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  1. Indochino is junk, don't waste your time. How...

    Indochino is junk, don't waste your time.

    How long are you in New York Buster? If you have time try to make your way down to Proper Cloth in Soho. They will get you measured up, and then you can...
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    How often are you watering typically, and what...

    How often are you watering typically, and what time of day?
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    24,666

    rage2 I'd love a 75" TV, but don't have the...

    rage2

    I'd love a 75" TV, but don't have the budget for a Sony 900F @ $4k. I found a retailer I could ship in a Vizio P75 for about $2,800 with shipping and duty all in. Slightly more than a...
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    Sorry, to clarify I fully agree with you. I was...

    Sorry, to clarify I fully agree with you. I was referring altering the risk/reward profile by adjusting the fixed income / equity mix, not the index vs active part.

    I'm a proponent of both...
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    I assure you that just because an Advisor is...

    I assure you that just because an Advisor is charging you a % of assets (a fee based account) doesn't mean they are looking after your best interests. I cant even count the number of garbage fee...
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    Type_S1 is far from close. Picking 7 Canadian...

    Type_S1 is far from close. Picking 7 Canadian equity stocks is hardly a strategy. It's what amatuers do who think they have it all figured out.

    Buster's suggestion is wayyyy better and would work...
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    There are only a few ways to know if your Advisor...

    There are only a few ways to know if your Advisor carries a fiduciary duty to you as their client:

    1) They are licenced as a Portfolio Manager (another title carrying this licencing is Investment...
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    This is bang on

    This is bang on
  9. Replies
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    I have the CFA designation and I agree with most...

    I have the CFA designation and I agree with most of the advice given already. Buster has clearly outlined the pros and cons and highlighted where the designation makes sense. If you want to get into...
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    This! A good advisor works to understand your...

    This!
    A good advisor works to understand your situation and then develops a plan to meet your specific goals. If they start talking about the types of performance they can deliver it should be a...
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    This would be my question as well. Just because a...

    This would be my question as well. Just because a firm is independent from a bank does not mean they are providing the best advice or products that aren't expensive.

    It's important to note there...
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    I wouldn't argue that there are accounting firms...

    I wouldn't argue that there are accounting firms that can provide fantastic advice around the topic, but I would suggest that a blanket statement like "do not go to a bank" is narrow minded.

    While...
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    I work in the Private Investment Counsel area...

    I work in the Private Investment Counsel area that deals with clients exactly like the OP has described.

    But you're right, not many know that ATB offers all services another big bank can offer,...
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    Sent you a PM!

    Sent you a PM!
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    This is exactly right. Not all Advisors are...

    This is exactly right. Not all Advisors are created equal, and to be honest most in the industry are sales people, especially the ones charging in the 2.5% range.



    This is also true as well....
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    This statement couldn't be farther from the...

    This statement couldn't be farther from the truth. I work in the high net worth investment space (typically $2M+ in investable assets) and one of the common mistakes I see regularly is this type of...
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    2.2%-2.4% is high. Personally I think anything...

    2.2%-2.4% is high. Personally I think anything over 2% in an A-class mutual fund is high, let alone in a fee based account holding individual stocks.

    In a fee based account you should be getting...
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    This is a tough question to answer without...

    This is a tough question to answer without knowing a little more detail. Typically firms will charge fees based on a tiered schedule, which reduces as overall portfolio size grows. It will also...
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    Check out the Laundry Store just at the top of...

    Check out the Laundry Store just at the top of the hill of Heritage going down into Deerfoot Meadows. I just purchased a dishwasher and oven from them and the other big box stores couldn't even come...
  20. Sent you a PM

    Sent you a PM
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    SOLD

    SOLD
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    FS: $600 in Bestbuy Gift cards

    I have $600 in Best Buy gift cards that I'm looking to sell.

    Will forward serial number and Pin to the buyer upon payment.

    $500 FIRM
  23. I agree with basically all of the pros and cons...

    I agree with basically all of the pros and cons that have been stated above. I've been considered "mobile" for the past 5 years; for me that typically means at home 90% of the time.

    I've worked...
  24. Oops. Thanks!

    Oops. Thanks!
  25. FS: 2004 Grey BMW 330ci w/ ZHP Performance Package

    Vehicle Details
    Year : 2004
    Make and Model : BMW 330ci
    Exterior Color : Grey
    Interior Color : Black
    Auto or Manual? : 6 speed manual
    Odometer Reading : 180,000
    Location of Vehicle : Calgary...
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    Sorry, everything is sold. :closed:

    Sorry, everything is sold. :closed:
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    I'll sell everything together for $350!

    I'll sell everything together for $350!
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    Here's a link to the album with the pictures ...

    Here's a link to the album with the pictures

    https://www.flickr.com/photos/[email protected]/sets/72157651009452582/
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    FS: Golf Clubs

    Hey guys,

    Bought a new set of clubs this season, so I'm looking to sell my old stuff.

    Here's what I've got:

    Callaway X-18 Irons, with new Winn Mid-size grips (still in great shape) -...
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    Anyone heard of a pre-cast concrete base on a...

    Anyone heard of a pre-cast concrete base on a wood post?

    www.boldposts.com

    A buddy of mine built his fence with these a few weeks ago and said it was awesome. He still had to get the holes...
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    Anyone heard of these guys? ...

    Anyone heard of these guys?

    https://ephapparel.com/

    Fairly new company started in Winnipeg. It's pretty much exactly like indochino, but their prices seem much better. I've got a fitting...
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    As a general rule of thumb, a 3-3.5% withdrawal...

    As a general rule of thumb, a 3-3.5% withdrawal rate (of your total portfolio value) is a realistic amount you can expect to draw as a sustainable retirement income amount (regardless of inflation or...
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    Just a heads up, I just picked up a console today...

    Just a heads up, I just picked up a console today at Bestbuy in Deerfoot Meadows. He said they have 5 left. GO!
  34. Sold

    Sold
  35. Check pm :bigpimp:

    Check pm :bigpimp:
  36. FS: Set of Pirelli Scorpion XTR Tires 275/55/R20

    I have a set of 4 Pirelli Tires for sale. Size is 275/55/R20.

    Lots of tread left. Came off of a 2013 Ford F150 FX-4. Only driven on for one spring/summer. 5000 km of wear - not even noticeable. ...
  37. FS: UFC149 Tickets - Below Face Value!

    Money Seats! Section 224, Row 11. $230 face value.

    $200 per ticket obo

    Message me if interested!
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    Exactly! :thumbsup: Rule #1 - do no EVER buy...

    Exactly! :thumbsup:

    Rule #1 - do no EVER buy a mutual fund with a Front End Load, or a DSC.

    Being fee concious is the easiest way to enhance long run returns. No reason to ever pay any sort...
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    I'll let you have a look at what $GOLD has done...

    I'll let you have a look at what $GOLD has done since July 1, and let you draw your own conclusion. :rolleyes:
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    I think I'm the only one that agrees with you in...

    I think I'm the only one that agrees with you in this entire thread. You SHOULD be buying stocks right now, because of the recent pull back, and NOT be buying gold, after it's recent run up. When...
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