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    Poll: Use a VPN?

    Use a VPN?
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    Poll: People seem to forget that only 1/2 the money...

    People seem to forget that only 1/2 the money goes a good cause. The other half goes to a degenerate gambler lol. Of the good half that goes to charity take another chunk out for administrative...
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    Are you drinking that all to yourself or having a...

    Are you drinking that all to yourself or having a raging kegger? One of my fav local brews. Super tasty tropical/pineapple flavors. I guess it would be the equivalent of 60 tall boys. Do you need...
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    How do you guys switch up the IF? I was told...

    How do you guys switch up the IF? I was told your body adjusts to IF if you're on the same schedule everyday.
  5. Sticky: Arbour Lake past 90 days thanks!

    Arbour Lake past 90 days thanks!
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    Can't believe they cancelled Cops the TV show. ...

    Can't believe they cancelled Cops the TV show. Was a great way to burn 20 minutes when I didn't want to sit down for a whole movie. Been watching that show off and on for as long as I can remember.
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    GNC and Chuck E Cheese gone.

    GNC and Chuck E Cheese gone.
  8. Sticky: Rosedale & Crescent heights past 90 days please...

    Rosedale & Crescent heights past 90 days please thanks!
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    Sweet tomato/Souplantation is gone. Good...

    Sweet tomato/Souplantation is gone. Good riddance. It was so much so as it was bland. Haven't been a fan of buffets since I was 10 but I do enjoy the ones in Vegas
    ...
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    Yes minus 20% if you sold your investments...

    Yes minus 20% if you sold your investments immediately after every stock price drawdown. And yes the market on average drops 1 out of every 3 years. 3 to 5% is conservative if you consider the...
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    Have you factored in the equity in your home? ...

    Have you factored in the equity in your home? Whatever equity you have there's a lost opportunity cost to it in the range of 3 to 5%...maybe more depending on your time horizon. When I make this...
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    They'll have the same neighbors whether renting...

    They'll have the same neighbors whether renting or owning. :facepalm:
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    2,690

    OP is making purchase as primary residence so bad...

    OP is making purchase as primary residence so bad tenants is non issue.

    Other comment is how quickly we go from FOMO to no point to own. In retrospect Im glad oil prices came back to earth...
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    2,690

    Sage hill...:barf: Condo...:barf: do NOT do that...

    Sage hill...:barf: Condo...:barf: do NOT do that at any stage in the business cycle. There's some simple advice for ya.

    To the other condo owners here who are waiting for break even...it's tough...
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    OP - Let's not get too carried away. Yes things...

    OP - Let's not get too carried away. Yes things are bad but underwater bad is whole other story. You can do both by the way... lots of banks offer you to make lump sum payments to pay down your...
  16. Sticky: Rosedale & Crescent heights past 3 months. ...

    Rosedale & Crescent heights past 3 months. Thanks!
  17. There was a NPR podcast recently about a...

    There was a NPR podcast recently about a "natural" interest rate which is what the interest rate would be without any government intervention. And that rate is about 2%. The reason its so low is...
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    Sure hope Iran doesn't do anything silly like...

    Sure hope Iran doesn't do anything silly like attack Saudi production facilities again.
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    Sticky: Seems most "investors" consider a few days to...

    Seems most "investors" consider a few days to weeks as short term and long term is considered 6 months to a year.

    Things have been too good for way too long. People don't even remember was a...
  20. Sticky: Banff trail past 90 days please thanks!

    Banff trail past 90 days please thanks!
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    Poll: You can't exactly taste a 4K video but I get what...

    You can't exactly taste a 4K video but I get what you mean. There's less intrigue in visiting in a new place when there's google maps street view and 4K videos of every location. But that's kinda...
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    Poll: This touches on a fear of mine - first world fear...

    This touches on a fear of mine - first world fear I guess. Now that there's a kiddo in the picture it makes travel...different and difficult as someone else mentioned earlier to the point where it...
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    Poll: The value of a memorable trip far exceeds the...

    The value of a memorable trip far exceeds the opportunity cost and/or the credit card bill. Are you paid hourly or is it just a hassle getting time off?
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    Poll: I try to do the exact opposite of small weekend...

    I try to do the exact opposite of small weekend trips. Especially Vegas I prefer to do the Sunday thru Thursday schedule. Way cheaper flights, hotels, and just about everything else. Less crowds...
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    Poll: I did consider higher brackets but looking at the...

    I did consider higher brackets but looking at the poll results so far the answers are spread pretty evenly with $3 to 6K being the 2nd most popular choice.

    I also feel like if you're going over...
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    Poll: Whats your travel/vacation budget?

    One of the biggest chunks of expenses for me. Granted there's going to be differences whether you're roughing it solo living out of a backpack or taking luxury vacations with the family but curious...
  27. Banded Peak literally sold out. Didn't realize...

    Banded Peak literally sold out. Didn't realize that Mill Street was also owned by Labatt. Can't blame them though. Given the opportunity I'd probably cash out too.
  28. Sticky: Banff trail and Capitol hill detached past 90...

    Banff trail and Capitol hill detached past 90 days please & ty
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    ^ People need to stop tagging the exact...

    ^

    People need to stop tagging the exact location on their insta at least. Ruins beautiful spots and I like doing research before trips since anticipation is one of the most fun parts of traveling...
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    How was the sunset fishing trip...

    How was the sunset fishing trip organized/planned? How did you hop between islands and how'd you find accommodations? Link to blog post if there's one would be appreciated.

    And wow the beyond...
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    https://www.microsoft.com/en-ca/p/dell-inspiron-14...

    https://www.microsoft.com/en-ca/p/dell-inspiron-14-5481-2-in-1-touch-laptop-i3481-3236gry-pus/8s3v20b8bqjj

    Faster response & boot times with SSD plus touch screen.
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    ^ The same thing that leads to wealth that...

    ^

    The same thing that leads to wealth that quickly can also wipe it away. Real estate investing is a hugely leveraged investment class (everybody borrows) and once you sign to purchase you're...
  33. Silly question. ...

    Silly question.

    https://www.youtube.com/audiolibrary/music?nv=1
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    The way that organization is run and how they...

    The way that organization is run and how they keep moving cities - LA, Oakland, Vegas - I don't know how fans could stay loyal to them.
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    Yeah I'm considering this as a low cost easy...

    Yeah I'm considering this as a low cost easy solution too. It's gonna be for late night TV watching so the cord shouldn't bother anyone else.
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    Headphones for TV (low latency)

    Need to watch TV quietly without waking up the fam. Anyone want to toss out recommendations for either RF signal or bluetooth transmitter for TV with minimal latency? Tried out the Avantree...
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    Will keep an eye out. Who took the photo at...

    Will keep an eye out. Who took the photo at chinook? Sucks having a bike stolen. Always wonder how I would react if confronted with the guy that stole my bike.
  38. They sure did jam up downtown parking. Mostly...

    They sure did jam up downtown parking. Mostly just street parking though. Miss having them as cheaper option to and from the airport though.
  39. Leaving North America but staying in Europe makes...

    Leaving North America but staying in Europe makes me think the differences in attitudes towards car ownership and density of neighborhoods. North American cities are more spread out and people more...
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    Asia and China in particular had very high birth...

    Asia and China in particular had very high birth rate because it used to be an agrarian and rural society. On a farm having more kids is an asset not a liability. It was free labor and the kids...
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