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  1. Holy fucking hell that is tacky as shit.

    Holy fucking hell that is tacky as shit.
  2. I donít think there are many McMansions in...

    I donít think there are many McMansions in Calgary/Alberta.

    The target of the article are oversized, gaudy houses you see in the deep suburbs in the US (especially sunbelt) which prioritized for...
  3. The article speaks more to the American...

    The article speaks more to the American demographic (especially in the sun belt).
    Tons of cheaply built homes that prioritized sqft over build quality... just so they could flex their middle...
  4. OK boomer: no one wants your shitty McMansion

    Millennials don't want to buy baby boomers' sprawling, multi-bedroom homes, and it's creating a major problem in the real-estate market
    ...
  5. I'M ONLY OK WITH THIS IF BOTH SIDES OF THE...

    I'M ONLY OK WITH THIS IF BOTH SIDES OF THE AGREEMENT KNOW WHAT THEY'RE GETTING INTO!

    :rofl:
  6. Sure, if APR is the right term to use, what is...

    Sure, if APR is the right term to use, what is the APR on a product that gets you $1750 at the end of 3 years, during which you've put in $4300?
    My point is just that using terms like APR/loans...
  7. Yes. Society does, and has. Can't market...

    Yes. Society does, and has. Can't market cigarettes to kids, have to clearly put warning labels on the packages to adults who already know the cause cancer.
    It usually (but not always) revolves...
  8. Even in this thread, so many people have made...

    Even in this thread, so many people have made mention of APR, loans, etc...
    This isn't a loan, and comparing it to a loan, using terms that are usually associated with loans, etc, is all part of...
  9. Buster, I'm not sure why you're so set on...

    Buster, I'm not sure why you're so set on defending these shit stains. Read their website. If you agree with them, great. If you don't, great.
    Feels like we are arguing two different things, not...
  10. I spent almost a decade structuring and trading...

    I spent almost a decade structuring and trading financial instruments, both sell side and buy side. While on the sell side, I had a lot more knowledge than the client (typically oil producers), and...
  11. Yeah, that is too altruistic for me to commit my...

    Yeah, that is too altruistic for me to commit my life to :rofl:
    I did take part in a seed round for a startup that does exactly that though. They are tackling predatory payday lenders, growing fast,...
  12. What part about this is a loan? Did you pay any...

    What part about this is a loan? Did you pay any attention to the article aside from the part where you thought the guy is a deadbeat loser? It's a negative interest rate instrument with long lockups...
  13. Predatory loan company Spring Financial and Canada Drives

    Pay $4,300, get $1,750 back after 3 years. One man’s cautionary tale about ‘savings loans’
    https://globalnews.ca/news/6228663/savings-loans-credit-repair-loans-canada/



    What kind of ridiculous...
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    I use Advanpro on my parents' units/rentals and...

    I use Advanpro on my parents' units/rentals and would recommend them.

    https://g.page/CalgaryFurnaceCleaning?share
  15. https://twitter.com/PhillyD/status/119773741798319...

    https://twitter.com/PhillyD/status/1197737417983193089?s=20

    Ooohmyfuckinggod!! :rofl:
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    Man, there are way too many streaming services...

    Man, there are way too many streaming services now. Once you get all of them, isn't that pretty much just cable again?
    Netflix + VPN/torrenting it is... btw, zooqle.com is fucking amazing for...
  17. I just care about future expected value, sector...

    I just care about future expected value, sector agnostic.
    Oil will be as sexy as coal in 1-2 decades (I personally think 1)... where are all the baller coal jobs out there? Trump is about as good as...
  18. There's plenty more to lose, mostly in the form...

    There's plenty more to lose, mostly in the form of investments.
    Also, it makes us look like pouty little kids to the rest of the country, like how we see Quebecers when they talk about separation.
    ...
  19. Agreed, and sorry I misread the angle of your...

    Agreed, and sorry I misread the angle of your original message.

    Wexit really cuts off ones nose to spite the face.
    Things are already bad enough for Alberta, throwing separatist talk that has 0...
  20. Alberta will never separate. There will be a ton...

