in under a year.. so 1 year with out driving on my plates is fine n dandy (i have a D-Plate :D)

[EstoMax]

my mom pays about 300 US a month.. and thats with our subaru impreza me and her using it.. like 2 tickets and 1 totalling on it

max

[Yellow_Fly_Red]

2002 C230 $2500/year full Coverage

1992 Ford Taurus $1700/year PLPD (one way insurance)

[SplineZ]

350/month PLPD, 4 speeding tickets, im 22

i was paying 120/month with comp full coverage before i had to cancle my insurance cuz i didnt have a car for 3 months.. drivers abstract boom! now im bending over and grabbing my heels. (thats what it feels like anyways :)

JZ

[2.2vtec]

Originally posted by Fuji
No... I just used the system that's all.

what do you mean by using the system??? Is there a way I can use the system?

[oasis]

22 yr old male with 3 tickets, full coverage on all.

02 gsx-r 600- $1400/yr (gettin screwed on the bike)
00 tundra - $1800/yr
98 C70 - $2100/yr

[calarina]

$185/month. No tickets, clean record, 18 year old female, sports car. GRRRRR, 16 year old sports car and it's still high for insurance. :banghead:

[Fuji]

Originally posted by 2.2vtec


what do you mean by using the system??? Is there a way I can use the system?

No... unless your parents live in Sk you are SOL:( If you have realtives it may work too. i can do it because I am classed as a full time student here.

[jdmakkord]

104 month full coverage, 1 accident:)
maybe being old isn't soo bad afterall.

[redline_13000]

593 a month:thumbsdow

[MaYzE]

$3000 a year on my civic. clean record. Those asshole insurance companies can go suck a dick. I hate paying that much money just because some other punk ass 21 year olds dont know how to drive.

[Mikko]

:eek:

I absolutely cannot believe the huge sums of money some of you pay a month. 680 a MONTH for a friggin car? My god..

[HillBilly]

22yr old male. Speeding tickets, 4 accidents.

Stealth - $1700/year, full collision coverage 2 million liability, $50 deductable

Ninja - $900/year, full collision coverage 2 million liability, $50 deductable

Saskatchewan IS good for something.

[EstoMax]

dammn stealth how is ur insurance so damn low?

max

[SilverRex]

Originally posted by girlRACER
$680/month.

2 tickets. 1 accident. 2 cars. '00 Infiniti G20t, and '02 MB SLK.

wow I can afford an extra G35 coupe in my garage. krazy..:eek:

welp I pay 197/month for my wrx

is it true once you hit 25 yrs of age. your insurance would drop pretty much by half? anyone know more about it..

[Stratus_Power]

haha by the time u hit 25 your insurance would be double watever you are paying now.. then they drop it in half so you will still be paying the same rate as now even afte ru hit 25 :P

[SilverRex]

Originally posted by Stratus_Power
haha by the time u hit 25 your insurance would be double watever you are paying now.. then they drop it in half so you will still be paying the same rate as now even afte ru hit 25 :P

please explain why it would double when i hit 25? is it bekuz of all the accidents and tickets I have? welp I have one accident and 1 ticket in 8 yrs driving experience and its 200 a month right now..

[jdmakkord]

Originally posted by Stratus_Power
haha by the time u hit 25 your insurance would be double watever you are paying now.. then they drop it in half so you will still be paying the same rate as now even afte ru hit 25 :P


what the fukk are you talking about???:nut: :dunno:

[350hp_or_Bust]

It goes down substantially when you hit 21 (went down by $200/mo. for me) .. then again when you hit 25 (not sure by how much though, I'll let you know when I get there).

[GTS Jeff]

Originally posted by 350hp_or_Bust
It goes down substantially when you hit 21 (went down by $200/mo. for me) .. then again when you hit 25 (not sure by how much though, I'll let you know when I get there). so when im 21 theyll start paying me 20 bucks a month for insurance?

[350hp_or_Bust]

Originally posted by Jeff TYPE R
so when im 21 theyll start paying me 20 bucks a month for insurance?
:confused:

No numb nuts. But you wont be paying annual premiums that are worth more than your car.

[outsider]

i pay about $60 month, for the golf or me beater! male 21 clean record

[Stratus_Power]

question, when you guys say you got X tickets.. does that involve all speeding tickets you ever got, or just the ones you actually got points off

[Arthur Dent]

haha

$15 / month for classic car insurance!!!

