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  1. Replies
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    Not sure if serious or trolling but there's 0%...

    Not sure if serious or trolling but there's 0% chance it's Kenney.





    DING DING FUCKIN' DING! It's all just a popularity contest at this point, I see a confident female as the kryptonite for...
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    I think there's been a building swell of...

    I think there's been a building swell of opposition against Scheer since even before the election. A lot of party insiders see him as a lame duck that can't beat JT even when he's blackfaced. I...
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    I heard that too. How does one person get access...

    I heard that too. How does one person get access to party money to do with as he pleases? Just because he's the leader doesn't mean he has a chequebook in his desk requiring only his signature with...
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    Poll: If damage occurs to a common area due to an...

    If damage occurs to a common area due to an insured peril then yes, the SA you receive will be covered. If it's just maintenance though you're on your own. Most of the building envelope issues I've...
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    Scheer is out...who's next?

    With Andrew Scheer stepping down today who are the likely candidates to replace him? Peter MacKay coming back in maybe?
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    Poll: Largely, no. Just the same as you can't buy it...

    Largely, no. Just the same as you can't buy it for your own single family detached home. If I need a new roof just because my current one is too old / worn out insurance isn't going to pay for...
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    I've been trying to find out for a while now,...

    I've been trying to find out for a while now, when the official budget was released did EPSB / ESSB have to cut any teaching positions?
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    Poll: Everyone that has condo insurance has coverage...

    Everyone that has condo insurance has coverage for special assessments IF it's the right kind of assessment, normally things like deductible back-charge. If the SA is for maintenance related costs...
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    Poll: I can't speak to that as I don't write policies...

    I can't speak to that as I don't write policies for condo corporations, the one specific policy I referenced is for an individual client of mine who brought it to me and asked me if it was normal. ...
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    Poll: Relevant? ...

    Relevant?

    https://ca.yahoo.com/finance/news/condo-insurance-canada-145100939.html
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    Poll: Hold on to your shorts if you have a condo. This...

    Hold on to your shorts if you have a condo. This has been several years in the making, it all started in the spring of 2014 really. After insurance companies got financially kicked in the balls...
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    Poll: This X 1000! If you know you're going to rotate...

    This X 1000! If you know you're going to rotate through your vehicles ever 2-4 years anyway leasing absolutely adds another layer of protection against diminished value due to a claim or two on the...
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    It's a shitty deal but there's no way out of...

    It's a shitty deal but there's no way out of this. Someone stops in the middle of a busy road (oh, like Crowchild for example) and truly CAUSES a collision in the end it doesn't matter, you hit...
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    Direct. Always direct. I hate connecting...

    Direct.

    Always direct.

    I hate connecting flights. I will pay a lot of extra money to not connect.
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    I actually don't have a problem with any of these...

    I actually don't have a problem with any of these numbers, you can't pay low wages to the people running a large organization. Ya, sure to the shift supervisor at Walmart $200K a year is Bill Gates...
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    Call whomever you're insuring your primary...

    Call whomever you're insuring your primary residence with, that will be your lowest cost option.
  17. #bustershouldinvestinthat

    #bustershouldinvestinthat
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    Poll: The number of cups of coffee and even the ounces...

    The number of cups of coffee and even the ounces of coffee is pretty useless for the purpose of comparison because there can be such a wide range of MG of caffeine per 100 ML of beverage. I guess an...
  19. I'm going to start off by saying I think consumer...

    I'm going to start off by saying I think consumer debt in general is a cancer on society, and I've said that before but I'm going to look at this from the lender's side just for a moment.

    The...
  20. Right now in our office both Pembridge & Intact...

    Right now in our office both Pembridge & Intact offer this. Pembridge gives 15% just for signing up and Intact is 10%. After the monitoring period (six months for Pembridge and nine for Intact)...
  21. So this thread has prompted me to do a little...

