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Type: Posts; User: TimLacroix

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    Yes that is correct... fixed is around 1.64-1.69%...

    Yes that is correct... fixed is around 1.64-1.69% full privileges of 20-20%
    Variable is 1.45%-1.50% same options.
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    Rates are on the rise... approx. 0.10% to 0.15%...

    Rates are on the rise... approx. 0.10% to 0.15% with some lenders.
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    Current Rates to Open Week Feb 22, 2021...

    Current Rates to Open Week Feb 22, 2021

    Prime Rate - 2.45%

    PROMOTIONS

    Promo 1 --> 5 Year Fixed - 1.39% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to...
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    Current Rates to Open Week Jan 18, 2021...

    Current Rates to Open Week Jan 18, 2021

    Prime Rate - 2.45%

    PROMOTIONS

    Promo 1 --> 5 Year Fixed - 1.49% High Ratio PURCHASE ONLY, Owner Occupied, Close between Jan 2 to Feb 28, 2021

    Promo...
  5. The Holidays and Your Community in 2020.

    No amount of planning could have prepared us for the changes 2020 made to how we live, how we socialize and how we shop.

    As we close out this year with more knowledge of what our future will look...
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    Current Rates to Open Week Dec 14, 2020...

    Current Rates to Open Week Dec 14, 2020

    Prime Rate - 2.45%

    PROMOTIONS

    Promo 1 --> 5 Year Fixed - 1.49% High Ratio PURCHASE ONLY, Owner Occupied, Close between Jan 2 to Feb 28, 2021

    Promo...
  7. Finishing off 2020 at Home and Preparing for 2021

    Less holiday commitments means more time at home. How can you use this extra time to your advantage while still feeling festive?

    My blog covers three aspects of a holiday season at home....
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    Hi, I don't do them personally but I do have a...

    Hi, I don't do them personally but I do have a commercial colleague that does and would be happy to introduce. Rates vary depending on what you are looking for. Please PM me your details and I would...
  9. Hahaha... corrected... thank you. - - -...

    Hahaha... corrected... thank you.

    - - - Updated - - -



    Hey Ben... I need to come down and get some boots... hopefully we have a Stampede next year. Merry Christmas Ben... hope you and your...
  10. From One Business Owner to Others.

    I am a mortgage broker, and a local business owner who understands more now than ever the importance of choosing who we support.

    The feeling of appreciation I have when my clients put their trust...
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    Current Rates to Open Week Nov 30, 2020...

    Current Rates to Open Week Nov 30, 2020

    Prime Rate - 2.45%

    PROMOTIONS

    Promo 1 --> 5 Year Fixed - 1.49% High Ratio PURCHASE ONLY, Owner Occupied, Close between Jan 2 to Feb 28, 2021

    Promo...
  12. Replies
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    Current Rates to Open Week Nov 16, 2020...

    Current Rates to Open Week Nov 16, 2020

    Prime Rate - 2.45%

    PROMOTIONS

    Promo 1 --> 5 Year Fixed - 1.49% High Ratio PURCHASE ONLY, Owner Occupied, Close between Jan 2 to Feb 28, 2021

    Promo...
  13. Replies
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    133,573

    Current Rates to Open Week Nov 16, 2020...

    Current Rates to Open Week Nov 16, 2020

    Prime Rate - 2.45%

    PROMOTIONS

    Promo 1 --> 5 Year Fixed - 1.49% High Ratio PURCHASE ONLY, Owner Occupied, Close between Jan 2 to Feb 28, 2021

    Promo...
  14. Think a mortgage isnít for you? This might change your mind.

    If youíre an entrepreneur, independent contractor or self-employed artist, the notion of one day paying a mortgage for your own home may seem far-fetched and maybe even a little scary.

    But it...
  15. Promo Update Nov 11

    5 Year Promo UPDATE ---> Must close between Jan 1 - Jan 15, 2021

    ** Due to high Volumes, New applications will need to close between Jan 1 - 15, 2021... please reach out if you have questions. **...
  16. Hi Ken- thank you for taking my late call......

    Hi Ken- thank you for taking my late call... appreciate your time and my apologies for the mixup and late call. Tim
  17. Markets are up today due to Corona Virus...

    Markets are up today due to Corona Virus Vaccine... 5 Year Bond Yield up too!

    Rates is still available!
  18. Replies
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    Current Rates to Open Week Nov 9, 2020...

    Current Rates to Open Week Nov 9, 2020

    Prime Rate - 2.45%

    PROMOTIONS

    5 Year Fixed - 1.49% High Ratio Purchase or Switch Only, Owner Occupied, Close by Jan 15, 2021 (some restrictions)

    5...
  19. Debunk the MYTHS that are keeping you from homeownership!

    Mortgages arenít really as scary as they seem. There are a lot of myths and misconceptions that people have and I donít want you to be one of them!

    Click the link to make mortgages a lot less...
  20. Close by date is Jan 15. I do have a purchase...

