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  1. Capitalism too far? No.

    Capitalism too far? No.
  2. Watch your data collection consent closely

    https://www.insurancebusinessmag.com/us/news/technology/gm-lexisnexis-face-class-action-over-telematics-insurance-data-collection-481325.aspx
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    200k aint what it used to be.

    200k aint what it used to be.
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    never heard of him

    never heard of him
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    Bestest of all the bestest asset classes.

    Bestest of all the bestest asset classes.
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    This is all interesting. Regrets are sucky parts...

    This is all interesting. Regrets are sucky parts of life, but it is a part of life. Also kids are a giant, expensive pain in the fucking ass.
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    It's a super weird community that feels like it...

    It's a super weird community that feels like it was made by some central planning committee.
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    what would you even do with this house? Tear...

    what would you even do with this house?

    Tear it down?
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    Everyone loves AI atm, but now that it is so easy...

    Everyone loves AI atm, but now that it is so easy to recognize, I think it just seems so cheesy. Everyone thinks they are going to "improve efficiency" and "be part of the future" by using a...
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    thats obviously a typeo

    thats obviously a typeo
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    What's up with these lots? Seems a bit floody,...

    What's up with these lots?

    Seems a bit floody, no?
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    You're right, but you're referencing two separate...

    You're right, but you're referencing two separate issues.

    The people were certainly screaming for direct fiscal interventions by government. This seemed to be people across the entire spectrum of...
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    This won't happen. What happens is that the...

    This won't happen. What happens is that the economy shrinks and the overall wealth of the citizenry goes down. You are assuming here that there are some corrective mechanisms to align the...
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    Everyone cried to be saved in the great financial...

    Everyone cried to be saved in the great financial crisis. The inflationary policies could not be discontinued in subsequent years without a great deal of pain.

    Everyone cried in Covid to be saved...
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    Interesting. Do you have kids?

    Interesting.

    Do you have kids?
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    The entire mortgage/RE industry in Canada is...

    The entire mortgage/RE industry in Canada is retarded in terms of its view on risk. People peg their risk/return calculations to big banks, which have the implied backing of the Canadian taxpayer. ...
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    the people working at the regulators are usually...

    the people working at the regulators are usually not very bright. Canada is really bad, because they are all provincial....some of the smaller population provinces literally have a handful of half...
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    OP is significantly less competent than average.

    OP is significantly less competent than average.
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    the sleight of hand in these things is the idea...

    the sleight of hand in these things is the idea that you can "diversify" by having a lot of mortgages bundled together. "Our MIC is great because we have thousands of mortgages, so the risk is...
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    I agree with this...although the key word is...

    I agree with this...although the key word is "everyman investor". There is a shit-ton of stuff going constantly that "breaks" the risk return correlation, but they would never be accessible to the...
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    god's work

    god's work
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    You need to ask yourself why these borrowers...

    You need to ask yourself why these borrowers can't get access to cheaper capital. That will answer your question
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    https://www.realtor.ca/real-estate/26543904/13855-...

    https://www.realtor.ca/real-estate/26543904/13855-evergreen-street-sw-calgary-evergreen?view=imagelist

    the pictures really sell it.
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    I've never wanted multiple homes. Sounds like a...

    I've never wanted multiple homes. Sounds like a pain in the ass.
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    Far out is fine. Don't work downtown. Solved. ...

    Far out is fine. Don't work downtown. Solved.

    Everything that downtown/inner offers you can access easily with Uber for when you need it. Otherwise...why?
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    Bonavista's lake is kinda boring. It's run by a...

    Bonavista's lake is kinda boring. It's run by a bunch of old boring people. Not nearly as family friendly as the other lakes.
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    You think fishcreek access is worth it?

    You think fishcreek access is worth it?
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    Why did I assume the water treatment didn't...

    Why did I assume the water treatment didn't smell. I guess I'm naive.
  29. Did you move back from Boca? - - - Updated - -...

    Did you move back from Boca?

    - - - Updated - - -



    I think Utah is up there. I don't drink any more, so that's not a problem.

    And the Magic Underwear Army is mostly harmless.
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    Wait, it smells like poop? What? From the...

    Wait, it smells like poop? What? From the treatment plant?
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    i guess those houses are ones you just...

    i guess those houses are ones you just update/reno?
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    This was also interesting to me, since it looks...

    This was also interesting to me, since it looks like a really nice reno, but it's also one of the worst of the "premium" lots on the lake. Tiny waterfront, facing the public beach/dock and the...
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    friend might be moving to town and wants to live...

    friend might be moving to town and wants to live south.

    https://www.realtor.ca/real-estate/26552944/455-parkvalley-drive-se-calgary-parkland

    I get it's on the park, but a million for this?
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    Dune 2 was good. Not great. They probably...

    Dune 2 was good. Not great.

    They probably found it hard to edit... And it shows. The script was dry. The acting was decent but not noteworthy. It had significant pacing issues.

    By my count...
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    Americans have far more access to capital and...

    Americans have far more access to capital and therefor a more competitive environment relative to Canadians.
  36. I have been consistent with this over many, many...

    I have been consistent with this over many, many years.
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    This is what markets are for.

    This is what markets are for.
  38. One day we will all look back and laugh that in...

    One day we will all look back and laugh that in the old days we tolerated disgusting retarded animals and thought of them as "companions".
  39. if you werent going to leave antifreeze around...

    if you werent going to leave antifreeze around for dogs to consume, where would you not leave it?
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    any and all of these problems are precisely the...

    any and all of these problems are precisely the things that are addressed splendidly with a robust market.

    But Canadians seemingly do not like markets that benefit them. Don't blame Trudeau for...
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