**Mortgage Rates and FAQ's
Current Rates to Open Week April 22, 2024
Prime Rate - 7.20%
PROMOTIONS
PROMO 1 --> 3 Year ARM/VRM - 6.25% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)
PROMO 2 --> 5 Year Fixed - 4.84% High Ratio Purchase, Switch Only, Owner Occupied, 120 Days to Close (some restrictions)
PROMO 3 --> 5 Year ARM/VRM - 6.20% High Ratio Purchase, Owner Occupied, 90-120 Days to Close (some restrictions)
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Full Feature Rates up to 120 day rate protection
Starting at:
2 Year Fixed - 5.94% * High Ratio
3 Year Fixed - 4.99% * High Ratio
4 Year Fixed - 5.04% * High Ratio
5 Year Fixed - 4.84% to 5.19% * High Ratio
5 Year Fixed - 5.19% to 5.34% * Conventional
5 Year ARM/VRM - 6.15% - 6.90%
HELOC Rates Prime +0.00 to +0.50%%
Call or PM for MORE "UnPublished" rates or other term information.
OAC, some terms and conditions may apply, rates subject to change without notice
Rates to Open Week Feb 3, 2014
Current Rates to Open Week Feb 3, 2014
3 Year Fixed - 2.89%
Starting at:
5 Year Fixed - 3.09%*
5 Year Fixed - 3.19%**
Starting at:
4 Year ARM - 2.45%***
5 Year ARM - 2.50%
5 Year VRM - 2.35%****
If there are other rates that you are interested in, please post and I will respond.
* Restrictions Apply - Call or PM for details
** 30 day quick close
** Matures Nov 30, 2017 (not quite 4 year term)
*** Restrictions Apply - Call or PM for details
OAC, some terms and conditions may apply, rates subject to change without notice
Current Rates to Open Week Feb 10, 2014
Current Rates to Open Week Feb 10, 2014
3 Year Fixed - 2.89%
Starting at:
5 Year Fixed - 3.04%*
5 Year Fixed - 3.15%**
Starting at:
4 Year ARM - 2.45%***
5 Year ARM - 2.50%
5 Year VRM - 2.35%****
If there are other rates that you are interested in, please post and I will respond.
* Restrictions Apply - Call or PM for details
** 45 day quick close
** Matures Nov 30, 2017 (not quite 4 year term)
*** Restrictions Apply - Call or PM for details
OAC, some terms and conditions may apply, rates subject to change without notice
First Time Home Buyer "Again" ??
Did you know, you can be a First Time Home Buyer again?
Yes that is correct, you are considered a First Time Home Buyer again if you have not owned a home in the last 5 years.
The benefit for some is the ability to withdraw from their RRSP (up to $25,000) for a down payment.
Keep in mind that if you have already withdrawn from RRSP's before, the amount must already be paid back before withdrawing again.
IMPORTANT: If you are living with a boyfriend or girlfriend in a home that they own… and then you both decide to buy together… you are NOT considered a First Time Home Buyer if you buy together.
If you have questions… please ask away!
Current Rates to Open Week Feb 17, 2014
Current Rates to Open Week Feb 17, 2014
3 Year Fixed - 2.89%
Starting at:
5 Year Fixed - 3.04%*
5 Year Fixed - 3.15%**
Starting at:
4 Year ARM - 2.45%***
5 Year ARM - 2.50%
5 Year VRM - 2.35%****
If there are other rates that you are interested in, please post and I will respond.
* Restrictions Apply - Call or PM for details
** 45 day quick close
** Matures Nov 30, 2017 (not quite 4 year term)
*** Restrictions Apply - Call or PM for details
OAC, some terms and conditions may apply, rates subject to change without notice
Current Rates to Open Week Feb 24, 2014
Current Rates to Open Week Feb 24, 2014
3 Year Fixed - 2.89%
Starting at:
5 Year Fixed - 3.04%*
5 Year Fixed - 3.15%**
Starting at:
4 Year ARM - 2.45%***
5 Year ARM - 2.50%
5 Year VRM - 2.35%****
If there are other rates that you are interested in, please post and I will respond.
* Restrictions Apply - Call or PM for details
** 45 day quick close
** Matures Nov 30, 2017 (not quite 4 year term)
*** Restrictions Apply - Call or PM for details
OAC, some terms and conditions may apply, rates subject to change without notice
NOTE, rates are for Alberta. Some online rates may be lower but may be available in other provinces ONLY!! If you need rates for other provinces, please call or message.
Current Rates to Open Week Mar 3, 2014
Current Rates to Open Week Mar 3, 2014
3 Year Fixed - 2.79%
Starting at:
5 Year Fixed - 3.04%*
5 Year Fixed - 3.09%**
Starting at:
4 Year ARM - 2.45%***
5 Year ARM - 2.50%
5 Year VRM - 2.35%****
If there are other rates that you are interested in, please post and I will respond.
* Restrictions Apply - Call or PM for details
** 45 day quick close
** Matures Nov 30, 2017 (not quite 4 year term)
*** Restrictions Apply - Call or PM for details
OAC, some terms and conditions may apply, rates subject to change without notice
NOTE, rates are for Alberta. Some online rates may be lower but may be available in other provinces ONLY!! If you need rates for other provinces, please call or message.