Fraudulent Credit card applications....
Just curious how beyond would suggest i handle this... a couple months ago i had some fraudulent credit card apps on my name, i called the lenders and had it all cleared up and the inquires removed from my credit...
Fast forward to today, My wife had the same thing happen, 4 applications in 2 days, 2 on equifax and 2 on transunion, we've contacted all the lenders and they either have been cancelled or they are investigating.... but this situation is a little different...
One of the lenders provided us with the address that the perp tried to change to after the initial application... so i looked up the address and it's in Huntington, i googled it and found out it's a rental, i found an archived rental ad that had the landlords phone number on it, so i called up the landlord and he gave me the guy's name because the guy is currently 3 months late on rent and the landlord is taking him to court and having him evicted at the end of the month....
So, previously i did file a report with the cops as one of the lenders required a police report, but obviously nothing ever came of it, but given that we have a suspect, is it worth it this time? There really hasn't been any harm to us, couple credit checks that will drop off, and we're moving soon so this issue should go away once our address changes.
WWBD?