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Type: Posts; User: dezmarez

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  1. Replies
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    Totally. That is the additional package I...

    Totally. That is the additional package I received in the mail when I sent in my "not guilty" plea.
    Included are the two pictures, and the time in-between the two pictures. It states there is a 2.4...
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    Ya that is the only thing I can think of, in...

    Ya that is the only thing I can think of, in terms of having the straight through as well.
    Court date is in like 18 months, so I won’t be finding out for quite a while.
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    It was for going through the red light. Yea,...

    It was for going through the red light.

    Yea, it’s weird I’ve been taking that way home since 2018, and I would have made that turn numerous times from that lane, but never had any sort of summons...
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    BUMP I’ve received a red light ticket in the...

    BUMP

    I’ve received a red light ticket in the mail, for duel left lane turn on a red onto a one way.
    Made the turn from the second lane. Downtown Calgary, 4th Street SW heading North, turning...
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    Ya just for home use, not much travel, no gaming....

    Ya just for home use, not much travel, no gaming.
    Use it for the kids to do schooling, Microsoft office, nothing crazy at all haha
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    Bumping Thread Family laptop is toast and...

    Bumping Thread

    Family laptop is toast and looking to get something new. Wife just picked up an older MacBook Air for a couple hundred bucks.
    Now I'm looking for myself that isn't Apple. I use...
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    Lol totally, really valid points. To clarify,...

    Lol totally, really valid points.

    To clarify, purpose of the thread and reason I was bringing to beyond to see if anyone had gone through the process of selling to Canada Drives. In terms of the...
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    LOL right? I'm just not totally up for the...

    LOL right? I'm just not totally up for the constant texts, asking for details, nickel and diming, etc.

    The listing by the way...
    ...
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    Canada Drives - Buying Cars

    I have my 2018 Lexus IS350 up for sale on Kijiji.

    Received a call from a buyer from Canada Drivers, explained to me they are buying vehicles in Alberta, and are looking to launch an online...
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    FS: 2015 Lexus RX 350 F Sport

    Vehicle Details
    Year : 2015
    Make and Model : Lexus RX 350
    Exterior Color : Grey
    Interior Color : Black
    Auto or Manual? : Auto
    Odometer Reading : 130,500
    Location of Vehicle : Calgary...
  11. There are many reasons to set up a trust, and...

    There are many reasons to set up a trust, and they don’t need to be set up just when someone dies.
    -control the asset, control distributions, avoiding probate, tax savings, managing the asset
    ...
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    Love it. Thanks for sharing. Having just gone...

    Love it. Thanks for sharing.
    Having just gone through this process, and living in the final product, I am super thrilled for you and your family.
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    Haha good time for riander to promote his hockey...

    Haha good time for riander to promote his hockey equipment review website....
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    Went this route this year. $25 IKEA tree.....and...

    Went this route this year. $25 IKEA tree.....and you get a $25 IKEA Gift Card when you buy it...so win/win. Get a real tree, for pretty much nothing.
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    https://www.bnnbloomberg.ca/vax-1.1524352 ...

    https://www.bnnbloomberg.ca/vax-1.1524352

    Earlier than expected?

    "Christine Elliott said the country is set to get four million doses of the Pfizer vaccine between January and March as well as...
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    Only accumulated income and grant money is taxed....

    Only accumulated income and grant money is taxed. Your after tax contributions aren’t taxed when they are withdrawn.

    Think of the accumulated income as a form of income splitting with your child,...
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    ^^^this is the correct strategy, if you have the...

    ^^^this is the correct strategy, if you have the means to do it of course.
  18. Replies
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    Haha right? The thing is there is no actual list...

    Haha right? The thing is there is no actual list saying funds need to go towards tuition. If you can make the argument the expense was done for education purposes it should be fine. Food, board,...
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    Absolutely you can. All that is required is proof...

    Absolutely you can. All that is required is proof of enrolment to facilitate an RESP withdrawal. Those could go for anything really as long as it is considered “reasonable” education expenses....
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    https://www.univcan.ca/universities/facts-and-stat...

    https://www.univcan.ca/universities/facts-and-stats/tuition-fees-by-university/

    Good source here. Keep in mind if the kids go to University somewhere else, multiple flights per year, likely...
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    Your entire team just has to clear the red line,...

    Your entire team just has to clear the red line, other team can fish it out of their net right away though, so can't celebrate a goal really.
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    hahaha it's essentially glorified shinny.

    hahaha it's essentially glorified shinny.
  23. Replies
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    Couple games into the Winsport League and I must...

    Couple games into the Winsport League and I must say, it is an intense workout. (especially being off the ice for the last 6 months)
    Only two lines (max roster of 11).....no whistles/faceoffs....so...
  24. Poll: I'm curious if the city/AHS is going to come out...

    I'm curious if the city/AHS is going to come out with any guidelines/recommendations. It looks like CDC is recommending to scrap it all together. Community spread in the US has obviously been more...
  25. Replies
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    Couple updated shots. Still waiting on furniture...

    Couple updated shots. Still waiting on furniture and blinds

    94295
    94296942979429894299
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    This.

    This.
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    What division are you in?

    What division are you in?
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    Marginal Tax Rate + 20% Penalty...unless you have...

    Marginal Tax Rate + 20% Penalty...unless you have room to roll it into your RRSP.
  29. Replies
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    Same same. We start next Thursday. I wonder...

    Same same.
    We start next Thursday.

    I wonder how many divisions there are going to be.

    - - - Updated - - -



    Yup, hearing a lot of that going around.. riander5 cam_wmh
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    Do not do this unless it is absolutely necessary....

    Do not do this unless it is absolutely necessary.

    You must repay any grant money received on those contributions you are taking out and you lose that grant money forever.
    Amount withdrawn also...
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    That didn't take long.

    That didn't take long.
  32. Replies
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    Well from my understanding, they set an internal...

    Well from my understanding, they set an internal benchmark in terms of their strategic asset allocation, and use index funds to stick to that internal benchmark.
    There is still some decision...
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    Right? Huge fan of them. Also, the thing with...

    Right? Huge fan of them.

    Also, the thing with those Vanguard funds, there is still going to be some decisions being made on asset allocation within them. It's not like you are just buying 80%...
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    Haha I know the asset allocation plays a...

    Haha I know the asset allocation plays a significant role and that over the long term, in theory, VGRO should perform. Which is why I mentioned short term. The key point I was trying to make is the...
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    Kind of off topic to the original purpose of the...

    Kind of off topic to the original purpose of the thread but ties into what is being discussed above.

    ETF's are great for their low cost, but it is interesting that VGRO is touted as the "higher...
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    bahaha I totally forgot about that guy. Also,...

    bahaha I totally forgot about that guy.

    Also, Winsport is doing a Fall Mini-League. Believe 11 person teams, 4 team league.
    Jumping on my dad's team to at least get back on the ice. His was the...
  37. Replies
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    Love it. Simple advice a large portion of the...

    Love it. Simple advice a large portion of the population could go off of.
  38. Replies
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    It’s been a crazy busy week so haven’t had a...

    It’s been a crazy busy week so haven’t had a chance to take pictures and all that.

    However, have a little comparison between before and after of in front.

    We have some furniture in so I won’t...
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    Actually, you are right, that's a better idea....

    Actually, you are right, that's a better idea. I'll do one before we start moving items into the house to get the raw difference between before and after.



    We opted for a counter-depth...
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    Yes, Rectangle included it as part of the overall...

    Yes, Rectangle included it as part of the overall contract.
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