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  1. Wow! You're a hero! That's amazing, even has the...

    Wow! You're a hero! That's amazing, even has the fees. Exactly what I was after. Do you mind sending me that via email or something so I can play around with sale prices and so on? I'm assuming it's...
  2. I don't think I was making myself clear. I'm not...

    I don't think I was making myself clear. I'm not trying to figure out future asset growth in value. I'm trying to figure out if it's worth having a "firesale". Basically, am I better off waiting and...
  3. Hey, thanks for the response. I don't think...

    Hey, thanks for the response. I don't think that's actually what I need. From what I can understand, NPV/IRR are to compare two different investments and their potential returns. In my case, it's...
  4. We made the first mortgage payment on November...

    We made the first mortgage payment on November 15th, so we've made 3 payments so far.



    For sure, but I'd like to have some sort of visualization of when one option outweighs the other (I...
  5. Help Figuring out Interest Rate payments vs Sale of Asset (Excel?)

    Hi guys,

    I'm trying to figure out how to calculate the "reverse ROI"(not even sure what to call it) of a loan.

    Here's the lowdown:
    I have a 70k loan at 11% interest (yikes!). It's actually a...
  6. Poll: Let's be realistic here, this is Beyond......

    Let's be realistic here, this is Beyond... Ballers central. The 1% of Albertans, so basically the Canadian 0.01%. I'm a Quebecker and have actually never lived in Aberta.


    Good job! How old are...
  7. Poll: What percentage of your net income do you put aside every month?

    I was playing with Excel earlier today and decided to find out how much I'd been saving percentage-wise. I was really surprised to find out that for the past 3 years, I'd been saving a whopping...
  8. Awesome! Thanks you&me. Right or left hand...

    Awesome! Thanks you&me.

    Right or left hand drive? Are you trolling? It would be a dirt bike. I checked revenue Canada's website and though it seems possible, they're not exactly straightforward...
  9. Is it possible to NOT pay tax when buying a new vehicle which will be exported?

    Wasn't sure if I should post this in the Finance section or here.

    I'm thinking about buying a new motorcycle in Canada and then shipping it overseas to where I live. Is it possible to either: ...
  10. Why doesn't Beyond have Tapatalk?

    Hey, I read the forums quite a bit and was wondering why Beyond can't be found in the Tapatalk app. To give a small background, Tapatalk is an app for forums (android or iphone). I've been using it...
  11. Replies
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    Holy fuck, a beauty! I'm a big fan of Chinese...

    Holy fuck, a beauty! I'm a big fan of Chinese dirtbikes. What brand is it? It's kind of rare to see 2-strokes by them. What is it, 125cc two-stroke? That's dirt cheap... I own a Shineray btw.
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    I know for sure it's an unsecured loan. I should...

    I know for sure it's an unsecured loan. I should have pointed out that this isn't a HELOC (Home equity line of credit), but a simple LOC. I don't own a house or anything, so I think it's a very good...
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    Line of Credit @ 3.5%?

    I was about to close down an old LOC I have from TD. I've never used it in the two years I've had it and I came back to Canada for a 3 month period and figured I'd trim down the number of accounts I...
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    I would tend to agree. There are some really good...

    I would tend to agree. There are some really good deals, but they are few and far between. You have to know what you want and just shop for that. If you start buying "package" deals, then you'll get...
  15. HAHAHAHAHAHA! Blunt, but true. Not even a thank...

    HAHAHAHAHAHA! Blunt, but true. Not even a thank you?! Is it a big company or a small one? A gift for your boss? Screw that! But now that you've set a precedent, you screwed yourself over!
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    Wow, so this is going to open the floodgates of...

    Wow, so this is going to open the floodgates of prostitutes from SEA? How the hell will they get here? You have to remember that Germany is part of the EU, so it's really easy for people to move...
  17. Cool. So it's mostly about self-teaching yourself...

    Cool. So it's mostly about self-teaching yourself auto CADD and being good at drawing plans? I do have really good spacial visualization (I've done some interior design/architecture) and love drawing...
  18. Interesting... Looking at the courses offered on...

    Interesting... Looking at the courses offered on the link provided, would you guys say that online certification actually leads to anything? Or is it too simple? Or is that mostly what's needed and...
  19. I don't get it. How can a drafter (essentially an...

