Statefarm Insurance!

[max_boost]

Ok guys, I am switching over to Statefarm, taking advantage of the good student and drivers ed discount.....its huge!

Anyway, I am 0.1GPA off the good student rate, that sucks but that is ok, it will be made up after next month......

As for the drivers ed discount, they said any AMA approved course......here is the thing, on the AMA website, there are all kinds of driver education, which one should I choose? I was thinking about the proactive/defensive driver course.....

Any inputs? I never took drivers Ed when i got my license 5 years ago

[Weapon_R]

What is classified to them as the min discounted GPA mark anyways? I might call them up cuz my insurance is raping me.

[max_boost]

Originally posted by Weapon_R
What is the good driver's GPA anyways?

3.0GPA for Good Student
And drivers education

The combined discounts will save me at least $125/month!

So I only pay high insurance for 1 month, but in reality, I am saving vs. Allstate anyway!

[5gluder]

Becarful, there notorius for jacking up the rates after you've signed. Happened to me

[RiceCake]

Originally posted by 5gluder
Becarful, there notorius for jacking up the rates after you've signed. Happened to me

My parents were under statefarm and they had annual increases... In the end my parents switched over to TD.

Hey Sam, Check out HSBC Canadian Direct while you're at it. They're rates are one of the better ones out there.

[max_boost]

Oh man, are you guys serious? But then, it seems like everyone's insurance is going up these days?

Well, right now, I am saving $650/year vs. AllState. After my discounts it will be well over $2000!

The guy I am dealing with right now is awesome, very thorough, very professional!

[5gluder]

Originally posted by max_boost

The guy I am dealing with right now is awesome, very thorough, very professional!

He's a salesman, he makes money off commission. They jacked up my rate by around $30 a month. Just becarful Sam

[Daddymax]

that's werid my gf quote was way better at allstate!

[Stratus_Power]

my whole family is w/ statefarm, the good student/drivers ed discount is huge!!!!
I didnt take AMA, i just took the school drivers A when i was in High school.. it works

[max_boost]

Originally posted by 5gluder


He's a salesman, he makes money off commission. They jacked up my rate by around $30 a month. Just becarful Sam

Just cause? No tickets? Nothing? The way I look at it is, as long as I am saving money! That is all that matters! haha

[5gluder]

Originally posted by max_boost


Just cause? No tickets? Nothing?

Yeah, no reason, haven't gotten a ticket in four years.

[Hollywood]

Originally posted by max_boost
Oh man, are you guys serious? But then, it seems like everyone's insurance is going up these days?

Well, right now, I am saving $650/year vs. AllState. After my discounts it will be well over $2000!

The guy I am dealing with right now is awesome, very thorough, very professional!

Sam get it in writing first. If he denies it then you have your proof not to trust them. Also check into that the day you sign up you need that 3.0gpa as insurance cant be adjusted till renewal.

Here is a trick call another state farm branch and ask them these questions and see if you get a different answer.

[max_boost]

Originally posted by Hollywood


Sam get it in writing first. If he denies it then you have your proof not to trust them. Also check into that the day you sign up you need that 3.0gpa as insurance cant be adjusted till renewal.

Here is a trick call another state farm branch and ask them these questions and see if you get a different answer.

Yes, I will ask him.....but the quotes are identical to the ones on the website? So if it doesn't go up on the website, he can't really justify an increase?

He told me, he would adjust my premiums accordingly when I show him my grades/driver education certificate, which will be completed sometime next month.

Sounds pretty legit to me?

[Stratus_Power]

its legit, i got that discount, the service is pretty nice as the guy know us by name. right now im only paying $40/6 months for the 2 car in my family as 2nd driver after drivers Ed and honor roll. and i dont think it has to be renewal time, i think they can do it whenever.

[Hollywood]

Originally posted by Stratus_Power
and i dont think it has to be renewal time, i think they can do it whenever.

I dought it. But I can't say 4 sure.

[szw]

Do they need an official transcipt or can you just print it off infonet? haha

Wow a real incentive to study!

[speedracer]

Ouch - I did their web quote and I still get a better deal from Allstate with 2 cars under my name. State Farm cost almost 2X as much

[Mckenzie]

The most recognized driving school in North America is Young Drivers. I took it, and I have to say it has made me a very good driver. I have been collision free since I got my license, and the techniques they teach you help you to prevent accidents before they happen. It also incorporates a defensive driving program into their class so you get the added benefit of that as well.

[Altezza]

I'm with statefarm and always have been. They were great while I was in school, but they just jacked my rates 20% for no reason - no tickets, no accidents, nothing . I knew rates were on the rise, so I figured a 5% and MAYBE 10% increase on my premium but 20% is friggin nuts. I'm considering switching to Meloche Monnex cuz I get 20% off their rates.

For the Good Student Discount, you have to bring a form to the registrar and they have some lady inside who checks your GPA and stamps the form. You send the form to Toronto if I remember correctly.

[max_boost]

Interesting......well they are going to have to drop my rates before they raise it! Cause the chinaman I am, I'm outta there once I have to pay more for no reason! haha