Ok, so here is how my father is working the rent to own he is doing... the tenant is paying what equates to market rent as a mortgage payment to him. the payment, less 5% goes towards paying down the principal on an agreed upon purchase price. The homes title stays in my father's name until 20% has been paid off, then gets transfer and treated as a normal mortgage (held by my dad). During the whole time, the tenant is responsible for maintenance and repairs/property taxes ECT. Seems win/win no? Dad makes 5% on a few hundred grand, tenant pays no "extra" rent. It's like buying a place with 0 down. ( I think they gave him like 5k down) @ercchry what do you think? Also, essentially sold the place with no commission/reltor fees