    I don't get it. How can a drafter (essentially an auto CADD technician if i understand correctly) design/draw up structures which an engineer looks over an tweaks a bit afterwards? I must be missing...
  20. Thanks for quick answers so far. I've lived...

    Thanks for quick answers so far. I've lived abroad a lot and have enough common sense not to start talking politics/religion, especially in a place like SA. I'm surprised about the cheap cost of...
  21. Has anyone ever worked/visited Saudi Arabia?

    I've got a possible work contract in Saudi Arabia (1 yr). It's pretty last minute (would mean starting in January). Now, I don't work in the O&G sector, but I'm guessing maybe one of you has...
  22. Good thread. I considered applying at Canada post...

    Good thread. I considered applying at Canada post before

    As for CP/CN, forget about it. I went through the hiring process at CN about 1-2 months ago and walked out afterwards. I was the best...
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    This. Do it for a few years. But don't let it...

    This. Do it for a few years. But don't let it control your life. Some people do #2, but don;t know when to stop and then never get time for loved ones or family. Their spending has increased...
  24. Yeah, I doubt all you people saying: "People die...

    Yeah, I doubt all you people saying: "People die in houses all the time" would want to live in one after learning some dude killed his 3 kids in a rampage... Talk is easy.
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    Or had they killed someone in the process......

    Or had they killed someone in the process... :rolleyes:
  26. Poll: Wow, who the hell rents for 2800$/month?! I'm...

    Wow, who the hell rents for 2800$/month?! I'm sure the average renter (even in Calgary) rents for far less than that. If you're going to spend 2k+/month on rent, you might as well buy. Cut that...
  27. Poll: Depends on the city, locations, etc. Owning also...

    Depends on the city, locations, etc. Owning also means tons of repairs and maintenance, not just a mortgage. If someone is able to save the difference (that 30-40% you talk of) by renting, then it...
  28. Poll: How much does the average Canadian save per month?

    I'd like to do a poll here, but given that Beyonders are pretty much ballers, I figure it's better to just ask about stats on the average Canadian (besides, the poll option is all fucked up... Can't...
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    Here is my story:...

    Here is my story:
    http://www.army-guide.com/images/rg-31_jsdkh.jpg

    It was back in 2009 and I was in Kandahar, Afghanistan. Since vacations were starting up and we were always undermanned, I was...
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    Thanks guys, that's what I figured. A790, where...

    Thanks guys, that's what I figured. A790, where do you get last minute deals from? Is it for flights or packaged deals?
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    Last Minute Deals

    Has anyone actually ever gone to the airport and bought a last-minute ticket? Or is that an urban myth? I know they sometimes have last-minute deals on a few holiday destinations (packages), but I...
  32. Expat insurance... But I assume your company...

    Expat insurance... But I assume your company would provide you with insurance?
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    Amazing! My first is big into sailing. His plan...

    Amazing! My first is big into sailing. His plan is also to go around the world. Bought his first sailboat after his first tour in Afghanistan. He hasn't done any trans-ocean trips yet as far as I...
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    Poll: I applied for a job as a train conductor for CN....

    I applied for a job as a train conductor for CN. Worst job ever. Essentially, you're always on call (2 hours notice) for your whole career. So despite it not being a camp job, it's probably worst...
  35. Yeah pretty straight forward, but be careful...

    Yeah pretty straight forward, but be careful after that. It was a real pain because mine was stolen/lost in St-Petersburg Russia. Can't take the train without a passport in Russia and unluckily, my...
  36. Didn't know Isohunt was Canadian. Too bad. Great...

    Didn't know Isohunt was Canadian. Too bad. Great site.
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    I live in Cambodia :D:nut: I should have...

    I live in Cambodia :D:nut:

    I should have elaborated. I'm not saying tipping won't get you better service in this situation (especially since it seems it's an all-inclusive resort). I'm saying the...
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    That's such a Canadian/American mentality, lol....

    That's such a Canadian/American mentality, lol. Tips don't equal better service.
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    None really, haha. I roughnecked on a service rig...

    None really, haha. I roughnecked on a service rig for a summer (4 months) and that's about it. I did a good job though. Everyone said I learned 3X faster than the average roughneck and having been in...
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    Thanks guys. Kind of what I expected. And I also...

    Thanks guys. Kind of what I expected. And I also recall having to put on the breathing apparatus so sounds about right. Small follow up question: what do you figure are the odds of getting employment...
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