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Typical renewals require no appraisals or income requalifaction, but if you were to get a new mortgage amount or different lender you would have to qualify again, meaning appraisal and LTV (loan to...

So true, these fees are title registered.
There were a couple people in the Hamptons that refused to pay their fees for YEARS, I believe the CA did the Lis Pendens on them and won.

I agree it would not be the best to live directly beside a school.
BUT... if you buy a house that backs onto/near a POTENTIAL school site, you lose your right to bitch when a school goes up.

$250/sq ft for custom high end build is gonna be tough IMO, but then again it all comes down to what you consider high end. The difference in opinion in terms of what is nice/high end finishes varies...

That's my issue, my builder is a custom inner city builder that does a few homes a year and they say that it's illegal without a grease trap, etc. Which is a few thousand dollars.

But I know a...

Hey, question. I'm building a new house with an attached heated garage, and have a question about getting a garage floor drain put in.

What does the drain tie in to? Storm water or sewer?
Is...

I agree, given his last post on facebook, and police saying the car was purposely driven into the creek.
Also Global tv had the eye witness say that the driver was in a t-shirt and underwear when...

Yah I thought it was the line up for the iPhone 4s

Its impossible for everyone to pay the same amount of taxes, even a flat rate would be unrealistic in terms of revenue for the government.

I am not advocating lower taxes, I don't mind our...

What I am trying to argue the point that millionaires are vilified in media and by Obama/democrats saying they don't pay their fair share of taxes. (which I don't agree with, I think the burden...

My take on this (i could be corrected...) is that there is a lot of targeting the wealthy, I agree that taxes in the US have to go up, but simply coming out and saying millionaires are targets and...

** computer now sold, monitors still for sale:



I am selling 2 x 24inch Samsung monitors 2443BW.
Memory Express has them for $319....

I am selling a Mac Mini (3,1) with the following specs:
2.0Ghz Intel Core 2 Duo.
3GB RAM (upgraded from 1GB).
120GB Hard Drive.
Fresh Install of Leopard (install disks included).
DVI Adapter....

http://www.youtube.com/watch?v=cds7lSHawAw

So just got back, and so many locals wear down jackets, scarfs, toques.

I was fine most days with just a sweater no jacket.
A couple days when it was windy, I wore a long sleeve shirt and a...

I've been to Hong Kong multiple times in Sept - Dec.
But this year I am going in January. HK people have told me to bring a down jacket because it gets so cold...
I was planning on wearing a fall...

bahahaha best quote ever

I use stockfinder from Worden. monthly cost. You can do custom scans, watch, etc.

They made a bunch of changes including holding real estate type investments, etc.

Happens a lot more than that, RECA posts all agents (mortgage and Real estate) who they suspend, etc.:
...

Yah given what has unfolded over the past 1.5 years and record low interest rates, I don't think your 0.5% increase will happen. Once rates go up I think they will go up faster than 0.5% per year....

If you are doing lots of trades and already have a TDW account, look into their Active Trader Platform, and if you qualify for Active Trader you probably already have $7 trades. Advantage with...

The price is set at $130,000 each. In expensive watch terms that not that expensive, some Patek tourbillons are up to a million.

I think with the new communities there is a covenants and restrictions document or something you agree to when buying the house.

wow 500k for a landscaping startup, I think Kevin O'Leary would call you a crazy chicken.

Variable - Prime -0.1% = 2.15%
3 yr fixed - 3.3%
5 yr fixed - 3.89%

Does he have any of his own money that he is putting up as well?

I agree with the above:

1) Interest rates are def going up, probably mid year.
2) Taxes have to go up, look at the alberta govt budget, money will come from somewhere, even look at the US with...

^^ That CIBC is a good report IMO, read it last week.

Also as an example, Scotia has a $0 down mortgage, the rate is substantially higher than what a normal mortgage would be, therefore (even...

Sony MHS-PM1 5 MegaPixels HD Video Camera.
Brand new in box, still sealed with Sony tape.
Asking: $100
This was a gift, I don't have a receipt.

PM me to contact.
...

I have a 335i, with blizzaks LM22 winters, 95% of the time you will be fine, the other 5% of the time is when the roads are super icy, etc. you will have traction problems, like at lights etc. In...

condo/townhouse monthly fees will always go up over time, and you risk an assessment.

Snow removal and mowing the lawn at a town house is NOT worth $150-200/mth. Typically the lawn will be like...

Maybe banks offers that, but Brokers don't even make 1% commission on a mortgage, how they giving away 5%?

TRIPLE THIS
WTF is wrong with people, 5% down and 35 year amortization DID NOT cause the mortgage crisis in the states. Part of it was banks approving a $500,000 mortgage for a landscaper that...

yah iggy has a red range rover with front tinted windows.

was it over the limit and did you claim it....

Yah same, and even over seas, its hard to get them a low enough prices and given that you can easily negotiate 15% - 40% off watches here in Calgary (given the brands), I buy mine in Calgary.

Rolex, the smallest size rolex for womens with no diamonds and date I think will be under $5k.

I have that watch also, I like it a lot, I really like the bubble shaped crystal!

One of my watches (not an actual pic of mine, but exact same watch), and my favorite one to wear right now:

http://img696.imageshack.us/img696/6691/1525408.jpg