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  1. I got fired from the Safeway deli for my first...

    I got fired from the Safeway deli for my first job ever when I first started high school. No one ever trained me and I basically had to figure out what was going on. At the end of the probation...
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    AFAIK TD doesn't reduce the trading fee based on...

    AFAIK TD doesn't reduce the trading fee based on account value, but rather number of trades.

    They'll lower trades to $7 but only if you make more than 150 per quarter which is fucking nuts.
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    https://www.calgary.ca/cfod/finance/Pages/Property...

    https://www.calgary.ca/cfod/finance/Pages/Property-Tax/Tax-Bill-and-Tax-Rate-Calculation/Historical-Tax-Rates.aspx
  4. Thanks fellas. I have another exciting prospect...

    Thanks fellas. I have another exciting prospect lined up for this Friday. It's a local vehicle and it jumped to the top of my list so I contacted the Edmonton guy to let him know right away in case...
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    Sticky: I've really wanted to get into Pembina. Have seen...

    I've really wanted to get into Pembina. Have seen a number of Beyonders say that they hold it.

    I'm just waiting for another recession or at least another December-sized correction before putting...
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    Poll: From a corporate standpoint, it's less than a...

    From a corporate standpoint, it's less than a drop in the pond for them to give credit for a 19 year old TV towards another product. Money goes back into their pocket anyway.

    I don't know if...
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    Poll: I remember the thread when that TV thing came up....

    I remember the thread when that TV thing came up. It was hilarious.
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    Poll: I bought a $150 TV mount last December that I was...

    I bought a $150 TV mount last December that I was never really happy with but was too lazy to dismount the TV and return.

    Then I walked past last week and there was a way better one for $119 :rofl:
  9. Damn, some pretty sweet stories so far. This is...

    Damn, some pretty sweet stories so far. This is the kind of stuff I love reading.
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    Poll: We have a Costco membership and use it fairly...

    We have a Costco membership and use it fairly frequently. Definitely for staples like chicken breast, dairy, and toiletries. Their meat lasagna is amazing so we splurge on that from time to time.
    ...
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    It's been a couple weeks since we went to our...

    It's been a couple weeks since we went to our mailbox haha.

    Went from $242 to $246 per month. Up 1.6% :rofl: Assessed value down $16500 from when we bought 5 years ago.
  12. Let's play a game - Most memorable (one destination and one activity)

    Would really be interesting to see where Beyonders have travelled over the years and what were some of the top experiences.

    For this game, please post your most memorable destination and the...
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    One thing I hate about sports are the interviews....

    One thing I hate about sports are the interviews.

    "We just gotta get out there and do what we do, and the other team is gonna get out there and do what they do, and both of our teams will do what...
  14. That definitely stood out, but I also thought...

    That definitely stood out, but I also thought that maybe he had it for 2 years it wasn't quite a flip since he bought it at 70,000km and owned it until 87,000km.

    Maybe I can pick it up for 17500...
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    We stayed in the Marine Parade area last November...

    We stayed in the Marine Parade area last November and there were good choices along East Coast Road, nothing amazing. We hit up a place called Sin Hoi Sai Eating House which was great. It was...
  16. Man that's quite a story haha. Just highlights...

    Man that's quite a story haha. Just highlights what Twin_Cam_Turbo said about some people who won't trust anyone no matter what.

    So the guy called me this morning as promised and we had a quick...
  17. The VQ37 is reliable and as you said has been...

    The VQ37 is reliable and as you said has been around forever. I did a bit more reading and I didn't catch it before, but the pre-2012's seem to have inferior oil gallery gaskets in the rear timing...
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    Niceeeee. Historical moment.

    Niceeeee. Historical moment.
  19. Ah, this is a 2011.

    Ah, this is a 2011.
  20. Okay so another private G37XS just popped up in...

    Okay so another private G37XS just popped up in Edmonton. There was no phone # on the ad so I messaged him within the hour of the ad going up and I'm certain I was the first cause there were only 2...
  21. Yeah exactly haha. Like I said, I'm just average...

    Yeah exactly haha. Like I said, I'm just average schmuck with some basic TD products.

    I just think it's hilarious that the rep tried to lie through his teeth when I called him out and asked "so...
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    For all you gangsta leaners, is your face behind...

