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  1. Replies
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    Step one: get a new job Step two: tell old job...

    Step one: get a new job
    Step two: tell old job you’re taking pat leave
    Step three: go to work at new job instead

    3-D chess :rofl:
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    Minimums for a duplex aka R-C2 “50ft lot” ...

    Minimums for a duplex aka R-C2 “50ft lot”

    Width: 13m
    Depth: 22m
    Area:400sm
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    Think the issue here is 20s If you didn’t have...

    Think the issue here is 20s

    If you didn’t have dubs…

    Fallen Azenis RT615

    Or Federal… equivalent

    Edit: think it was the 595… but they now have an evo F60 that’s in an R20… that might do...
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    That’s almost like one of those flipper show...

    That’s almost like one of those flipper show houses where it’s staged or something . How is everything under the junk so perfect… well, besides random missing drywall?

    Serious garage though!
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    Can’t go wrong… neighbours want $860k for their...

    Can’t go wrong… neighbours want $860k for their all original home :rofl:
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    How bad do you guys think this one is inside?...

    How bad do you guys think this one is inside? :rofl:

    ...
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    I have two reserve dogs… but got both young....

    I have two reserve dogs… but got both young. They’re old AF now and are great, but was painful to get there. Hearty genetics though. Super low maintenance health wise
  8. No, no… you’re simply repairing deck boards if...

    No, no… you’re simply repairing deck boards if neighbour Karen asks
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    That thing has been for sale on and off for a...

    That thing has been for sale on and off for a while… good luck ever getting your Amazon or skip the dishes with that setup :rofl:

    Edit: whoops, that one was further down premier. This lot still...
  10. Did you try turning it off and back on again?

    Did you try turning it off and back on again?
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    385,681

    Anatomy of a Fall is basically unwatchable on...

    Anatomy of a Fall is basically unwatchable on Prime… and not just because it’s an artsy French film… but case there are no subtitles and half of it is in that weird frog language

    Poor Things:...
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    Is it though? Jag has always been like a bad case...

    Is it though? Jag has always been like a bad case of herpes… someone will buy it and continue the tradition of awful dealership experience
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    It’s still not “required” …the timing will retard...

    It’s still not “required” …the timing will retard itself for whatever fuel is used… but what you might find is better mpg from the premium, as the timing will advance for it, more power, less load to...
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    The ad also has a photo of the dash…

    The ad also has a photo of the dash…
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    A gladiator with the full Alu-Cab setup would be...

    A gladiator with the full Alu-Cab setup would be a nice off-road forward alternative to a sprinter van for adventuring things. Besides that a regular mid-sized truck will have way better road manners...
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    What’s great is it won’t even cashflow with that...

    What’s great is it won’t even cashflow with that amount of revenue and today’s rates on a rental :rofl:
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    Peeve: cruise ship people

    Peeve: cruise ship people
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    897

    Rrsp’s are about 50/50 that and self directed...

    Rrsp’s are about 50/50 that and self directed trading account
  19. Replies
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    Well, step one is home equity… which takes either...

    Well, step one is home equity… which takes either a high net worth or time in the market. So these people have demonstrated some sort of self control with their finances.

    Then comes credit, sure…...
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    Yeah, the shit the banks get up to is comically...

    Yeah, the shit the banks get up to is comically high risk, they’re all just using different mechanisms to create a profit out of leveraging their depositor’s funds. Cost of capital stays low with...
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    Most of these guys that I listed originate...

    Most of these guys that I listed originate 100/week or two… it was an example of loan mix. As equity is the key component to equity lending.

    You guys would be surprised though on the client...
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    To be fair… The default rate is low, and the...

    To be fair…

    The default rate is low, and the losses even lower on individual loans, so having your funds spread over multiple properties is going to reduce risk.

    Ie. fund has 100 loans, 50 at...
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    Most likely directly. I know some of them are...

    Most likely directly. I know some of them are starting to offer products to financial advisors, but most of them need the rrsp in a specific account (like Olympia trust)
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    Calvert Home mortgage - originally Alberta,...

    Calvert Home mortgage - originally Alberta, exposure to other provinces now. Good group, smart guys with great risk mitigation
    Altawest - also originally Calgary, have gone through some management...
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    Well… there is risk, also origination and...

    Well… there is risk, also origination and administration costs (typically passed onto the client) but also, you need to find someone willing to pay that, and either they won’t, then you have the...
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    Yup, you can. PM me if you want help setting it...

    Yup, you can. PM me if you want help setting it up.

    You need mortgage insurance if you lend “non-arm’s length” but beyond that it’s pretty standard for individual investors
  27. Think someone did something similar on the sw...

    Think someone did something similar on the sw section, just north of the bridge between evergreen and woodbine… lots of cars pulled over, but no visible damage… and the humans were looking over the...
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    I believe the skin has THC-A receptors (the...

    I believe the skin has THC-A receptors (the non-psychoactive THC)… so non-“activated” THC is the key to a good topical
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    Think as long as you have 2 fans in there cooling...

    Think as long as you have 2 fans in there cooling would probably be decent. Dedicated GPU for our new machines runs way cooler than not having it, but is of course a much louder machine while under...
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    I doubt they’ve given medical a DIN (biggest...

    I doubt they’ve given medical a DIN (biggest issue if you have a drug plan for claiming it). If you’re just after CBD, no mg limit there… so the pot stores should be easy enough. Pricing is probably...
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    Sticky: No balls, so safe from freezing to deck 118437

    No balls, so safe from freezing to deck

    118437
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    Geographically, no… Mount Royal is ...

    Geographically, no… Mount Royal is

    socioeconomically, no… that’s bridlewood

    Evergreen has a $3m+ condo for sale right now, it’s the new aspen :rofl:
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    Sticky: https://youtu.be/NR949AQ9jbA?si=qNCY8bRrtQo--heP

    https://youtu.be/NR949AQ9jbA?si=qNCY8bRrtQo--heP
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    Private lake is best lake Also better than...

    Private lake is best lake

    Also better than being on a par 3 tee box for $4m in willowpark
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    Sticky: I do often wonder this myself

    I do often wonder this myself
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    West side? Yes. West FC is amazing, east… just a...

    West side? Yes. West FC is amazing, east… just a large field. The trick is to find a street without a pathway right behind it. It’s like having real land in the city, but without the maintenance
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    Yes, very pungent. If they want an old dated...

    Yes, very pungent. If they want an old dated “fishcreek” house there is a $1.15m in evergreen that at least has a triple garage
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    It’s across the street from the park… and...

    It’s across the street from the park… and depending on how the wind blows it smells like poopy over there
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    Great red mountain cab, the double canyon one is...

    Great red mountain cab, the double canyon one is about 50% more and I think this one more better

    118420
  40. Engineers don’t CRM, cause they don’t have people...

    Engineers don’t CRM, cause they don’t have people skills

    https://y.yarn.co/8359d9a9-af80-4d66-9e2e-7defc1c48a10_text.gif
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