    Close by date is Jan 15.
    I do have a purchase option with closing by Feb 28 (fixed only)
  21. 2020 Year End Mortgage Promo - Limited Time

    5 Year Promo UPDATE ---> ENDED

    ** Due to high Volumes, New applications will need to close between Jan 1 - 15, 2021... please reach out if you have questions. ** This promo will not last much...
  22. Replies
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    Current Rates to Open Week Nov 2, 2020...

    Current Rates to Open Week Nov 2, 2020

    Prime Rate - 2.45%

    PROMOTIONS

    5 Year Fixed - 1.49% High Ratio Purchase or Switch Only, Owner Occupied, Close by Jan 15, 2021 (some restrictions)

    5...
  23. Replies
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    133,573

    Current Rates to Open Week Oct 5, 2020...

    Current Rates to Open Week Oct 5, 2020

    Prime Rate - 2.45%

    PROMOTIONS

    5 Year Fixed - 1.64% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-129 days (some restrictions)

    5...
  24. Replies
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    133,573

    Current Rates to Open Week Sept 7, 2020...

    Current Rates to Open Week Sept 7, 2020

    Prime Rate - 2.45%

    PROMOTIONS

    5 Year Fixed - 1.69% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-129 days (some restrictions)

    5...
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    :thumbsup: --> If you increase each year a little...

    :thumbsup: --> If you increase each year a little too... huge impact to your balance and interest. Then you worry less about the BoC rate changes. :thumbsup:
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    This is a tough answer... what are your plans in...

    This is a tough answer... what are your plans in the next 5-years?

    One thought or strategy is to increase payments as if you took the 1,99% rate. This would put more payments toward principal...
  27. Replies
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    Current Rates to Open Week July 27, 2020...

    Current Rates to Open Week July 27, 2020

    Prime Rate - 2.45%

    PROMOTIONS

    5 Year Fixed - 1.89% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-129 days (some restrictions)

    5...
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    Thanks for the shout out Buster :)

    Thanks for the shout out Buster :)
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    We can start securing rates 120 days from now......

    We can start securing rates 120 days from now... so you can start now. If you wish to chat further, please call/ text 403-479-0066.
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    This is correct... if the prevailing rates at the...

    This is correct... if the prevailing rates at the time of selling is higher, then you should have an 3 month interest penalty. As mentioned above, they will compare the rate with the remaining time/...
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    Please call me to discuss options......

    Please call me to discuss options... 403-479-0066... depends on which bank you are with etc. What is the current offer?
  32. Replies
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    Current Rates to Open Week July 6, 2020...

    Current Rates to Open Week July 6, 2020

    Prime Rate - 2.45%

    PROMOTIONS

    5 Year Fixed - 1.99% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-129 days (some restrictions)

    5...
  33. Replies
    476
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    133,573

    Current Rates to Open Week June 29, 2020...

    Current Rates to Open Week June 29, 2020

    Prime Rate - 2.45%

    PROMOTIONS

    5 Year Fixed - 1.99% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-129 days (some restrictions)

    5...
  34. Replies
    476
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    133,573

    Current Rates to Open Week June 21, 2020...

    Current Rates to Open Week June 21, 2020

    Prime Rate - 2.45%

    PROMOTIONS

    5 Year Fixed - 2.09% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-129 days (some restrictions)

    5...
  35. Replies
    476
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    133,573

    Current Rates to Open Week June 8, 2020...

    Current Rates to Open Week June 8, 2020

    Prime Rate - 2.45%

    PROMOTIONS

    5 Year Fixed - 2.09% High Ratio Purchase or Switch Only, Owner Occupied, Close in 90-129 days (some restrictions)

    5...
  36. Replies
    476
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    133,573

    Current Rates to Open Week June 1, 2020...

    Current Rates to Open Week June 1, 2020

    Prime Rate - 2.45%

    PROMOTIONS


    5 Year Fixed - 2.24% High Ratio Purchase or Switch Only, Owner Occupied, Close in 45 days (some restrictions)

    5...
  37. Replies
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    PM'd

    PM'd
  38. Replies
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    Current Rates to Open Week May 18, 2020...

    Current Rates to Open Week May 18, 2020

    Prime Rate - 2.45%

    PROMOTIONS


    5 Year Fixed - 2.29% High Ratio Purchase or Switch Only, Owner Occupied, Close in 45 days (some restrictions)

    5...
  39. Replies
    476
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    133,573

    Current Rates to Open Week May 11, 2020...

    Current Rates to Open Week May 11, 2020

    Prime Rate - 2.45%

    PROMOTIONS


    5 Year Fixed - 2.29% High Ratio Purchase or Switch Only, Owner Occupied, Close in 45 days (some restrictions)

    5...
  40. Replies
    476
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    133,573

    Current Rates to Open Week April 27, 2020...

    Current Rates to Open Week April 27, 2020

    Prime Rate - 2.45%

    PROMOTIONS


    5 Year Fixed - 2.39% High Ratio Purchase or Switch Only, Owner Occupied, Close in 45 days (some restrictions)

    5...
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