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  1. Don't stress trying to pick shit. You might make...

    Don't stress trying to pick shit. You might make a profit a few times but 90% of fund managers can't beat the market so why not play the market?

    Couch Potato
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    Sticky: My new favorite site: ...

    My new favorite site:

    http://canadiancouchpotato.com/
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    I broke a lease four months early in BC and...

    I broke a lease four months early in BC and didn't owe anything as a new tenant was found tight away. With that lease agreement, if a tenant was not found, I would have to pay one month's rent....
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    I have been with Peoples Trust for over a year...

    I have been with Peoples Trust for over a year and it has been excellent. No online banking but that is fine. Just email them when you want a transfer and it is done right away.

    Ally looks...
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    Sticky: Question? Are you guys making anything on trades...

    Question? Are you guys making anything on trades with HOU/HOD HNU/HNG or just loosing lots of money? Can't believe I still see lots of action in this thread regarding them.

    I was burnt trading...
  6. Re: Backing out of buying a house after signing. can it be done?

    Did you find Garth Turner's blog or something?

    Or maybe you read this:
    http://gailvazoxlade.com/blog/archives/1236
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    Sticky: ^Nice pick. I'll listen more closely next time...

    ^Nice pick. I'll listen more closely next time...
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    Anyone read this...

    Anyone read this article?
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    Sorry, my bad. 20% down = no CMHC fees (I guess...

    Sorry, my bad. 20% down = no CMHC fees (I guess the lenders gets around this somehow as this chart still shows insurance necessary up to 35% down).
    One thing to remember too is that the longer the...
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    I think you are talking about CMHC insurance....

    I think you are talking about CMHC insurance.
    See here:

    http://www.redflagdeals.com/forums/hey-can-someone-explain-cmhc-fee-when-buying-house-806006/

    With 10% down, you will have a 2% premium...
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    Sticky: ya, that is kind of what I'm thinking. This stock...

    ya, that is kind of what I'm thinking. This stock is getting tons of volume without any significant price movement.
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    Sticky: ^ NRI guy: Where are you getting your info?

    ^ NRI guy:
    Where are you getting your info?
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    Very typical. I had to pay $200 to move in to...

    Very typical. I had to pay $200 to move in to cover the cost of the management company having to hang curtains on the elevator and having to hire a security guard.
    The worst thing about it was that...
  14. Well, that is the idea. But the market decides...

    Well, that is the idea. But the market decides what rent one should charge. Ask a certain price that covers your expenses and see who bites.

    With interest rates as low as they are right now, it is...
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    6% for a land sale seems like a huge amount....

    6% for a land sale seems like a huge amount. Negotiate and if that goes nowhere, shop around for another realtor. There are always tons of realtors around.
    When selling my house, I found a realtor...
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    +1 for MBNA Smart Cash. 5% cash back on...

    +1 for MBNA Smart Cash.
    5% cash back on groceries and gas for six months then 3% on groceries and gas up to $600/month.
    1% on everything else, no limit.


    Check out the Red Flag Deals forum for...
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    Might not fully apply but here is the first...

    Might not fully apply but here is the first sensible article about real estate I have read in the mass media in quite a long time:
    ...
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    I feel as though I am the resident RE bear here....

    I feel as though I am the resident RE bear here.

    With a five year time frame, I don't see condos being a good investment. Five years ago, of course, but not now.

    Sure, you can probably get a...
  19. Dividend paying companies. I have been in SPB.to...

    Dividend paying companies. I have been in SPB.to for a while and quite enjoying the dividend.
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    Whoohoo! Nice work Aleks! Starting off the family...

    Whoohoo! Nice work Aleks! Starting off the family on the right foot it see.
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    The key to that equation is right now, money is...

    The key to that equation is right now, money is cheap. What happens when interest rates start to climb? They can't exactly go down very much anymore. When everyone is rushing into houses with 5% down...
  22. South Surrey isn't bad at all. Anything around...

    South Surrey isn't bad at all. Anything around 152nd Ave and highway 10 (south east corner of Surrey) and you should do fine. White Rock is nearby along with Crescent beach.
    I wouldn't touch Van RE...
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    Sticky: Traders of Crude and Natty, take a look at the...

    Traders of Crude and Natty, take a look at the following Twitter feed:

    http://twitter.com/cotss
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    Well, Garth Turner (http://greaterfool.ca) has a...

    Well, Garth Turner has a very bearish outlook for real estate (I share some of his views, obviously) and I see it financially irresponsible to leverage oneself with 5% down.
    Plus, strive for 25%...
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    Don't show them Garth Turner's website and they...

    Don't show them Garth Turner's website and they will be fine with putting 5% down at 35 years.
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    Sticky: For us HOD holders, could this be a combo of the...

    For us HOD holders, could this be a combo of the USD breaking down and having a Hurricane upgraded to category four in the Atlantic...
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    I have been using Peoples Trust bank for about a...

    I have been using Peoples Trust bank for about a year. Watching the interest rate slowly erode but it is still much higher than most: 2.1% as of today.

    RFD is where I find the most info on this...
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    wish I could make it out this year. Have fun at...

    wish I could make it out this year. Have fun at COP and bust a lung!
  29. Just don't go to Garth Turner's website....

    Just don't go to Garth Turner's website. Completely turned me off of buying anything for the foreseeable future.
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    Sounds like SPB to me. Not a bad choice. They are...

    Sounds like SPB to me. Not a bad choice. They are still milking the tax break from purchasing some Ballard shares I believe.
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    Bump.... Just wanted to know what's new at...

    Bump....

    Just wanted to know what's new at IMV. Its been a year since I left.
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    I just got tenant insurance with Meloche Monnex...

    I just got tenant insurance with Meloche Monnex at $200/year for the Premium Plus package. Covers all my bikes (there are many) up to $6000 each.

    Meloche is good if you are a University Alum or a...
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    Sticky: I just got a "market club trade triangle alert"...

    I just got a "market club trade triangle alert" saying now is the time to exit all long crude positions.
    http://crudeoiltrader.blogspot.com/2009/06/alert-trade-triangle-technology-signals.html

    I...
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    Road to Nepal was my favorite ride in Calgary....

    Road to Nepal was my favorite ride in Calgary. South of 22X, take 37th St all the way down (hwy 773, new pavement!). Rides around Millarville, black diamond/turner valley, bragg creek are the places...
  35. Howdy Jordan, Lets get out of the boonies and...

    Howdy Jordan,

    Lets get out of the boonies and try the inner city.

    Would it be possible to get sales for the last 60 days in West Hillhurst, Hillhurst, Parkdale, Westmount and Briar Hill?
    ...
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    Sticky: ^um, you mean long HOD.

    ^um, you mean long HOD.
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    Hey guys, the point I was trying to get across...

    Hey guys, the point I was trying to get across was that internship is unnecessarily long. I worked two summer engineering jobs (between 2-3rd year and 3-4th year) and they set me up so well...
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    To all 3rd year engineering students worried...

    To all 3rd year engineering students worried about internship jobs, I say forget about internship as it is a pretty big waste of time (although it is starting to get late in the game right now)....
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    When I was looking for a place to rent I posted a...

    When I was looking for a place to rent I posted a Want Ad on Craigslist. I got about two or three of these emails a day. Can't believe people fall for these scams.
    All said they were on some type...
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    Sticky: I thought tomorrow is the first day of the...

    I thought tomorrow is the first day of the rollover (7, 8, 9th business day of the month).

    Looks like CLK9 is enjoying its customary spike on a bearish EIA report.
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