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jsut got word that our company will be forcing back to office everyday with the option of wfh on fridays starting start of 2024. but its toronto based, and we have a small office in calgary, so we...

are you confident the government won't increase taxes at the time of your retirement?
are you confident your investments aren't going to be in the recession phase at the time of your retirement?...

yup, same goes with rrsps, scam city. everything benefits the governemnt

im done with resp, putting money into insurance and then borrow instead, more flexibility as to what can happen in future in case school isn't what they want

school 15-20 years from now, will they...

haha yaa its still up in the air, cruise only, cause 90% of us havne't been on one yet, either or probably fine, its just a matter of convincing my parents, they getting old, and they dont' really...

am looking at a big family trip, 14 of us, possibly taking a cruise, i have never done one, anyone know of any good sites, or referral agents or whatever is needed to plan one of these?

anyone hold high yield dividends, ie dfn.to, lbs.to etc?

anyone else dumb enough to have HITI?? i need a miracle

just got my quote back from touchstone, moved my home insurance from pembridge to intact, my auto is already with intact, total, saved me about 25$ a month, i'll take it for now. there are no...

my renewal is this week, and im waiting on a response from touchstone as we speak on new quotes for home and auto

nope, no issues whatsoever, not sure how or when they started talking about the change. there are a lot of renters, and a few airbnbs in the complex, but i think majority of the owners that live...

i've done a similar concept with my condo in winnipeg, but it was a legit short rental executive company that specializes in this throughout canada. it was good money, they were essentially charging...

wow 9% dividend, nice.

got wealthsimple last yr, so im new to looking at these and trying to figure out which etf's are good and not

hahaha legit. dont' get me wrong, i have good credit, no debt other than mortgage. i've just been laggin behind. im old school. just fill up rrsp and tfsa and let it ride. but ive been working...

has anyone ever heard or done a "borrow to invest" strategy? basically what it says, borrowing a lump sum of money from a bank to invest long term, and you just pay the monthly payments?

for sure another another tool of investing, not to be replace rrsp or tfsa etc, just another vehicle of investment that includes the benefit of a death benefit, which is probably why its under the...

yup for sure. i would personally keep my term for myself. i was thinking more for my kids who are in their toddler age, where premiums would be the lowest for this type of policy. do a 20 yr term...

yes, essentially. term insurance doesn't offer this. whole life policy does. basically you build up the cash value policy, and when the time comes, you take a loan against the cash value from the...

haha didn't know who WFG was, just googled them. interesting

i was more intrigued with the infinite banking, and the idea of accessing the cash value while your alive, along with the death benefit...

Hi all,

just wondering if anyone has is using a whole life insurance policy, infinite banking, or any other?

was introduced to this couple of months ago, and is very intriguing.

i can...

hey guys, does anyone here heard of/does wholesaling or brrrr?

i've been working for about 12 yrs now as well, i graduated with an undergrad degree in winnipeg, and obviously the wage there is much less. i got recruited to work in calgary almost 4 years ago by...

thanks for the info!

boy..i sure do miss the Winnipeg rates and methods. I have no idea what you guys are talking about when it comes to floating and easymax, is it something I should look into? ...

im new to receiving utility bill in cgy, im with enmax for electrical, water, and gas.

signed a promotion rate for free electricity for the first yr, but yet theres all these admin fees for each...

im looking for a accountant as well, as I think mine is somewhat complicated.

moved to cgy last march, so the wife and i will have a t4 from Winnipeg and Calgary,

also, have a short term...

damn rights! my work requires caps lock..so its on most of the time!

REALLY!

OOPS..MY BAD.MISREAD

I just bought a new infill build, and I put home inspection, finance, review of the construction drawings, new home warranty documents. and it went through

so they don't hold ALL the marbles...

I was looking at those exact units before!! seen a couple of their past projects...like their style. very modern..and that's exactly what I like. but yea..at that price..i'd rather be living in a...

did you end up buying in Montgomery? im in the same situation now, liked a couple of duplexes in the area...but I heard about the bowness and Montgomery communities. im new to the city so any info...

I talked to meloche, they said I have to add my wife to my insurance cause technically she is a "2nd" driver even she can't drive my car cause its manual. and she has a claim a few months back at...

Got a quote from them,

td melonche was better by like $10 a yr..haha

but first things first, anyone ever go to Kensington auto? its close to work, so I might go there for maintenance and...

yaa tried a few places, been getting more or less the same quote, so far, seems like td melonche (sp) is the best.

hi there,

new to Calgary, need to get oil change and car safety check and possibly and most likely safetied to transfer my license.

looking for a good garage in the city. I used to go to...

anyone here live in sobow?

went to take a look for renting purposes, and it looked like a pretty nice building, the gym looks amazing. wondering how the commute is to downtown and the...