    Alberta will never separate.
    There will be a ton of rhetoric, but it will never happen.
  21. Replies
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    Best of luck dannie. It was devastating to read...

    Best of luck dannie. It was devastating to read (knowing where it was heading), but glad to hear you're on promising footing.

    I recently lost a very young family member to cancer. It really fucks...
  22. Is your battery dead after 6 months? Take it to...

    Is your battery dead after 6 months?
    Take it to the Tesla dealership and have them install all of them there. Or tether it to your phone if you have a shit ton of data cap available. Public wifi is...
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    So, no point in even trying then? The UCP gave...

    So, no point in even trying then?
    The UCP gave Husky a $250MM handout, and what did the people of Alberta get back? A wave of layoffs.
    That could fund a hell of a lot of startups/innovation, or...
  24. https://twitter.com/Mike_Eaves_Jr/status/119045045...

    https://twitter.com/Mike_Eaves_Jr/status/1190450459032670208

    Don't forget to download some more horsepower... free 5% bump :love:
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    :rofl::rofl:

    :rofl::rofl:
  26. Replies
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    Oh shit, the $30k limit is new! I forgot about...

    Oh shit, the $30k limit is new! I forgot about that, I think it came into effect back in August.
    Cobalt isn't metal, Plat/Biz Plat is though.

    Tbh I just used the Canadian biz plat for the sign up...
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    I have a Cobalt and love it. 5% cashback at...

    I have a Cobalt and love it. 5% cashback at restaurants and grocery stores, or 10% towards flights.
    Hack: buy pre-paid gift cards at Safeway (prepaid visa, home depot, amazon, etc), pay w/ Cobalt,...
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    The Business Platinum is $499 and way better...

    The Business Platinum is $499 and way better value. You get 75,000 bonus points for signing up w/ a referral (only 40k w/o a referral), which is worth $750 cash or up to $1500 of flights. No WeWork...
  29. Not saying it’s cheaper, just saying that the...

    Not saying it’s cheaper, just saying that the list above is the entire maintenance schedule.
  30. Yeah, longer term maintenance should be cheaper...

    Yeah, longer term maintenance should be cheaper as well:
    - cabin filters
    - tire rotation/alignment
    - brake fluid
    - air conditioning service

    ... and that's it, I think.
    Porsche in SF wanted...
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    https://youtu.be/6Ud-fPKnj3Q This talk is from...

    https://youtu.be/6Ud-fPKnj3Q

    This talk is from yesterday, decent exponential tech talk (there are better out there, there are worse). Worth a look if this is new ground.
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    Yup, agreed for retail use, but the average NYC...

    Yup, agreed for retail use, but the average NYC yellow cab drives ~115,000km/year so for taxi services they'll need a couple more advances. Tesla claims 1 million mile battery packs will be coming in...
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    I'm a proponent of peak car, especially with ride...

    I'm a proponent of peak car, especially with ride sharing becoming so prevalent and gen z being so broke. If you look at the link below, we are at record highs for automobile sales so it's not hard...
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    Centurion food and cocktail menu... pretty damn...

    Centurion food and cocktail menu... pretty damn good when it's free!
    88095
    88094
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    Amex Centurion lounges are way better than normal...

    Amex Centurion lounges are way better than normal Priority Pass lounges, and only come with Platinum and Centurion cards.
    The one at SFO has a proper cocktail menu, decent wine list, and the food is...
  36. Ford will unveil its Mustang-inspired electric SUV on November 17th

    300 mile range, with a shorter range variant starting at $40k USD.

    https://www.theverge.com/2019/10/24/20930394/ford-mustang-electric-suv-mach-e-reveal-date
  37. Registered Oct 19th, just got wait list email...

    Registered Oct 19th, just got wait list email today.
  38. :rofl::rofl:

    :rofl::rofl:
  39. Haha imagine being that insecure...

    Haha imagine being that insecure...
  40. Interesting points on the Enmax subsidy: ...

    Interesting points on the Enmax subsidy:



    So they're essentially funding a pilot study. Get a bunch of these out there, they get access to all of your charging patterns, and then can use that...
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