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Type: Posts; User: Masked Bandit

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  1. Must be people because the 300 or so temp...

    Must be people because the 300 or so temp contract teachers that were axed before Christmas all had their layoffs rescinded.
  2. If there was ever an arguement to be made for...

    If there was ever an arguement to be made for public transit, this is it? Why not have two or three drop off points within a few KM's (like West Hills shopping area) and bus the kids in from there?
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    Hostility? You think I'm hostile now, wait...

    Hostility?

    You think I'm hostile now, wait 'til you see me tonight

    Rep points for the first one to say what movie this is from.

    Seriously though, hostility with Spikers would be whatever...
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    I hate to do this to you friend buuuuuut... ...

    I hate to do this to you friend buuuuuut...

    Auto insurnace has three distinct sections of coverage. The only one that's mandatory is liability which is often refered to as "PLPD" which stands for...
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    Not a giant shock, I think he's got a good shot...

    Not a giant shock, I think he's got a good shot at winning and then beating Trudeau.
  6. Probationary contracts count, not temps. Edit:...

    Probationary contracts count, not temps.

    Edit: Hmmmm, now you've got me second guessing myself. Imma look into this, all I can find on the ATA website is that you're years count when there has...
  7. There's only certainty once you're a solid 15...

    There's only certainty once you're a solid 15 years into the project. Six years of schooling plus the first ten years of work. As mentioned above the first 3-5 years are usually filled with...
  8. Pretty tough to pull pension at age 55 (not...

    Pretty tough to pull pension at age 55 (not impossible, just not common). The formula the CBE has (edit, I think it's actually ATA not just CBE) I like to call Magic 85. Your age plus your...
  9. There's definitely risk with being a teacher, the...

    There's definitely risk with being a teacher, the risk being that your income is capped no matter what you do. You can be a complete rockstar at your job and your paycheque is still the same as the...
  10. If this were Reddit I'd upvote. If it were...

    If this were Reddit I'd upvote. If it were Facebook I would "love" it. I don't do Twatter or Instaham but you get the point. Until you've lived with a teacher for a decade and see what it takes to...
  11. No COLA. Six of the past seven years have been...

    No COLA. Six of the past seven years have been 0%, somewhere in the middle there was a 2% year.
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    No financing at this point but now that you point...

    No financing at this point but now that you point it out, I guess I should amortize the interests costs I paid over the expected timeline of me living in the home. Shit that MER just went through...
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    With an MER of at least 2% though. If my primary...

    With an MER of at least 2% though. If my primary residence was a mutual fund it would be sold by WFG...lol.
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    I think you missed the part where he said that...

    I think you missed the part where he said that his RE is DOWN 30%
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    . I have to think that what happened in...

    .

    I have to think that what happened in Alberta and to some extent Saskatchewan from about 2004 - 2008 was a once in a lifetime blip. We built a house in 2002 that doubled in "value" by 2008 and...
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    I know you're joking but it's surprising how many...

    I know you're joking but it's surprising how many people will actually argue in favour of this position. Usually Americans because they can deduct the interest on their mortgage at tax time but...
  17. I'm sure JT will find some way to apologize.

    I'm sure JT will find some way to apologize.
  18. I can't speak to Subaru but one of our vehicles...

    I can't speak to Subaru but one of our vehicles is a Hyundai and we had a sunroof issue before the warranty expired and they tried to fix it twice, thought they had it but nope, same issue came up...
  19. What a patriot! And Halle Berry....mmmmmmm

    What a patriot! And Halle Berry....mmmmmmm
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    Good move! I said it earlier in this thread...

    Good move!

    I said it earlier in this thread but I have to repeat it, anyone that's looking to gain a solid basic understanding of investing for 99% of us average joe type folks just listen to all...
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    Are you sure they're not looking for your NOA...

    Are you sure they're not looking for your NOA from the 2018 tax year which you would have received in the spring of 2019?
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    Please elaborate on "and this is basically what I...

    Please elaborate on "and this is basically what I learned last night"? Did it come to you in a dream or have you be been doing some reading / educating on the subject?
  23. I dunno whatchya talkin' 'bout???

    I dunno whatchya talkin' 'bout???
  24. IN THEORY... Your insurance company can say...

    IN THEORY...

    Your insurance company can say that your failure to advise them of a different address is a Material Change In Risk (you're now living in a different rating territory) and because you...
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    Looks like a fine young man: ...

    Looks like a fine young man:

    https://www.facebook.com/Cee2019JaxPelletier

    She's a peach too, prior criminal record.
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    Time IN the market beats timeING the market Or...

    Time IN the market beats timeING the market

    Or some shit like that. Long story short just get the money in.
  27. How DARE you use common sense and logic to...

    How DARE you use common sense and logic to evaluate a real world situation!!!

    The years of 2001 - 2004 were an epic mess in the auto insurance industry and when the legislation was changed in...
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    Spongebob has better music. "Ohhhhhhhhhh, who...

    Spongebob has better music.

    "Ohhhhhhhhhh, who lives in pinneapple under the sea?"

    About the only thing I trust on the evening newscast are the sports scores, the rest of it is 2% "fact" and 98%...
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    Rep given for the last line. As for the...

    Rep given for the last line.

    As for the overall sentiment towards the business of information, it's well past corrupt at this point and I don't see any real source of accurate, unbiased...
  30. The wife's school has them but if you want a...

    The wife's school has them but if you want a parking stall with a plug in you have to pay extra each year (this is for the teachers, not the students).
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    Not sure if serious or trolling but there's 0%...

    Not sure if serious or trolling but there's 0% chance it's Kenney.





    DING DING FUCKIN' DING! It's all just a popularity contest at this point, I see a confident female as the kryptonite for...
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    I think there's been a building swell of...

    I think there's been a building swell of opposition against Scheer since even before the election. A lot of party insiders see him as a lame duck that can't beat JT even when he's blackfaced. I...
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    I heard that too. How does one person get access...

    I heard that too. How does one person get access to party money to do with as he pleases? Just because he's the leader doesn't mean he has a chequebook in his desk requiring only his signature with...
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    Poll: If damage occurs to a common area due to an...

    If damage occurs to a common area due to an insured peril then yes, the SA you receive will be covered. If it's just maintenance though you're on your own. Most of the building envelope issues I've...
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    Scheer is out...who's next?

    With Andrew Scheer stepping down today who are the likely candidates to replace him? Peter MacKay coming back in maybe?
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    Poll: Largely, no. Just the same as you can't buy it...

    Largely, no. Just the same as you can't buy it for your own single family detached home. If I need a new roof just because my current one is too old / worn out insurance isn't going to pay for...
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    I've been trying to find out for a while now,...

    I've been trying to find out for a while now, when the official budget was released did EPSB / ESSB have to cut any teaching positions?
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    Poll: Everyone that has condo insurance has coverage...

    Everyone that has condo insurance has coverage for special assessments IF it's the right kind of assessment, normally things like deductible back-charge. If the SA is for maintenance related costs...
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    Poll: I can't speak to that as I don't write policies...

    I can't speak to that as I don't write policies for condo corporations, the one specific policy I referenced is for an individual client of mine who brought it to me and asked me if it was normal. ...
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    Poll: Relevant? ...

    Relevant?

    https://ca.yahoo.com/finance/news/condo-insurance-canada-145100939.html
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