Originally Posted by
gwill
so this is the part I'm conflicted on. If it's written off will the insurance scew us on a stupidly low buy out. If that's the case it's not worth the trouble being written off.
Family seems to think if it's written off we will end up on the losing side of things.
As others said it's just a bumper. Cars perfectly fine otherwise.. would rather the kid keep the car he's familiar with then get a low payout and then gamble with some other vehicle.
As stated, be ready for a battle, never accept their first offer. If its being written off, they need to replace it with something of similar value/similar condition.
Ive had a vehicle written off that the payout was more than it was bought for, solely because finding a semi-rare replacement "in like" condition required them to pony up more money and i bargained for a good deal when i originally bought it.
It took work, but i had to send 3-4 examples of vehicles in the market (kijiji) with similar mileage/condition.
With todays market on used vehicles, it should be easy to come out ahead
"Speed has never killed anyone, suddenly becoming stationary… That’s what gets you."