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  1. BUMP willing to pay $70 each if someone calls...

    BUMP willing to pay $70 each if someone calls right now
  2. WTB: Paying $50+ per ticket for Naughty Nights!!!

    I need a total of 4 tickets, will buy from you even if you only have one or two though...I can meet up anywhere in Calgary, please call me at 403-978-8181 or 780-707-5021. Will pay $50.00 per ticket
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    You'll have to elaborate with a more specific...

    You'll have to elaborate with a more specific example. I'm not sure what you're referring to

    edit: I'm not sure what you're referring to for not being able to insure 2 vehicles (one for summer...
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    No, this type of ticket should not affect your...

    No, this type of ticket should not affect your insurance as it is not the same as the moving violations you listed.
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    Most insurance agents/brokers have dealt with...

    Most insurance agents/brokers have dealt with JDMs enough now to know how to insure them. As with skylines, you may have difficulty getting the coverage you want for your vehicle, but a quick search...
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    *** Update on where to insure Kit Cars *** One...

    *** Update on where to insure Kit Cars ***

    One of my friends has informed me that a company that supposedly has a great program for kit cars that will cover up to the agreed value of a kit car, as...
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    - Yes, rates for males often decrease drastically...

    - Yes, rates for males often decrease drastically when you turn 25 for most companies (rate group goes to 01/02/03 from 13 for most companies)
    - Some companies may give that discount early (i.e. if...
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    Thanks for the clarification. Your presence in...

    Thanks for the clarification. Your presence in this thread is certainly resulting in a higher quality of answers, and that's a great thing. Have a nice week!
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    For insurance policies, there is the named...

    For insurance policies, there is the named insured (the actual owner of the vehicle), and the list of drivers.

    To register a vehicle, you must be the named insured for that vehicle. There should...
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    This is blatantly incorrect. Liability for...

    This is blatantly incorrect.

    Liability for non-owned vehicles for for ING(Intact): Covers for any rental vehicle for pleasure use in Canada and the USA. None of the restrictions you typed. ...
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    It's usually not worth it. If you have full...

    It's usually not worth it.

    If you have full coverage (collision + comp) and liability to non-owned vehicle (usually minimum 40k) on your regular insurance policy, you will typically covered for...
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    Like others in this thread have said, TD will...

    Like others in this thread have said, TD will probably be your best bet for insuring a RHD vehicle. Many companies still are slow to offer physical damage coverage for RHD, and some will add...
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    Tom, you're right. While in years past I have...

    Tom, you're right. While in years past I have worked a short stint in the claims department of a major insurer, I definitely did not take any courses for claims, and I am certainly over-reaching here...
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    Wait, are we assuming here that the driver admits...

    Wait, are we assuming here that the driver admits he purposely accelerated into a stationary vehicle?

    I made the assumption that the OP was trying to ask what would happen in the standard "car...
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    The guy in the middle of the intersection should...

    The guy in the middle of the intersection should not have proceeded into the intersection until he was certain he could clear it. It should be his fault.
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    Hi, I was an agent for two years and a broker for...

    Hi, I was an agent for two years and a broker for three. I did principles and practice when it was covered free of charge where I worked, but my goal was to eventually do commercial as a broker and...
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    Okay, so quick update on the kit car question: ...

    Okay, so quick update on the kit car question:

    As long as you've notified your broker everything regarding the VIN, there should be no problem with a claim being denied.

    With that being said,...
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    older maxima :D is right hand drive an option?

    older maxima :D

    is right hand drive an option?
  19. If you are not within 8 kms of a fire station you...

    If you are not within 8 kms of a fire station you will likely pay about double what people within 8 km of a fire station pay, and your coverage might be lowered.

    Alarm discounts are 10-15% for...
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    Interesting...I actually dealt with this exact...

    Interesting...I actually dealt with this exact situation years ago but to be honest I cannot remember how it was resolved. I'll check with a couple of friends tomorrow for a definitive answer on...
  21. Insurance companies give many different types of...