    For all you gangsta leaners, is your face behind the B pillar so you're looking out your rear passenger windows in a sedan? :rofl:

    https://i.ytimg.com/vi/lb5KT0No1zc/hqdefault.jpg
  23. Yeah for sure! I had the All-Inclusive account as...

    Yeah for sure! I had the All-Inclusive account as well but moved down to the Unlimited account.

    Just FYI, if you don't have that top-tier account and ever need a bank draft(s) or free cheques,...
  24. I'm just average joe but my wife and I have our...

    I'm just average joe but my wife and I have our investment holdings through TD, dual term life products, an auto insurance policy and an unsecured LOC which admittedly doesn't get used much. We had a...
  25. Bank account monthly fee - keep the float or put it in the market?

    Do you guys maintain a float in your bank accounts to get a monthly fee rebate?

    My monthly TD fee is $15 so I just keep a minimum of $4000 in there but I've been thinking about just throwing that...
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    All these companies are doing is jacking up their...

    All these companies are doing is jacking up their plan prices 10-15% and calling it a good deal because it has more/unlimited data.

    Isn't it that the data doesn't actually cost the carriers much,...
  27. For sure. I always negotiate the OTD price so it...

    For sure. I always negotiate the OTD price so it doesn't bother me if they want to show a $500 doc fee in the breakdown. They can put whatever words they'd like next to the numbers. That said, I just...
  28. Soooo that was interesting. I didn't realize...

    Soooo that was interesting. I didn't realize several of my high school acquaintances worked at Sunridge Mazda as General Sales Manager, Sales Manager, and Finance Manager :rofl: :rofl: :rofl:

    I...
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    That's pretty good, basically what Rogers folks...

    That's pretty good, basically what Rogers folks are paying for now after that X-max boxing deal got the price increase some months back.
  30. Alright boys. I'm heading out to Sunridge Mazda...

    Alright boys. I'm heading out to Sunridge Mazda for that test drive now.

    I've been so focused on private sales that I didn't even consider what kind of deal I'd negotiate with a dealer but like I...
  31. Thanks Mark. I was definitely trying to figure...

    Thanks Mark. I was definitely trying to figure that part out.

    I hate buying from dealerships but I was thinking that if they'd consider somewhere around $19k OTD then I may take it. The advantage...
  32. Just came across a 2012 G37XS coupe with 85k km....

    Just came across a 2012 G37XS coupe with 85k km. Sunridge Mazda is asking $19,980, not a terrible deal.

    Going in after work to scope it out.
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    Respectfully disagree. SG is one of the most...

    Respectfully disagree. SG is one of the most expensive places to live. Unless you're planning to eat every single meal at a hawker center or McD's, I wouldn't use the word similar for pricing. Even...
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    Sticky: I bit the bullet and took a small position in...

    I bit the bullet and took a small position in $SHOP. I've been waiting a while for a sizeable dip but they've always been fairly small before moving up and onwards.
  35. I have another question for you guys regarding...

    I have another question for you guys regarding the longevity of either the G37XS or the Q50S.

    If I get one that's around 100,000km, what kind of life can I expect out of it? Is that considered...
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    Noooooo I didn't know that :( :( :( :(

    Noooooo I didn't know that :( :( :( :(
  37. I think it's just preference. I'm no car...

    I think it's just preference. I'm no car connoisseur as I've only ever owned a 1997 Civic, a 2012 Genesis Coupe, and now back to a 2010 Honda Civic. I read rage2's (and others) opinions on X/Y/Z car...
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    Sticky: Avatar extra relevant in this case haha. I've...

    Avatar extra relevant in this case haha.

    I've been wanting to get in on a couple REIT's like Inovalis and NWH. Also got a couple of picks on my watchlist.

    Can't a recession come already?! Raise...
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    A+ for effort. Beyond quote of the year still...

    A+ for effort.

    Beyond quote of the year still goes to "it's my way or the Huawei."
  40. Thank you all again for the replies. I'll...

    Thank you all again for the replies. I'll implement these suggestions moving forward and make it clear from the get-go that I have the funds ready to buy and would like to see the vehicle ASAP and...
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