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Type: Posts; User: Masked Bandit

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  1. Replies
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    Kids on cruise = Disney above all others. If you...

    Kids on cruise = Disney above all others. If you can swallow the price tag, Disney will set a standard of service for the family that no other company will live up to. At least that was our...
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    What ports were on the cruise? For the dollar,...

    What ports were on the cruise? For the dollar, would you book Celebrity again or go back to RC?

    I know what you mean about 'Rona fucking things up, we were supposed to be on the water the 3rd...
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    My mistake!

    My mistake!
  4. Replies
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    3,406

    Looks good on paper I guess, but until I can full...

    Looks good on paper I guess, but until I can full charge in 15 minutes or less and there are as many charging stations as gas stations, anything fully electric is a no-go for me.

    Edit: Reading >...
  5. This meathead is exactly who I would expect to...

    This meathead is exactly who I would expect to own dogs that killed someone. Stereotypes exist for a reason, fuck this guy.
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    Surely this overt racism and sexism will...

    Surely this overt racism and sexism will fix...checks notes...racism and sexism.
  7. Replies
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    Moderately interesting to follow up on my own...

    Moderately interesting to follow up on my own comments from 3+ years ago. Theory has been put into practice and it's working out quite well. I've paid for the first four semesters of tuition &...
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    15.5% - 16.5% depending on which account I look...

    15.5% - 16.5% depending on which account I look at. One of them has a little more US exposure than the others.

    I generally follow the Canadian Couch Potato mindset but I'm finding it harder and...
  9. You don't have to go that far. We were in...

    You don't have to go that far. We were in Phoenix recently and it's plastic straws and single use bags as far as the eye can see. We went to the grocery store the first night and they put no more...
  10. So the Dairy Queen by my house still uses plastic...

    So the Dairy Queen by my house still uses plastic spoons but on the back of them they're stamped "not single use". They're literally the same red plastic spoons DQ has been using for decades...is...
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    Dashcams don't currently impact your premiums per...

    Dashcams don't currently impact your premiums per se, there are no "discounts" in the traditional sense. Where they hold value is providing an impartial account of events which will often get you...
  12. Well looky there...thanks! Looks like ~12%.

    Well looky there...thanks! Looks like ~12%.
  13. I don't know what mine went up by but the 2024...

    I don't know what mine went up by but the 2024 number looks pretty close to market value to me.
  14. Globally it only takes a NW of $1M+ to hit 1% so...

    Globally it only takes a NW of $1M+ to hit 1% so ya, I guess Beyond Baller 7.2 puts you in elite territory.
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    The Acura checks a lot of those boxes but I...

    The Acura checks a lot of those boxes but I believe the cargo capacity is lacking? I don't know much about Volvo but I've always thought the S5 fastbacks were very nice machines. Lexus will get you...
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    Flood is different than overland water which is...

    Flood is different than overland water which is different than ground water and all three can be defined differently by different underwriting companies. Clear as mud?
  17. Nope.

    Nope.
  18. Dairy Queen seems to have it figured out, at...

    Dairy Queen seems to have it figured out, at least the one in Shawnessy. The plastic spoons they give you with the ice cream say "not for single use" on the back, but they're the same red plastic...
  19. That was my initial reaction too, but I've seen...

    That was my initial reaction too, but I've seen some genuinely smart people make some really dumb financial decisions.
  20. While I believe you, that statement is...

    While I believe you, that statement is horrifying. Are there really that many people who simply don't keep up with their payments?
  21. That's more or less what I got out of it. To be...

    That's more or less what I got out of it. To be clear, this is the first actual explanation I've listened to that details how DS & friends came up with their number and as I expected, it's full on...
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    Isn't this right out of Nenshi's playbook, float...

    Isn't this right out of Nenshi's playbook, float a huge tax increase and then take the hero credit when council "works to whittle it down to 4%" or some BS like that?
  23. Fuckin' loser. As for car repair loans,...

    Fuckin' loser.

    As for car repair loans, they've been around forever. I remember seeing them when I was young & broke AF, maybe 30 years ago and thinking "Who in their right mind agrees to that...
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    TD E-Series is the way to go. Your bank rep...

    TD E-Series is the way to go. Your bank rep likely won't offer them up front because the MERs are much lower so the staff make less than their retail mutual funds which normally run 1.5% - 2.5% MERs.
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    I've heard that (prefer USD) from Americans...

    I've heard that (prefer USD) from Americans before, but every time I've been able to get a straight answer from a resident of Mexico (working at the resorts) and they know I'm not American, they...
  26. Replies
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    I've never understood why a Canadian would pay to...

    I've never understood why a Canadian would pay to change their currency to something other than that of the country they're travelling to, only to have the resident of that country pay AGAIN to...
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    I take mine every time, never had a problem.

    I take mine every time, never had a problem.
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    Poll: Numbers aside, in the right lifestyle I can...

    Numbers aside, in the right lifestyle I can absolutely see how renting is the answer. But that's not me and the the financial pros & cons are way down the list of factors with respect to my decision...
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    I know nothing of the ebbs and flows of the...

    I know nothing of the ebbs and flows of the conflicts & wars in that part of the world, seems like it's been going on for thousands of years. Are these recent events actually anything significant or...
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    So that gets a guy where exactly?

    So that gets a guy where exactly?
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    Thanks for the kind words Boss, I appreciate it. ...

    Thanks for the kind words Boss, I appreciate it. She's been a rough year but I think we've turned the corner.
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    Poll: All me, simply three ETF set up, low fee,...

    All me, simply three ETF set up, low fee, rebalance once a year. Canadian Couch Potato podcast is a great resource for self-education.

    I've got a 5% off to the side in stonks / commercial...
  33. Whole Lee Sheet! I had no idea that's how fixed...

    Whole Lee Sheet! I had no idea that's how fixed payment / variable interest worked...lol. RIP to anyone that signed up for that.
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    How long before Beyond's $7.2M standard needs to...

    How long before Beyond's $7.2M standard needs to be adjusted for inflation? What's the real number?

    For those who are in the real-estate industry, how accurate do you find the Calgary numbers on...
  35. I would be interested in hearing our resident...

    I would be interested in hearing our resident lawyer's thoughts on shopping for legal services (even basic stuff like a will) on price.

    So shakalaka , what do you think?
  36. So here's what I don't understand and frankly, am...

    So here's what I don't understand and frankly, am glad I'm many years removed from this decision. If buying / having a "real" diamond is so socially unpleasant these days, why would anyone want a...
  37. Sticky: Less than 24 hours. Thank you Sir!

    Less than 24 hours.

    Thank you Sir!
  38. Sticky: 55 Sunset Way SE when you have a minute please.

    55 Sunset Way SE when you have a minute please.
  39. Poll: In this election I was voting against someone...

    In this election I was voting against someone instead of FOR someone. Same same in the end I guess but I didn't feel good about any of my options last night. I suspect a lot of people voted UCP in...
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    For the most part, yes. Before the...

    For the most part, yes. Before the implementation of DCPD, your vehicle didn't have an impact on your liability premiums but now the liability component is essentially split into two categories,...
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