    Insurance companies give many different types of discounts for homeowner's policies...the following are a sample of some factors that will affect your premium:

    - postal code (your neighborhood,...
  22. This is still technically considered a rooming...

    This is still technically considered a rooming house, whether you are doing so on paper or not. Technically it may be grounds to deny a claim, however in practice many people (especially in lower...
  23. This may be difficult as I am unable to do quotes...

    This may be difficult as I am unable to do quotes for people at this point in time due to me not currently working as a licensed insurance broker.

    As I said, however, I will referring to the...
  24. LOL I actually don't do much of life insurance so...

    LOL I actually don't do much of life insurance so I won't be able to help with this :D
  25. Oh, if it's only for your personal use and you...

    Oh, if it's only for your personal use and you just happen to have an extensive collection of tools and such, that is easily insured under your normal house insurance policy. You can add on a tool...
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    Why is there the discrepancy? Did you do a swap...

    Why is there the discrepancy? Did you do a swap of some kind? Is your vehicle appraised, and has the insurance company insured it to value as an appraised vehicle?
  27. I'm assuming you're taking clients vehicles and...

    I'm assuming you're taking clients vehicles and fixing them up from your garage for pay? This is not something that most insurance companies will want to insure, because most of these operations are...
  28. What kind of business is this? Where are you...

    What kind of business is this? Where are you operating? What kind of stuff do you do from your home, and what kind of goods/services do you transport/provide from your truck?

    If you are say a...
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    If you are operating someone else's vehicle and...

    If you are operating someone else's vehicle and they have given you consent to use the vehicle, as long as you are operating the vehicle lawfully and within the rules of insurance then they when they...
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    Wow, you have some real bad luck :) I will say...

    Wow, you have some real bad luck :)

    I will say this though, claims are treated on an individual basis, there is no reason for this claim to not be addressed even if you are still wrangling with...
  31. No. I'm just bored. I also regularly contribute...

    No. I'm just bored. I also regularly contribute articles to an insurance information website, so this is a good way for me to pick up topics to write about while helping a few people out along the...
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    Re: Flood insurance question

    Wow, that's really interesting (and awful!). First, since it's a comprehensive claim, let your insurance company know right away (there's no harm). Here's what may happen:

    1) Best case scenario:...
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    Hi, when you first sign up for auto insurance,...

    Hi, when you first sign up for auto insurance, the insurance broker will ask you:

    Are there any modifications to the engine, ground clearance, interior rollcage, or tires to the vehicle?

    If you...
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    Lol! :P Considering how expensive alberta car...

    Lol! :P Considering how expensive alberta car insurance is these days I think I'd get better value going straight to a high-end escort.
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    It would be 3 years from the date of conviction...

    It would be 3 years from the date of conviction for new quotes, or the first renewal date AFTER 3 years have passed on the conviction on your existing policy.

    Example:
    If you called me for a...
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    How long was the suspension? What kind of...

    How long was the suspension? What kind of conviction did you actually end up getting for it? Depending on the type it can be treated differently. Suspensions under 1 year typically don't hurt you...
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    Different companies will rate convictions...

    Different companies will rate convictions differently.

    The severity of the ticket does indeed matter. Normal speeding tickets, stop sign convictions, etc. all fall under "minor convictions". For...
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    Every company has different rates and different...

    Every company has different rates and different customer service. Different brokers also have access to different companies (hence different rates) and have different levels of experience, service,...
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    If you're looking for quotes pm me with details...

    If you're looking for quotes pm me with details and I can refer you to one of my broker friends. Id prefer to keep the thread geared more towards advice and general questions.
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    Wow fun. I'm going to see if I can get one of my...

    Wow fun. I'm going to see if I can get one of my more qualified adjuster friends to answer this brainteaser but here's my take on it:
    1) first car's comprehensive coverage would only cover damage by...
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