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  1. Consensus on mortgage renewal: pay down balance and renew, or renew as is?

    My mortgage is up for renewal, approximately $150K. I have cash that I can use to draw it down and then renew on a new lower amount. Or I can invest the cash elsewhere. What's the consensus lately,...
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    15,396

    Maybe you do. Or maybe Calgarians do. And if...

    Maybe you do. Or maybe Calgarians do. And if Calgarians do this, this is exactly why Air Canada pulled out since it is a bed for low fare airlines where AC is now choosing to go put its planes on...
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    124
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    5,678

    I don't have cable. Cut that out years ago. Today...

    I don't have cable. Cut that out years ago. Today my bill is $59 pre tax for Fibre+ 300.

    I should add that they also have the following on offer:

    Fibre+ 500: $75
    Fibre+ Gig $85
    Fibre+ Gig 1.5...
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    5,678

    Shaw Fibre+ 300 renewal

    I have a renewal offer from Shaw as follows. Good price point? I am okay with the product itself.

    Fibre+ 300
    $69/mo
    2 year value plan
  5. Just got back from Mexico. Here are my thoughts:...

    Just got back from Mexico. Here are my thoughts:
    - they seem to take COVID more seriously than we do here in Calgary
    - businesses have temperature checks at entrance and mask requirements, and they...
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    12
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    770

    Thank you all for the reply.

    Thank you all for the reply.
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    12
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    770

    Mortgage thoughts and strategy

    I wanted to get thoughts on strategies around my mortgage and how to take advantage of it.

    Current mortgage: conventional 25-year mortgage, 7 years into it, variable rate of 1.75% as it stands...
  8. Somebody spending too much time at WSB and being...

    Somebody spending too much time at WSB and being a wannabe here. Get out.
  9. Replies
    57
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    6,544

    GYMVMT refund

    Has anyone been successful in getting a refund from GYMVMT? I have gone through two billing cycles since they closed and they keep on doing automatic withdrawals, unlike Goodlife which I understand...
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    5,263

    I'm happy to see that stuff moves even in moments...

    I'm happy to see that stuff moves even in moments of panic. Congrats Jordan.
  11. Replies
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    3,764

    Thanks guys. I’m on a variable rate which has...

    Thanks guys. I’m on a variable rate which has made the cost of borrowing so low as of late. I will maintain liquidity and not lock it up in mortgage. I will heed to the advice of doing lump payments...
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    27
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    3,764

    What to do with mortgage/home payments

    In a shit state that the current economy is in, what does one do when it comes to mortgage/property with the assumption that income and employment is stable (for now:)
    - status quo, continue paying...
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    655

    Ok. But can only imagine cost of shipping. Gear...

    Ok. But can only imagine cost of shipping. Gear is heavy.
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    5
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    655

    Where can I buy steampunk stuff

    Looking to buy old gears and steampunk type of material. Where can I find in Calgary?
  15. Sponge, baking soda and vinegar. A couple rounds....

    Sponge, baking soda and vinegar. A couple rounds.

    And febreeze.
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    9
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    1,801

    I was able to return no question asked. I was...

    I was able to return no question asked. I was upfront about how I let the 30 day limit slip. The CSR was very friendly and told me that it was a non issue and that she would accommodate.

    That's a...
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    1,801

    Thank you. I thought about calling in but I...

    Thank you.

    I thought about calling in but I find that such things can be at the discretion of the person you are dealing with at the time, or the manager you escalate to.

    Hudson’s Bay is...
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    10
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    3,372

    When you sign up for Equifax know that it's hard...

    When you sign up for Equifax know that it's hard to go back and log in and cancel. No, in fact, you have to call them to cancel. I paid the monthly subscription fee for months last year due to...
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    9
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    1,801

    Best buy return policy

    How strict is Best Buy with their return policy? I bought an item last month and I am on day 31 today, but I want to return the item. It is a home automation product that I have not taken out of its...
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    As far as I am concerned if you have to explain...

    As far as I am concerned if you have to explain the acronym via a paragraph, then it's a fail. I don't go for a philosophy, I go to lift.

    Also it's a complete rebrand, all locations.
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    World health club has a new name

    World health club has rebranded and is now called Gym VMT. Or something that Prince (May he Rest In Peace) would call himself, GYMVMT. None of it makes sense and neither do my thoughts around a gym,...
  22. Quite reasonable. If you are to rent from places...

    Quite reasonable. If you are to rent from places like Vertica and any higher end rental places, this is a service that you can expect as a renter that's moving in.

    It's a renter's market. You can...
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    Vancouver for $138

    Flair has tickets to Vancouver for $138 all in well into the March. Even for weekend trips. Lowest I have seen on this sector for years.
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    Those Westjet friends and family discounts ......

    Those Westjet friends and family discounts ... they used to be better.
  25. Thread: Apple Thread

    by ee2k (view post)
    Replies
    3,845
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    695,804

    Where can I buy a case for iPhone 11 tonight, and...

    Where can I buy a case for iPhone 11 tonight, and not at Apple store. Apple sells cases for $55.
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    13,727

    Midlife crisis? I guess it's better than having a...

    Midlife crisis? I guess it's better than having a 20yo girlfriend.
  27. ok

    ok
  28. I go once or twice a year. Some days I just walk...

    I go once or twice a year. Some days I just walk through the grounds and grab a bite or two and walk out.

    It will never be the same as that one time we all had fun, but while we are saying this...
  29. What's a cheap, intriguing US destination to visit?

    I need a new US destination to visit in the summer. I have done California, Oregon, Washington States as well as places like Chicago, DC, NYC, Atlanta, Houston, Corpus. I want to go somewhere new....
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    5,618

    I went to Decatur once. Not memorable, however I...

    I went to Decatur once. Not memorable, however I recall how cheap homes were. Perusing Zillow right now though, prices have gone up in the last 6 years quite a bit.
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    San Diego is good. The Pacific NW you had on...

    San Diego is good.

    The Pacific NW you had on your list is in my opinion wrong: rain rain rain. But if you insist, nobody mentioned Oregon. Mom would come back wearing Birkenstocks.

    If your...
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    3,451

    Alright thanks all. Questrade it will be. It's...

    Alright thanks all. Questrade it will be. It's very Canadian and I like what I see in terms of functionality, features, and ease of use. They have a trial account that you can create and use, and a...
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    3,451

    Questrade has 1c per share fee on stocks with a...

    Questrade has 1c per share fee on stocks with a minimum of $4.99 and max of $9.99 for the run of the mill account.
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    3,451

    Best Online trading platform?

    I am looking for a new platform where I can manage my self led investments in the form of stocks. I am bank agnostic at this point (already do it with my bank but want to branch out for the source of...
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    12,879

    Westjet is trying to be the best of both worlds:...

    Westjet is trying to be the best of both worlds: the cheerful airline that gets them the likes on FaceBook and Instagram, and the professional full service airline that gets them the big $$s that...
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    Many Calgarians woke up happy today

    Many Calgarians woke up happy today
  37. Thanks guys

    Thanks guys
  38. Selling a used car, what do I need to know?

    I am selling a used car. What are the steps that I need to complete to ensure that this is done the right way (with all formalities completed?) The individual has made a deposit payment already via...
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    49,147

    Here's some fuckery. I signed up to Equifax's...

    Here's some fuckery. I signed up to Equifax's service. High score, as expected and as I saw it with my bank when I renewed a mortgage. I kept the subscription. My score went down by 130 points a...
  40. I found this from transport Canada:...

    I found this from transport Canada: https://www.tc.gc.ca/eng/motorvehiclesafety/safevehicles-rental-usa-1302.htm
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