    So this thread has prompted me to do a little investigating. I haven't hidden the fact that to date I'm not 100% sold on this idea, in fact I have my own file with Intact and I don't use the app...
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    I would have put it at 30% boos, 70% cheers. ...

    I would have put it at 30% boos, 70% cheers. Back in 2016 when the game was in Toronto there was a 30 greeting from Justin Trudeau aired on the scoreboard and the whole stadium boo'd like crazy. No...
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    Maybe Coach can join Ron on Coach's Corner? ...

    Maybe Coach can join Ron on Coach's Corner? Think of it...dented garbage cans as far as the eye can see!

    Glorious
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    To piggyback on this, I don't think travel agents...

    To piggyback on this, I don't think travel agents can do much at all on generic commercial flights but I'm looking for a new TA because mine just got out of the business. She's truly been valuable...
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    To be fair (to be faair, to be faaaaair, TO BE...

    To be fair (to be faair, to be faaaaair, TO BE FAAAAAAAAAAIR!...applaud if you get the reference) this is nothing new. My wife's a teacher and it's been like this for more than 20 years, I suspect...
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    That's the face value but considering which two...

    That's the face value but considering which two teams are in the game he'll be lucky to get $100 a seat. I don't care for either team in the game but if I'm going to get $0.25 on the dollar I might...
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    In past years we've waited until the day before...

    In past years we've waited until the day before to buy tickets on Kijiji, always lower than face value and as austic pointed out, once the Riders got eliminated the demand went WAAAAAY down. I'm...
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    OP, I think you need to look at your tax...

    OP, I think you need to look at your tax situation for this current year. Since you're also talking about RESPs I'm assuming you have one or more small children so it's possible you already have a...
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    2019 Grey Cup - Calgary

    Well, my Riders got knocked out this afternoon, Stamps were out last weekend soooooo Go Tiger Cats???

    Who has tickets? Who's going to be hitting up the parties?
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    I can't speak to the self-directed portion but a...

    I can't speak to the self-directed portion but a while back I moved our RESP account from one institution to another and they took care of all the paperwork, I didn't need to deal with any of it.
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    In this day & age anything above 1% is overpaying...

    In this day & age anything above 1% is overpaying and I would be targeting 0.5% or less. If you get into EFTS you can sit below .15% and over the course of your investment life that MER difference...
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    In Canada the third party liability coverage...

    In Canada the third party liability coverage comes from the vehicle owner which in this case is Budget. You could be responsible for collision & glass coverage but that's normally covered by your...
  33. Does anyone know the difference between "The...

    Does anyone know the difference between "The Veterans Association Food Bank" (the people linked in this thread) and "The Veterans Food Bank of Calgary" (http://www.theveteransfoodbankofcalgary.ca/) ?
  34. Insurance inspections are becoming common again...

    Insurance inspections are becoming common again and it has nothing whatsoever to do with safety. Once upon a time it was common practice that anything over 10-12 years old (depended on company)...
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    Ya, probably (not kidding). I've been a...

    Ya, probably (not kidding).

    I've been a customer of Alberta Boot exactly twice in the time I've lived in Calgary (since 1994).

    1. Just moved here and was working in a warehouse. Once ever few...
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    My guess is that car prowling in general has...

    My guess is that car prowling in general has always been common, it's just that now with the proliferation of self monitored home video systems we as a society are more aware of it. The old...
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    That's a longggggg conversation that I probably...

    That's a longggggg conversation that I probably shouldn't be putting in writing on the internet...lol. There are pros & cons.
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    How ya figure?

    How ya figure?
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    I really try to stay out of the specifics of most...

    I really try to stay out of the specifics of most of the comments in this thread but friend, I can tell you with 100% certainty that this rate optimization that you've mentioned is absolutely not a...
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    I highly recommend the Canadian Couch Potato...

    I highly recommend the Canadian Couch Potato podcast series. Listen to all the episodes (26 I think) and that will give you a solid foundation.
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