[missblondie]

$1800/year.. i love being a girl when it comes to insurance

[THREE40SEVEN]

2900 a year on my stang. Full coverage, 1 accident, 2 tickets, insured for $25000 and i turn 25 in august :) Cant wait till then..... I was thinking about maybe getting married so my premiums are even lower..... Hope my girl doesent read this.

[FiveFreshFish]

Originally posted by Stratus_Power
question, when you guys say you got X tickets.. does that involve all speeding tickets you ever got, or just the ones you actually got points off

Probably just the moving violation convictions. If you beat a ticket, it doesn't count. Photo radar doesn't count either.

Correct me if I'm wrong, but I firmly believe that if you're a typical driver, the probability of your insurance company pulling your abstract is remote. Unless the insurance companies have cheap and direct access to the province's driver's records, it's gonna cost them money each time they get your abstract. They probably won't look you up every year unless you give them reason to.

[Dave P]

$5000 a year. As a part time driver.


Gooooo big accident.


DAVE P

[HillBilly]

Originally posted by Lt. Max
dammn stealth how is ur insurance so damn low?

max

I live in Saskatchewan where young drivers are not assumed to be terrible drivers. We have to prove it too them.

[Aleks]

Originally posted by THREE40SEVEN
2900 a year on my stang. Full coverage, 1 accident, 2 tickets, insured for $25000 and i turn 25 in august :) Cant wait till then..... I was thinking about maybe getting married so my premiums are even lower..... Hope my girl doesent read this. :rofl: :rofl: :rofl:

[CLiVE]

Originally posted by SilverRex

is it true once you hit 25 yrs of age. your insurance would drop pretty much by half? anyone know more about it..


Well I turned 25 yesterday! I just spoke with my insurance company and they adjusted my insurance.

Used to be $1660/yr for the stealth for full coverage with 2 mill.

Now it is $708/yr for the same coverage! So far, I like being 25!!

That's with a clean record (5 star rating) and an occupational discount!

[dogstar]

i pay too much, 278 a month, for pl/pd/fire and theft.
500k third party, and thats it.

im 23, with one partial fault accident, and one speeding ticket.


i advise people not to go with economical insurance.... theyre a biatch to collect a settlement from... :(

[Toma]

The worst thing you can do to your insurance is let it laps. If you have no ceoverage for 6 months, it is like starting all over, no matter how long or how clean your record is.

f'ing scam.

Toma

[OPGForce]

Originally posted by Toma
The worst thing you can do to your insurance is let it laps. If you have no ceoverage for 6 months, it is like starting all over, no matter how long or how clean your record is.

f'ing scam.

Toma


:werd: Insurance company's scam you really good.

[12V]

I've been in one at fault accident I've got 5 tickets (3 speeding, 1 stop sign, and on illegal U turn) and I've had my insurance canceled before, and i've let it laps for about 8 months, even with all that i was quoted only $4000 a year.

...pinnacle insurance...they kick ass!!

[KoRnJD]

~$2,400 per year for two cars...

2003 Jetta 1.8T & 1992 Golf 1.8

24 Year Old Male
24 Year Old Female

Costs pretty much the same to insure the Golf as it does the Jetta...I don't get it...

2 Tickets...

Primmum Insurance - TD Canada Trust

:)

[FiveFreshFish]

Originally posted by Toma
The worst thing you can do to your insurance is let it laps. If you have no ceoverage for 6 months, it is like starting all over, no matter how long or how clean your record is.

f'ing scam.

Toma

So if you don't need coverage for more than 6 months, then should you retain the policy but only with fire/theft/vandalism?

Would this prevent your coverage from lapsing?

[CrAzY_PLaYa]

$650/year on 1993 Plymouth Voyager

[350hp_or_Bust]

:rofl: 1/4 mile in ten seconds or less in a 1993 Voyager!!?!? bwaaaaahahaahahahahaha :rofl:

[Mr. Grinch]

$2200/yr for 95 Accord + 2002 M3, or about 183/mo.

Accord is down to $900/yr. M3 is at 1300/yr. Not bad I think. Other places wanted $2500/yr just for the M3.

[GingeRRRBeef]

I pay around $350 for my V and I'm 22 :dunno:

[Glowrider]

21 year old male (NYC/Long Island)
2002 BMW M3, and Im registered for all the other cars in the family.

My insurance, full coverage, is about $600 a month.

Few tickets here and there.

[Mikaldor]

27 year old male. Clean record except for 1 speeding ticket.

For my stable of vehicles I pay $1737 a year for full coverage and $100 deductibles. So about $145/mo

2 different insurance companies tho. TD for the daily drivers and Baker for the toys.

Mik.